Dan Kaercher

Dan Kaercher

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Pending

$324,900

($28,040 down)
FHA

441 S Olive Street, Waconia, MN 55387

3
2
2,030 sqft
PITI Monthly
$2,055.35 /mo

Listing courtesy of: , eXp Realty

Assumed Rate

3.07%
7.15%

Principal & Interest

$1,357 /mo
$2,155 /mo

What's Special

LOCATION
SPACIOUS
MODERN
DECK
CHARMING

In the heart of downtown Waconia, experience the perfect blend of small town charm and vibrant community life. This location is premium, walk to local cafes and beautiful lake Waconia. Step into this beautiful home where character meets mordern convenience. As you enter, stunning original woodwork greets you, showcasing timeless elegance. The charming front porch invites relaxation, while outdoor spaces-including a deck, fire pit area and whimsical shed- creating an ideal backdrop for gathering with family and friends. Inside, the open layout is perfect for entertaining. The updated kitchen combines vintage charm with modern amenities, and upstairs you'll find three spacious bedrooms, including a private owner's suite featuring a luxurious bath designed for ultimate comfort. Don't miss your opportunity to make this charming home yours!

... Show more

Assumption Snapshot

Type of Loan
FHA
Interest Rate
3.07
Remaining Loan Term
26 years, 8 months
Monthly PITI
$2,055.35/mo
Estimated Loan Balance
$315,156
Cash to close
$28,040
Interest Paid
$31,531

Facts & Features

Interior

Bedrooms & Bathrooms
  • Bedrooms: 3
  • Bathrooms: 2
Cooling & Heating
  • Cooling: Central Air
  • Heating: Forced Air
Features
  • Materials: Wood Siding
  • Community: Unknown
  • Has Fireplace: No
  • Fireplace Features: Unknown
  • Flooring: Unknown

Exterior

Fencing
  • Fencing: Unknown
Roof
  • Roof: Unknown
Parking
  • Garage: Yes
  • Garage Spaces: 1
  • Carport: No
  • Carport Spaces:
Water
  • Sewer: City Sewer/Connected
  • Water Source: City Water/Connected
Pool
  • Has Pool: No
  • Pool Features: Unknown

Construction

Type & Style
  • Stories:
  • Home type: Single Family Residence
  • Architectural Style: Unknown
Materials
  • Wood Siding
  • Roof: Unknown
Condition
  • Year Built: 1920
Details
  • Builder:

Community & HOA

Community
  • Subdivision: Volkenants 3rd Add
  • Features: None
HOA
  • Has HOA: No
Location
  • Region: Waconia

Financial Details

  • Price per Sqft: $160.05
  • Tax Annual Amount: $3868
  • On Market Date: 2025-03-11T00:00:00.000Z
Inquire about this property

We will reach out to you with more details

Apply to Assume

Fill out an application to explore financing options for assuming this loan.

Apply now

Savings Calculator

Current cash to close is $28,040 (9%)
You can enter any amount below - secondary financing will cover the difference if needed.
9%
$

You cover the entire equity of $28,040!

Enter a smaller amount if you prefer to use secondary financing.

Loan Breakdown

Assumed Mortgage3.07% Sellers Rate
$296,860
Your Cash$28,040
Total Purchase Price:$324,900

Assumed vs Traditional Mortgage

Assumed @ 3.07%
$1,357/mo
Traditional @ 7.5%
$2,235/mo
You save $878/month ($10,535/year)

*Secondary financing rates are an estimated value based on input

MLS ID: NST6683498

Listing From: northstar

Last updated: 2025-03-24T13:49:04.000Z

© , northstar. All rights reserved. Information deemed to be reliable but not guaranteed. The data relating to real estate for sale on this website comes in part from the Broker Reciprocity Program. Listing broker has attempted to offer accurate data, but buyers are advised to confirm all items. IDX information is provided exclusively for consumers’ personal, non-commercial use and that it may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Information deemed reliable but not guaranteed to be accurate. Listing information updated daily.

Assumed Rate

3.07%
7.15%

Principal & Interest

$1,357 /mo
$2,155 /mo
Inquire about this property

We will reach out to you with more details

Apply to Assume

Fill out an application to explore financing options for assuming this loan.

Apply now

Savings Calculator

Current cash to close is $28,040 (9%)
You can enter any amount below - secondary financing will cover the difference if needed.
9%
$

You cover the entire equity of $28,040!

Enter a smaller amount if you prefer to use secondary financing.

Loan Breakdown

Assumed Mortgage3.07% Sellers Rate
$296,860
Your Cash$28,040
Total Purchase Price:$324,900

Assumed vs Traditional Mortgage

Assumed @ 3.07%
$1,357/mo
Traditional @ 7.5%
$2,235/mo
You save $878/month ($10,535/year)

*Secondary financing rates are an estimated value based on input

Follow Us
Your Home Sold Guaranteed Realty
Agent/Broker
Dan KaercherYour Home Sold Guaranteed Realty(480) 202-1789Dankaercher@state48livin.comMLS SA677983000

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