Dan Kaercher

Dan Kaercher

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$459,800

($171,155 down)
FHA

4396 E AUSTIN Lane, San Tan Valley, AZ 85140

3
2
2,184 sqft
PITI Monthly
$2,422.16 /mo

Listing courtesy of: David Schnepf, Applegate Homes Realty

Assumed Rate

6.81%
7.15%

Principal & Interest

$1,909 /mo
$1,976 /mo

What's Special

SPACIOUS
GRANITE COUNTERTOPS
PATIO
SOLAR PANELS

Beautifully maintained single-story, 3 spacious bed,/2 baths home. Perfect entertaining gourmet kitchen, featuring granite countertops, an extra large community island, a walk-in pantry, 20inch tile flooring! Primary bedroom is a retreat & is a true sanctuary, w/ ample space, dual closets, luxurious garden tub perfect for unwinding after a long day. Other notable features include *OWNED* solar panels & a 3-car tandem garage with extra storage and/or functional workspace. Outside, you will find mature landscaping w/ fruit trees, turf & a variety of lush plants that create a peaceful, private retreat. Back patio includes extended pavers for additional entertaining space to enjoy the outdoor.

... Show more

Assumption Snapshot

Type of Loan
FHA
Interest Rate
6.81
Remaining Loan Term
28 years, 5 months
Monthly PITI
$2,422.16/mo
Estimated Loan Balance
$381,183
Cash to close
$171,155
Interest Paid
$31,293

Facts & Features

Interior

Bedrooms & Bathrooms
  • Bedrooms: 3
  • Bathrooms: 2
Cooling & Heating
  • Cooling: Central Air
  • Heating: Electric
Features
  • Materials: Synthetic Stucco, Wood Frame, Painted, Stucco
  • Community: Unknown
  • Has Fireplace: No
  • Fireplace Features: None
  • Flooring: Carpet, Tile

Exterior

Fencing
  • Fencing: Block
Roof
  • Roof: Tile
Parking
  • Garage: Yes
  • Garage Spaces: 3
  • Carport: Yes
  • Carport Spaces: 3
Water
  • Sewer: Public Sewer
  • Water Source: City Water
Pool
  • Has Pool: No
  • Pool Features: None

Construction

Type & Style
  • Stories: 1
  • Home type: Single Family Residence
  • Architectural Style:
Materials
  • Synthetic Stucco, Wood Frame, Painted, Stucco
  • Roof: Tile
Condition
  • Year Built: 2006
Details
  • Builder: Taylor Woodrow

Community & HOA

Community
  • Subdivision: LAREDO RANCH UNIT 2
  • Features: Playground, Biking/Walking Path
HOA
  • Has HOA: Yes
  • HOA Name: Laredo Ranch
  • HOA Amenities: Unknown
  • HOA Fee: $68
  • HOA Frequency: $Monthly
Location
  • Region: San Tan Valley

Financial Details

  • Price per Sqft: $210.53
  • Tax Annual Amount: $1671
  • On Market Date: 2024-12-06T15:10:04.000Z
Inquire about this property

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Apply to Assume

Fill out an application to explore financing options for assuming this loan.

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Savings Calculator

Current cash to close is $171,155 (37%)
You can enter any amount below - secondary financing will cover the difference if needed.
37%
$

You cover the entire equity of $171,155!

Enter a smaller amount if you prefer to use secondary financing.

Loan Breakdown

Assumed Mortgage6.81% Sellers Rate
$288,645
Your Cash$171,155
Total Purchase Price:$459,800

Assumed vs Traditional Mortgage

Assumed @ 6.81%
$1,909/mo
Traditional @ 7.5%
$1,976/mo
You save $67/month ($807/year)

*Secondary financing rates are an estimated value based on input

MLS ID: 6791558

Listing From: Arizona Regional Multiple Listing Service (ARMLS)

Last updated: 2025-03-31T19:25:55.000Z

© , Arizona Regional Multiple Listing Service (ARMLS). All rights reserved. Information deemed to be reliable but not guaranteed. The data relating to real estate for sale on this website comes in part from the Broker Reciprocity Program. Listing broker has attempted to offer accurate data, but buyers are advised to confirm all items. IDX information is provided exclusively for consumers’ personal, non-commercial use and that it may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Information deemed reliable but not guaranteed to be accurate. Listing information updated daily.

Assumed Rate

6.81%
7.15%

Principal & Interest

$1,909 /mo
$1,976 /mo
Inquire about this property

We will reach out to you with more details

Apply to Assume

Fill out an application to explore financing options for assuming this loan.

Apply now

Savings Calculator

Current cash to close is $171,155 (37%)
You can enter any amount below - secondary financing will cover the difference if needed.
37%
$

You cover the entire equity of $171,155!

Enter a smaller amount if you prefer to use secondary financing.

Loan Breakdown

Assumed Mortgage6.81% Sellers Rate
$288,645
Your Cash$171,155
Total Purchase Price:$459,800

Assumed vs Traditional Mortgage

Assumed @ 6.81%
$1,909/mo
Traditional @ 7.5%
$1,976/mo
You save $67/month ($807/year)

*Secondary financing rates are an estimated value based on input

Follow Us
Your Home Sold Guaranteed Realty
Agent/Broker
Dan KaercherYour Home Sold Guaranteed Realty(480) 202-1789Dankaercher@state48livin.comMLS SA677983000

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