Dan Kaercher

Dan Kaercher

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Closed

$499,000

($197,807 down)
FHA

44341 Dusky Willow Street, Lancaster, CA 93536

3
2
1,945 sqft
PITI Monthly
$2,548.47 /mo

Listing courtesy of: Nanette Basin, Coldwell Banker Realty

Assumed Rate

4.14%
7.15%

Principal & Interest

$1,626 /mo
$2,261 /mo

What's Special

LOCATION
SHOPPING
SPACIOUS
WALK-IN CLOSET
MASTER SUITE
SEPARATE SHOWER
PATIO

Newer 3BR and 2BA home in highly desirable West Lancaster neighborhood. Spacious living room has plantation shutters, with plank flooring throughout all the public rooms. The kitchen seamlessly connects to the family room. Its got plentiful cabinet space with a large pantry and a breakfast bar for casual meals. The coveted open floor plan has the family room opening with sliders out to the yard. The master suite with lots of windows has a spacious walk-in closet. Attached bath has double sinks with separate shower and tub. Laundry room leads into garage that has been dry walled and is currently being used as a gym. Backyard has stamped concrete patio great for barbecuing off the family room and a larger one on the side of the house perfect for basketball. The covered patio area off the back adds additional entertaining space, creating great indoor-outdoor flow. The property is fully enclosed with block wall fencing ensuring privacy. Ideally situated on a spacious corner lot, the home has been well maintained and shows pride of ownership. Excellent location in close proximity to restaurants, shopping areas, schools and AV College.

... Show more

Assumption Snapshot

Type of Loan
FHA
Interest Rate
4.14
Remaining Loan Term
24 years, 2 months
Monthly PITI
$2,548.47/mo
Estimated Loan Balance
$319,185
Cash to close
$197,807
Interest Paid
$76,615

Facts & Features

Interior

Bedrooms & Bathrooms
  • Bedrooms: 3
  • Bathrooms: 2
Cooling & Heating
  • Cooling: CentralAir
  • Heating: Central
Features
  • Materials: Unknown
  • Community: Unknown
  • Has Fireplace: No
  • Fireplace Features: None
  • Flooring: Unknown

Exterior

Fencing
  • Fencing: Block, GoodCondition
Roof
  • Roof: Unknown
Parking
  • Garage: Yes
  • Garage Spaces: 2
  • Carport: No
  • Carport Spaces:
Water
  • Sewer: PublicSewer
  • Water Source: Public
Pool
  • Has Pool: No
  • Pool Features: None

Construction

Type & Style
  • Stories: 1
  • Home type: SingleFamilyResidence
  • Architectural Style: Mediterranean
Materials
  • Unknown
  • Roof: Unknown
Condition
  • Year Built: 2005
Details
  • Builder:

Community & HOA

Community
  • Subdivision:
  • Features: Curbs, Sidewalks
HOA
  • Has HOA: No
Location
  • Region: Lancaster

Financial Details

  • Price per Sqft: $256.56
  • Tax Annual Amount: $6237.5
  • On Market Date: 2024-10-12T00:00:00.000Z
Inquire about this property

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Apply to Assume

Fill out an application to explore financing options for assuming this loan.

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Savings Calculator

Current cash to close is $197,807 (40%)
You can enter any amount below - secondary financing will cover the difference if needed.
40%
$

You cover the entire equity of $197,807!

Enter a smaller amount if you prefer to use secondary financing.

Loan Breakdown

Assumed Mortgage4.14% Sellers Rate
$301,193
Your Cash$197,807
Total Purchase Price:$499,000

Assumed vs Traditional Mortgage

Assumed @ 4.14%
$1,626/mo
Traditional @ 7.5%
$2,346/mo
You save $720/month ($8,641/year)

*Secondary financing rates are an estimated value based on input

MLS ID: SR24211921

Listing From:

Last updated: 2025-01-14T20:13:12.000Z

© , CRMLS. All rights reserved. Information deemed to be reliable but not guaranteed. The data relating to real estate for sale on this website comes in part from the Broker Reciprocity Program. Listing broker has attempted to offer accurate data, but buyers are advised to confirm all items. IDX information is provided exclusively for consumers’ personal, non-commercial use and that it may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Information deemed reliable but not guaranteed to be accurate. Listing information updated daily.

Assumed Rate

4.14%
7.15%

Principal & Interest

$1,626 /mo
$2,261 /mo
Inquire about this property

We will reach out to you with more details

Apply to Assume

Fill out an application to explore financing options for assuming this loan.

Apply now

Savings Calculator

Current cash to close is $197,807 (40%)
You can enter any amount below - secondary financing will cover the difference if needed.
40%
$

You cover the entire equity of $197,807!

Enter a smaller amount if you prefer to use secondary financing.

Loan Breakdown

Assumed Mortgage4.14% Sellers Rate
$301,193
Your Cash$197,807
Total Purchase Price:$499,000

Assumed vs Traditional Mortgage

Assumed @ 4.14%
$1,626/mo
Traditional @ 7.5%
$2,346/mo
You save $720/month ($8,641/year)

*Secondary financing rates are an estimated value based on input

Follow Us
Your Home Sold Guaranteed Realty
Agent/Broker
Dan KaercherYour Home Sold Guaranteed Realty(480) 202-1789Dankaercher@state48livin.comMLS SA677983000

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