Dan Kaercher

Dan Kaercher

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Closed

$1,149,900

($191,033 down)
FHA

440 S Vine St, Escondido, CA 92025

3
3
2,106 sqft
PITI Monthly
$7,860.46 /mo

Listing courtesy of: Jared Lawrence, eXp Realty of California, Inc.

Assumed Rate

5.84%
7.15%

Principal & Interest

$5,755 /mo
$6,596 /mo

What's Special

DECK

Come see this gorgeous and perfectly maintained pool home with stunning Easterly views! This single-story craftsman home is situated in a private and quiet nook of Escondido, but also conveniently located next to the 15 freeway and every store you could possibly need. The backyard is perfect for enjoying summer nights with the family, cookouts with friends, or taking a dip in the pool on a hot day. Don't worry about heating the pool or running the AC as the fully owned solar will offset most, if not ALL of your electric bill! 1,200 sqft of turf was just installed as well as a brand new deck off the house where you'll get the best of the views. The home itself has 3 bedrooms, 2.5 bathrooms, a beautiful kitchen perfect for those that love cooking, and an absolutely massive bonus room! Just to name a few of the many upgrades, this home is equipped with brand new electrical, plumbing, a tankless water heater, pool heater, flat panel roof, and more! This home is a MUST see, come view it before it's gone!!

... Show more

Assumption Snapshot

Type of Loan
FHA
Interest Rate
5.84
Remaining Loan Term
28 years, 0 months
Monthly PITI
$7,860.46/mo
Estimated Loan Balance
$961,028
Cash to close
$191,033
Interest Paid
$112,670

Facts & Features

Interior

Bedrooms & Bathrooms
  • Bedrooms: 3
  • Bathrooms: 3
Cooling & Heating
  • Cooling: CentralAir
  • Heating: Unknown
Features
  • Materials: Unknown
  • Community: Unknown
  • Has Fireplace: Yes
  • Fireplace Features: LivingRoom
  • Flooring: Unknown

Exterior

Fencing
  • Fencing: Unknown
Roof
  • Roof: Unknown
Parking
  • Garage: Yes
  • Garage Spaces: 2
  • Carport: No
  • Carport Spaces:
Water
  • Sewer: Unknown
  • Water Source: Unknown
Pool
  • Has Pool: Yes
  • Pool Features: InGround

Construction

Type & Style
  • Stories: 1
  • Home type: SingleFamilyResidence
  • Architectural Style: Unknown
Materials
  • Unknown
  • Roof: Unknown
Condition
  • Year Built: 1941
Details
  • Builder:

Community & HOA

Community
  • Subdivision:
  • Features: Hiking, Park
HOA
  • Has HOA: No
Location
  • Region: Escondido

Financial Details

  • Price per Sqft: $546.01
  • Tax Annual Amount: $14373.8
  • On Market Date: 2024-08-22T00:00:00.000Z
Inquire about this property

We will reach out to you with more details

Apply to Assume

Fill out an application to explore financing options for assuming this loan.

Apply now

Savings Calculator

Current cash to close is $191,033 (17%)
You can enter any amount below - secondary financing will cover the difference if needed.
17%
$

You cover the entire equity of $191,033!

Enter a smaller amount if you prefer to use secondary financing.

Loan Breakdown

Assumed Mortgage5.84% Sellers Rate
$958,867
Your Cash$191,033
Total Purchase Price:$1,149,900

Assumed vs Traditional Mortgage

Assumed @ 5.84%
$5,755/mo
Traditional @ 7.5%
$6,842/mo
You save $1,087/month ($13,041/year)

*Secondary financing rates are an estimated value based on input

MLS ID: PTP2405098

Listing From:

Last updated: 2024-09-30T18:32:25.000Z

© , CRMLS. All rights reserved. Information deemed to be reliable but not guaranteed. The data relating to real estate for sale on this website comes in part from the Broker Reciprocity Program. Listing broker has attempted to offer accurate data, but buyers are advised to confirm all items. IDX information is provided exclusively for consumers’ personal, non-commercial use and that it may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Information deemed reliable but not guaranteed to be accurate. Listing information updated daily.

Assumed Rate

5.84%
7.15%

Principal & Interest

$5,755 /mo
$6,596 /mo
Inquire about this property

We will reach out to you with more details

Apply to Assume

Fill out an application to explore financing options for assuming this loan.

Apply now

Savings Calculator

Current cash to close is $191,033 (17%)
You can enter any amount below - secondary financing will cover the difference if needed.
17%
$

You cover the entire equity of $191,033!

Enter a smaller amount if you prefer to use secondary financing.

Loan Breakdown

Assumed Mortgage5.84% Sellers Rate
$958,867
Your Cash$191,033
Total Purchase Price:$1,149,900

Assumed vs Traditional Mortgage

Assumed @ 5.84%
$5,755/mo
Traditional @ 7.5%
$6,842/mo
You save $1,087/month ($13,041/year)

*Secondary financing rates are an estimated value based on input

Follow Us
Your Home Sold Guaranteed Realty
Agent/Broker
Dan KaercherYour Home Sold Guaranteed Realty(480) 202-1789Dankaercher@state48livin.comMLS SA677983000

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