Dan Kaercher

Dan Kaercher

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Closed

$779,900

($122,287 down)
VA

441 E Naples St, Chula Vista, CA 91911

3
2
1,080 sqft
PITI Monthly
$3,939.19 /mo

Listing courtesy of: Jerry Buttler, HomeSmart Realty West

Assumed Rate

2.88%
7.15%

Principal & Interest

$2,911 /mo
$4,735 /mo

What's Special

REMODELED
FRESH PAINT
MOVE-IN READY
MODERN
STAINLESS STEEL APPLIANCES
HOME OFFICE
PATIO
PRIVATE BACKYARD
CHARMING

Charming, Move-In Ready Home with Pool, Paid-Off Solar, and More – Plus an Office or Extra Bedroom! Welcome to this beautifully remodeled 3-bedroom, 2-bath home, perfect for first-time buyers seeking style, comfort, and savings! The bright, open layout has been carefully redesigned for modern living, with a brand-new kitchen that boasts stainless steel appliances, custom cabinetry, and stunning countertops. Fresh paint and new flooring flow seamlessly throughout the home, creating a welcoming atmosphere in every room. Step outside into your private backyard oasis—ideal for entertaining and relaxation! Take a dip in the sparkling pool, or unwind around the fire pit on the covered patio. With a new central heating and air system, plus a paid-off solar system, you’ll enjoy year-round comfort and impressive energy savings. Need extra space? The garage has been thoughtfully converted into a versatile room that can serve as a home office, guest bedroom, or playroom—whatever fits your lifestyle. Plus, enjoy the added benefits of a water softener, putting green, and low-maintenance artificial turf, keeping your outdoor space beautiful all year long. Located just a short walk from schools and parks, this home offers both convenience and tranquility in a highly desirable area. Move-in ready and packed with incredible features—this home truly has it all. Don’t miss out! Schedule a tour today and make it yours!

... Show more

Assumption Snapshot

Type of Loan
VA
Interest Rate
2.88
Remaining Loan Term
26 years, 10 months
Monthly PITI
$3,939.19/mo
Estimated Loan Balance
$664,227
Cash to close
$122,287
Interest Paid
$61,804

Facts & Features

Interior

Bedrooms & Bathrooms
  • Bedrooms: 3
  • Bathrooms: 2
Cooling & Heating
  • Cooling: CentralAir
  • Heating: ForcedAir, NaturalGas
Features
  • Materials: Stucco
  • Community: Unknown
  • Has Fireplace: No
  • Fireplace Features: Unknown
  • Flooring: Unknown

Exterior

Fencing
  • Fencing: Partial, Wood
Roof
  • Roof: Asphalt
Parking
  • Garage: Yes
  • Garage Spaces: 2
  • Carport: No
  • Carport Spaces:
Water
  • Sewer: Unknown
  • Water Source: Unknown
Pool
  • Has Pool: Yes
  • Pool Features: Gunite, InGround, Private

Construction

Type & Style
  • Stories: 1
  • Home type: SingleFamilyResidence
  • Architectural Style: Unknown
Materials
  • Stucco
  • Roof: Asphalt
Condition
  • Year Built: 1960
Details
  • Builder:

Community & HOA

Community
  • Subdivision: Chula Vista
  • Features: Unknown
HOA
  • Has HOA: No
Location
  • Region: Chula Vista

Financial Details

  • Price per Sqft: $722.13
  • Tax Annual Amount: $9748.75
  • On Market Date: 2024-11-05T00:00:00.000Z
Inquire about this property

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Apply to Assume

Fill out an application to explore financing options for assuming this loan.

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Savings Calculator

Current cash to close is $122,287 (16%)
You can enter any amount below - secondary financing will cover the difference if needed.
16%
$

You cover the entire equity of $122,287!

Enter a smaller amount if you prefer to use secondary financing.

Loan Breakdown

Assumed Mortgage2.88% Sellers Rate
$657,613
Your Cash$122,287
Total Purchase Price:$779,900

Assumed vs Traditional Mortgage

Assumed @ 2.88%
$2,911/mo
Traditional @ 7.5%
$4,912/mo
You save $2,001/month ($24,012/year)

*Secondary financing rates are an estimated value based on input

MLS ID: 240026072SD

Listing From:

Last updated: 2025-01-14T01:05:21.000Z

© , CRMLS. All rights reserved. Information deemed to be reliable but not guaranteed. The data relating to real estate for sale on this website comes in part from the Broker Reciprocity Program. Listing broker has attempted to offer accurate data, but buyers are advised to confirm all items. IDX information is provided exclusively for consumers’ personal, non-commercial use and that it may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Information deemed reliable but not guaranteed to be accurate. Listing information updated daily.

Assumed Rate

2.88%
7.15%

Principal & Interest

$2,911 /mo
$4,735 /mo
Inquire about this property

We will reach out to you with more details

Apply to Assume

Fill out an application to explore financing options for assuming this loan.

Apply now

Savings Calculator

Current cash to close is $122,287 (16%)
You can enter any amount below - secondary financing will cover the difference if needed.
16%
$

You cover the entire equity of $122,287!

Enter a smaller amount if you prefer to use secondary financing.

Loan Breakdown

Assumed Mortgage2.88% Sellers Rate
$657,613
Your Cash$122,287
Total Purchase Price:$779,900

Assumed vs Traditional Mortgage

Assumed @ 2.88%
$2,911/mo
Traditional @ 7.5%
$4,912/mo
You save $2,001/month ($24,012/year)

*Secondary financing rates are an estimated value based on input

Follow Us
Your Home Sold Guaranteed Realty
Agent/Broker
Dan KaercherYour Home Sold Guaranteed Realty(480) 202-1789Dankaercher@state48livin.comMLS SA677983000

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