Dan Kaercher

Dan Kaercher

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Closed

$329,900

($243,417 down)
FHA

442 Douglas Street, Bakersfield, CA 93308

3
2
1,268 sqft
PITI Monthly
$985.32 /mo

Listing courtesy of: Robert Dobbs, 661 Realty

Assumed Rate

5.75%
7.15%

Principal & Interest

$745 /mo
$862 /mo

What's Special

REMODELED
GREAT CURB APPEAL
DINING
STAINLESS STEEL APPLIANCES
FIREPLACE
PATIO

Move in ready Wattenbarger home. This 3 bed 1.75 bath home is 1268sf and has been well cared for. From upgraded paint, fireplace to wood look laminate flooring the living room is warm and inviting. Front bathroom has been remodeled. Large kitchen includes tile flooring, stainless steel appliances wood cabinets, tile counters and overlooks a window view of the front yard and large dining area. The front yard has great curb appeal and chain link fencing, the back yard includes a covered patio, lemon tree and a park like setting. The home has recently been replumbed with a new pex plumbing, the roof is in very good condition and a/c is newer. Call your favorite Realtor to schedule your showing.

... Show more

Assumption Snapshot

Type of Loan
FHA
Interest Rate
5.75
Remaining Loan Term
13 years, 11 months
Monthly PITI
$985.32/mo
Estimated Loan Balance
$86,812
Cash to close
$243,417
Interest Paid
$101,608

Facts & Features

Interior

Bedrooms & Bathrooms
  • Bedrooms: 3
  • Bathrooms: 2
Cooling & Heating
  • Cooling: CentralAir
  • Heating: Radiant
Features
  • Materials: Unknown
  • Community: Unknown
  • Has Fireplace: Yes
  • Fireplace Features: FamilyRoom
  • Flooring: Unknown

Exterior

Fencing
  • Fencing: Unknown
Roof
  • Roof: Unknown
Parking
  • Garage: Yes
  • Garage Spaces: 2
  • Carport: No
  • Carport Spaces:
Water
  • Sewer: PublicSewer
  • Water Source: Public
Pool
  • Has Pool: No
  • Pool Features: None

Construction

Type & Style
  • Stories: 1
  • Home type: SingleFamilyResidence
  • Architectural Style: Unknown
Materials
  • Unknown
  • Roof: Unknown
Condition
  • Year Built: 1979
Details
  • Builder:

Community & HOA

Community
  • Subdivision:
  • Features: Curbs
HOA
  • Has HOA: No
Location
  • Region: Bakersfield

Financial Details

  • Price per Sqft: $260.17
  • Tax Annual Amount: $4123.75
  • On Market Date: 2025-01-15T00:00:00.000Z
Inquire about this property

We will reach out to you with more details

Apply to Assume

Fill out an application to explore financing options for assuming this loan.

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Savings Calculator

Current cash to close is $243,417 (74%)
You can enter any amount below - secondary financing will cover the difference if needed.
74%
$

You cover the entire equity of $243,417!

Enter a smaller amount if you prefer to use secondary financing.

Loan Breakdown

Assumed Mortgage5.75% Sellers Rate
$86,483
Your Cash:$243,417
Total Purchase Price:$329,900

Assumed vs Traditional Mortgage

Assumed @ 5.75%
$745/mo
Traditional @ 7.5%
$894/mo
You save $149/month ($1,792/year)

*Secondary financing rates are an estimated value based on input

MLS ID: OC25010057

Listing From:

Last updated: 2025-03-21T05:30:25.000Z

© , CRMLS. All rights reserved. Information deemed to be reliable but not guaranteed. The data relating to real estate for sale on this website comes in part from the Broker Reciprocity Program. Listing broker has attempted to offer accurate data, but buyers are advised to confirm all items. IDX information is provided exclusively for consumers’ personal, non-commercial use and that it may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Information deemed reliable but not guaranteed to be accurate. Listing information updated daily.

Assumed Rate

5.75%
7.15%

Principal & Interest

$745 /mo
$862 /mo
Inquire about this property

We will reach out to you with more details

Apply to Assume

Fill out an application to explore financing options for assuming this loan.

Apply now

Savings Calculator

Current cash to close is $243,417 (74%)
You can enter any amount below - secondary financing will cover the difference if needed.
74%
$

You cover the entire equity of $243,417!

Enter a smaller amount if you prefer to use secondary financing.

Loan Breakdown

Assumed Mortgage5.75% Sellers Rate
$86,483
Your Cash:$243,417
Total Purchase Price:$329,900

Assumed vs Traditional Mortgage

Assumed @ 5.75%
$745/mo
Traditional @ 7.5%
$894/mo
You save $149/month ($1,792/year)

*Secondary financing rates are an estimated value based on input

Follow Us
Your Home Sold Guaranteed Realty
Agent/Broker
Dan KaercherYour Home Sold Guaranteed Realty(480) 202-1789Dankaercher@state48livin.comMLS SA677983000

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