Dan Kaercher

Dan Kaercher

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$410,000

($91,506 down)
FHA

44235 W MCCLELLAND Drive, Maricopa, AZ 85138

4
3
2,605 sqft
PITI Monthly
$1,992.36 /mo

Listing courtesy of: George Laughton, My Home Group Real Estate

Assumed Rate

2.87%
7.15%

Principal & Interest

$1,434 /mo
$2,337 /mo

What's Special

DINING
SPACIOUS
MODERN
PATIO
LANDSCAPED
CHARMING

Recently updated and modernized, this stunning 4-bed, 2.5-bath, two-story home is nestled in a charming community with fantastic amenities. Flooded with natural light, the bright and inviting atmosphere is enhanced by blinds on all windows. The spacious dining area flows effortlessly into the eat-in kitchen, complete with a breakfast bar for both casual and formal dining. The home features updated flooring from 2024 and comes fully equipped with smart home technology, including Samsung appliances (microwave, dishwasher, refrigerator) that can be controlled via an app, Ecobee thermostats adjustable through Alexa or an app, and smart TVs compatible with Alexa or a dedicated app. A comprehensive Ring security system provides peace of mind with a doorbell, spotlight camera, motion sensors, and door/window sensors. For added convenience, the front door includes keyless entry with fingerprint access, programmable via Alexa or a smartphone. The covered patio overlooks a beautifully landscaped backyard, offering the ideal space to relax and entertain. Enjoy the added perks of being part of a vibrant community with exceptional amenities!

... Show more

Assumption Snapshot

Type of Loan
FHA
Interest Rate
2.87
Remaining Loan Term
26 years, 5 months
Monthly PITI
$1,992.36/mo
Estimated Loan Balance
$339,002
Cash to close
$91,506
Interest Paid
$34,223

Facts & Features

Interior

Bedrooms & Bathrooms
  • Bedrooms: 4
  • Bathrooms: 3
Cooling & Heating
  • Cooling: Central Air
  • Heating: Natural Gas
Features
  • Materials: Synthetic Stucco, Wood Frame, Painted, Stucco
  • Community: Unknown
  • Has Fireplace: Yes
  • Fireplace Features: 1 Fireplace, Family Room, Gas
  • Flooring: Carpet, Tile

Exterior

Fencing
  • Fencing: Block
Roof
  • Roof: Tile
Parking
  • Garage: Yes
  • Garage Spaces: 2
  • Carport: Yes
  • Carport Spaces: 2
Water
  • Sewer: Public Sewer
  • Water Source: Pvt Water Company
Pool
  • Has Pool: No
  • Pool Features: None

Construction

Type & Style
  • Stories: 2
  • Home type: Single Family Residence
  • Architectural Style:
Materials
  • Synthetic Stucco, Wood Frame, Painted, Stucco
  • Roof: Tile
Condition
  • Year Built: 2005
Details
  • Builder: Unknown

Community & HOA

Community
  • Subdivision: PARCEL 13A OF THE VILLAGES AT RANCHO EL DORADO
  • Features: Tennis Court(s), Playground, Biking/Walking Path, Clubhouse
HOA
  • Has HOA: Yes
  • HOA Name: Villages at Rancho E
  • HOA Amenities: Unknown
  • HOA Fee: $278.37
  • HOA Frequency: $Quarterly
Location
  • Region: Maricopa

Financial Details

  • Price per Sqft: $157.39
  • Tax Annual Amount: $1955
  • On Market Date: 2025-04-01T00:00:00.000Z
Inquire about this property

We will reach out to you with more details

Apply to Assume

Fill out an application to explore financing options for assuming this loan.

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Savings Calculator

Current cash to close is $91,506 (22%)
You can enter any amount below - secondary financing will cover the difference if needed.
22%
$

You cover the entire equity of $91,506!

Enter a smaller amount if you prefer to use secondary financing.

Loan Breakdown

Assumed Mortgage2.87% Sellers Rate
$318,494
Your Cash$91,506
Total Purchase Price:$410,000

Assumed vs Traditional Mortgage

Assumed @ 2.87%
$1,434/mo
Traditional @ 7.5%
$2,424/mo
You save $989/month ($11,871/year)

*Secondary financing rates are an estimated value based on input

MLS ID: 6842894

Listing From: Arizona Regional Multiple Listing Service (ARMLS)

Last updated: 2025-04-01T07:16:05.000Z

© , Arizona Regional Multiple Listing Service (ARMLS). All rights reserved. Information deemed to be reliable but not guaranteed. The data relating to real estate for sale on this website comes in part from the Broker Reciprocity Program. Listing broker has attempted to offer accurate data, but buyers are advised to confirm all items. IDX information is provided exclusively for consumers’ personal, non-commercial use and that it may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Information deemed reliable but not guaranteed to be accurate. Listing information updated daily.

Assumed Rate

2.87%
7.15%

Principal & Interest

$1,434 /mo
$2,337 /mo
Inquire about this property

We will reach out to you with more details

Apply to Assume

Fill out an application to explore financing options for assuming this loan.

Apply now

Savings Calculator

Current cash to close is $91,506 (22%)
You can enter any amount below - secondary financing will cover the difference if needed.
22%
$

You cover the entire equity of $91,506!

Enter a smaller amount if you prefer to use secondary financing.

Loan Breakdown

Assumed Mortgage2.87% Sellers Rate
$318,494
Your Cash$91,506
Total Purchase Price:$410,000

Assumed vs Traditional Mortgage

Assumed @ 2.87%
$1,434/mo
Traditional @ 7.5%
$2,424/mo
You save $989/month ($11,871/year)

*Secondary financing rates are an estimated value based on input

Follow Us
Your Home Sold Guaranteed Realty
Agent/Broker
Dan KaercherYour Home Sold Guaranteed Realty(480) 202-1789Dankaercher@state48livin.comMLS SA677983000

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