Dan Kaercher

Dan Kaercher

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Closed

$89,000

($41,400 down)
FHA

436 5th Avenue NW, Valley City, ND 58072

3
1
988 sqft
PITI Monthly
$522.03 /mo

Listing courtesy of: , RE/MAX Now (Valley City)

Assumed Rate

3.44%
7.15%

Principal & Interest

$256 /mo
$388 /mo

What's Special

DINING
SPACIOUS
HARDWOOD FLOORS
FINISHED BASEMENT
DECK

This delightful 3-bedroom, 1-bathroom home offers a perfect blend of comfort and convenience. Step inside to discover hardwood floors. The home features a finished attic space, ideal for a bedroom, office, playroom, or additional storage. The finished basement includes a bedroom with a spacious closet, providing extra living space and versatility. The exterior features a beautiful yard, ideal for gardening or outdoor activities. Enjoy your morning coffee or host summer barbecues on the large deck, which provides ample space for outdoor dining and lounging. The oversized 1-stall garage offers plenty of storage and parking space. Located close to downtown, this home is perfect for anyone looking to enjoy the best of Valley City living. Don't miss out on this fantastic opportunity! Schedule a showing today.

... Show more

Assumption Snapshot

Type of Loan
FHA
Interest Rate
3.44
Remaining Loan Term
21 years, 7 months
Monthly PITI
$522.03/mo
Estimated Loan Balance
$48,310
Cash to close
$41,400
Interest Paid
$15,174

Facts & Features

Interior

Bedrooms & Bathrooms
  • Bedrooms: 3
  • Bathrooms: 1
Cooling & Heating
  • Cooling: Wall Unit(s)
  • Heating: Forced Air
Features
  • Materials: Wood Siding
  • Community: Unknown
  • Has Fireplace: No
  • Fireplace Features: Unknown
  • Flooring: Hardwood

Exterior

Fencing
  • Fencing: Unknown
Roof
  • Roof: Unknown
Parking
  • Garage: Yes
  • Garage Spaces: 1
  • Carport: No
  • Carport Spaces:
Water
  • Sewer: City Sewer/Connected
  • Water Source: City Water/Connected
Pool
  • Has Pool: No
  • Pool Features: Unknown

Construction

Type & Style
  • Stories:
  • Home type: Single Family Residence
  • Architectural Style: Unknown
Materials
  • Wood Siding
  • Roof: Unknown
Condition
  • Year Built: 1900
Details
  • Builder:

Community & HOA

Community
  • Subdivision: Bensons Add
  • Features: None
HOA
  • Has HOA: No
Location
  • Region: Valley City

Financial Details

  • Price per Sqft: $90.08
  • Tax Annual Amount: $904
  • On Market Date: 2024-07-25T00:00:00.000Z
Inquire about this property

We will reach out to you with more details

Apply to Assume

Fill out an application to explore financing options for assuming this loan.

Apply now

Savings Calculator

Current cash to close is $41,400 (47%)
You can enter any amount below - secondary financing will cover the difference if needed.
47%
$

You cover the entire equity of $41,400!

Enter a smaller amount if you prefer to use secondary financing.

Loan Breakdown

Assumed Mortgage3.44% Sellers Rate
$47,600
Your Cash$41,400
Total Purchase Price:$89,000

Assumed vs Traditional Mortgage

Assumed @ 3.44%
$256/mo
Traditional @ 7.5%
$402/mo
You save $146/month ($1,757/year)

*Secondary financing rates are an estimated value based on input

MLS ID: NST6576583

Listing From: northstar

Last updated: 2024-11-13T18:28:02.000Z

© , northstar. All rights reserved. Information deemed to be reliable but not guaranteed. The data relating to real estate for sale on this website comes in part from the Broker Reciprocity Program. Listing broker has attempted to offer accurate data, but buyers are advised to confirm all items. IDX information is provided exclusively for consumers’ personal, non-commercial use and that it may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Information deemed reliable but not guaranteed to be accurate. Listing information updated daily.

Assumed Rate

3.44%
7.15%

Principal & Interest

$256 /mo
$388 /mo
Inquire about this property

We will reach out to you with more details

Apply to Assume

Fill out an application to explore financing options for assuming this loan.

Apply now

Savings Calculator

Current cash to close is $41,400 (47%)
You can enter any amount below - secondary financing will cover the difference if needed.
47%
$

You cover the entire equity of $41,400!

Enter a smaller amount if you prefer to use secondary financing.

Loan Breakdown

Assumed Mortgage3.44% Sellers Rate
$47,600
Your Cash$41,400
Total Purchase Price:$89,000

Assumed vs Traditional Mortgage

Assumed @ 3.44%
$256/mo
Traditional @ 7.5%
$402/mo
You save $146/month ($1,757/year)

*Secondary financing rates are an estimated value based on input

Follow Us
Your Home Sold Guaranteed Realty
Agent/Broker
Dan KaercherYour Home Sold Guaranteed Realty(480) 202-1789Dankaercher@state48livin.comMLS SA677983000

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