Dan Kaercher

Dan Kaercher

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$430,000

($16,331 down)
FHA

44283 Raysack Avenue, Lancaster, CA 93535

4
2
1,282 sqft
PITI Monthly
$3,272.07 /mo

Listing courtesy of: ANN MARIE RAMIREZ, DIAMOND POINT PROPERTIES

Assumed Rate

5.23%
7.15%

Principal & Interest

$2,370 /mo
$2,905 /mo

What's Special

FIREPLACE

This 4 bedroom 2 bathroom home offers an open floor plan with a fireplace in the living room and sliding glass door to your backyard. One of the bedrooms is a primary with an ensuite bathroom. The home has a 2 car attached garage.

... Show more

Assumption Snapshot

Type of Loan
FHA
Interest Rate
5.23
Remaining Loan Term
27 years, 3 months
Monthly PITI
$3,272.07/mo
Estimated Loan Balance
$472,127
Cash to close
$16,331
Interest Paid
$60,662

Facts & Features

Interior

Bedrooms & Bathrooms
  • Bedrooms: 4
  • Bathrooms: 2
Cooling & Heating
  • Cooling: CentralAir
  • Heating: Central
Features
  • Materials: Unknown
  • Community: Unknown
  • Has Fireplace: Yes
  • Fireplace Features: LivingRoom
  • Flooring: Unknown

Exterior

Fencing
  • Fencing: Unknown
Roof
  • Roof: Unknown
Parking
  • Garage: Yes
  • Garage Spaces: 2
  • Carport: No
  • Carport Spaces:
Water
  • Sewer: PublicSewer
  • Water Source: Public
Pool
  • Has Pool: Yes
  • Pool Features: InGround, Private

Construction

Type & Style
  • Stories: 1
  • Home type: SingleFamilyResidence
  • Architectural Style: Unknown
Materials
  • Unknown
  • Roof: Unknown
Condition
  • Year Built: 1969
Details
  • Builder:

Community & HOA

Community
  • Subdivision:
  • Features: Gutters, StreetLights
HOA
  • Has HOA: No
Location
  • Region: Lancaster

Financial Details

  • Price per Sqft: $335.41
  • Tax Annual Amount: $5375
  • On Market Date: 2025-02-10T00:00:00.000Z
Inquire about this property

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Apply to Assume

Fill out an application to explore financing options for assuming this loan.

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Savings Calculator

Current cash to close is $16,331 (4%)
You can enter any amount below - secondary financing will cover the difference if needed.
4%
$

You cover the entire equity of $16,331!

Enter a smaller amount if you prefer to use secondary financing.

Loan Breakdown

Assumed Mortgage5.23% Sellers Rate
$413,669
Your Cash$16,331
Total Purchase Price:$430,000

Assumed vs Traditional Mortgage

Assumed @ 5.23%
$2,370/mo
Traditional @ 7.5%
$3,013/mo
You save $643/month ($7,722/year)

*Secondary financing rates are an estimated value based on input

MLS ID: WS25030528

Listing From:

Last updated: 2025-03-04T13:52:50.000Z

© , CRMLS. All rights reserved. Information deemed to be reliable but not guaranteed. The data relating to real estate for sale on this website comes in part from the Broker Reciprocity Program. Listing broker has attempted to offer accurate data, but buyers are advised to confirm all items. IDX information is provided exclusively for consumers’ personal, non-commercial use and that it may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Information deemed reliable but not guaranteed to be accurate. Listing information updated daily.

Assumed Rate

5.23%
7.15%

Principal & Interest

$2,370 /mo
$2,905 /mo
Inquire about this property

We will reach out to you with more details

Apply to Assume

Fill out an application to explore financing options for assuming this loan.

Apply now

Savings Calculator

Current cash to close is $16,331 (4%)
You can enter any amount below - secondary financing will cover the difference if needed.
4%
$

You cover the entire equity of $16,331!

Enter a smaller amount if you prefer to use secondary financing.

Loan Breakdown

Assumed Mortgage5.23% Sellers Rate
$413,669
Your Cash$16,331
Total Purchase Price:$430,000

Assumed vs Traditional Mortgage

Assumed @ 5.23%
$2,370/mo
Traditional @ 7.5%
$3,013/mo
You save $643/month ($7,722/year)

*Secondary financing rates are an estimated value based on input

Follow Us
Your Home Sold Guaranteed Realty
Agent/Broker
Dan KaercherYour Home Sold Guaranteed Realty(480) 202-1789Dankaercher@state48livin.comMLS SA677983000

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