Dan Kaercher

Dan Kaercher

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$950,000

($178,437 down)
FHA

4361 Armand Drive, Concord, CA 94521

4
2
1,892 sqft
PITI Monthly
$4,332.69 /mo

Listing courtesy of: Espie F. Agbayani, Espie Realty

Assumed Rate

2.99%
7.15%

Principal & Interest

$3,523 /mo
$5,652 /mo

What's Special

ENTERTAINMENT
SPACIOUS
LANDSCAPED
EFFICIENT

Beat the current high interest rates by qualifying for the exisiting assumable loan at 2.875% and save on closing cost! This home is perfect for executuve couple who wants lots of space or to a growing family who needs more room and play area. 4 Bedrooms plus front office, 2 bathrooms and 2 car garage, for 1892 SF and 7000 SF lot.. There are 3 bright bedrooms with mirrored closets plus a spacious master bedroom with upgraded bath and enlarged walk-in shower. Newer roof replaced 3 years ago with paid solar panel. Easy care lanscaped front and backyard with sprinklers perfect for entertainment. Updated kitchen with lots of cabinets including double door refrigerator, gas stove and newer dishwasher. Upgraded bathrooms with granite counters and tiles. Easy maintenance with all wood floors. Double pane windows with shutters keeps the home energy efficient. Beautifully landscaped yard with natural stone cut walkways. Large storage shed can be a private hobby room or possible add an ADU with a private entrance. Close to great schools, shops, entertainment and ammenities. Easy access to main roads.

... Show more

Assumption Snapshot

Type of Loan
FHA
Interest Rate
2.99
Remaining Loan Term
26 years, 3 months
Monthly PITI
$4,332.69/mo
Estimated Loan Balance
$774,753
Cash to close
$178,437
Interest Paid
$90,144

Facts & Features

Interior

Bedrooms & Bathrooms
  • Bedrooms: 4
  • Bathrooms: 2
Cooling & Heating
  • Cooling: CentralAir
  • Heating: Central
Features
  • Materials: Stucco
  • Community: Unknown
  • Has Fireplace: No
  • Fireplace Features: None
  • Flooring: Unknown

Exterior

Fencing
  • Fencing: Wood
Roof
  • Roof: Composition
Parking
  • Garage: Yes
  • Garage Spaces: 2
  • Carport: No
  • Carport Spaces:
Water
  • Sewer: Unknown
  • Water Source: Unknown
Pool
  • Has Pool: No
  • Pool Features: None

Construction

Type & Style
  • Stories: 1
  • Home type: SingleFamilyResidence
  • Architectural Style: SeeRemarks
Materials
  • Stucco
  • Roof: Composition
Condition
  • Year Built: 1964
Details
  • Builder:

Community & HOA

Community
  • Subdivision:
  • Features: Unknown
HOA
  • Has HOA: No
Location
  • Region: Concord

Financial Details

  • Price per Sqft: $502.11
  • Tax Annual Amount: $11875
  • On Market Date: 2025-01-03T00:00:00.000Z
Inquire about this property

We will reach out to you with more details

Apply to Assume

Fill out an application to explore financing options for assuming this loan.

Apply now

Savings Calculator

Current cash to close is $178,437 (19%)
You can enter any amount below - secondary financing will cover the difference if needed.
19%
$

You cover the entire equity of $178,437!

Enter a smaller amount if you prefer to use secondary financing.

Loan Breakdown

Assumed Mortgage2.99% Sellers Rate
$771,563
Your Cash$178,437
Total Purchase Price:$950,000

Assumed vs Traditional Mortgage

Assumed @ 2.99%
$3,523/mo
Traditional @ 7.5%
$5,862/mo
You save $2,339/month ($28,067/year)

*Secondary financing rates are an estimated value based on input

MLS ID: 24468105

Listing From:

Last updated: 2025-04-03T14:27:00.000Z

© , CRMLS. All rights reserved. Information deemed to be reliable but not guaranteed. The data relating to real estate for sale on this website comes in part from the Broker Reciprocity Program. Listing broker has attempted to offer accurate data, but buyers are advised to confirm all items. IDX information is provided exclusively for consumers’ personal, non-commercial use and that it may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Information deemed reliable but not guaranteed to be accurate. Listing information updated daily.

Assumed Rate

2.99%
7.15%

Principal & Interest

$3,523 /mo
$5,652 /mo
Inquire about this property

We will reach out to you with more details

Apply to Assume

Fill out an application to explore financing options for assuming this loan.

Apply now

Savings Calculator

Current cash to close is $178,437 (19%)
You can enter any amount below - secondary financing will cover the difference if needed.
19%
$

You cover the entire equity of $178,437!

Enter a smaller amount if you prefer to use secondary financing.

Loan Breakdown

Assumed Mortgage2.99% Sellers Rate
$771,563
Your Cash$178,437
Total Purchase Price:$950,000

Assumed vs Traditional Mortgage

Assumed @ 2.99%
$3,523/mo
Traditional @ 7.5%
$5,862/mo
You save $2,339/month ($28,067/year)

*Secondary financing rates are an estimated value based on input

Follow Us
Your Home Sold Guaranteed Realty
Agent/Broker
Dan KaercherYour Home Sold Guaranteed Realty(480) 202-1789Dankaercher@state48livin.comMLS SA677983000

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