Dan Kaercher

Dan Kaercher

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Closed

$639,000

($314,164 down)
FHA

435 W 4Th St, Pittsburg, CA 94565

4
3
2,017 sqft
PITI Monthly
$3,015.54 /mo

Listing courtesy of: Stephen Austin, Compass

Assumed Rate

3.67%
7.15%

Principal & Interest

$1,891 /mo
$2,785 /mo

What's Special

SHOPPING
DINING
SPACIOUS
MODERN
SOAKING TUB
SEPARATE SHOWER
COZY

One of Pittsburg's newer communities, this one is extra special with a 2-car garage and driveway parking for 2 more! It features a great low-maintenance backyard that has room for family BBQs, an area for kids to play and a large gate to access the backyard.  Constructed in 2015, this home is in excellent condition. The ground floor features a modern kitchen, a welcoming living room, a dining area, and a convenient half bath. The upper level offers ample space for everyone, featuring four bedrooms, two bathrooms, a cozy loft, and a laundry room. The primary suite is particularly spacious, complete with a beautifully appointed primary bath that includes a separate shower and soaking tub, along with a generous closet. This home is near Delta, the Pittsburg BART station, restaurants, shopping, schools and Highway 4, ensuring easy access to local amenities.

... Show more

Assumption Snapshot

Type of Loan
FHA
Interest Rate
3.67
Remaining Loan Term
20 years, 2 months
Monthly PITI
$3,015.54/mo
Estimated Loan Balance
$351,811
Cash to close
$314,164
Interest Paid
$133,805

Facts & Features

Interior

Bedrooms & Bathrooms
  • Bedrooms: 4
  • Bathrooms: 3
Cooling & Heating
  • Cooling: CentralAir
  • Heating: ForcedAir
Features
  • Materials: Stucco
  • Community: Unknown
  • Has Fireplace: Yes
  • Fireplace Features: Electric
  • Flooring: Carpet

Exterior

Fencing
  • Fencing: Unknown
Roof
  • Roof: Tile
Parking
  • Garage: Yes
  • Garage Spaces: 2
  • Carport: No
  • Carport Spaces:
Water
  • Sewer: PublicSewer
  • Water Source: Unknown
Pool
  • Has Pool: No
  • Pool Features: None

Construction

Type & Style
  • Stories:
  • Home type: SingleFamilyResidence
  • Architectural Style: Traditional
Materials
  • Stucco
  • Roof: Tile
Condition
  • Year Built: 2015
Details
  • Builder:

Community & HOA

Community
  • Subdivision: CLIPPER COVE
  • Features: Unknown
HOA
  • Has HOA: Yes
  • HOA Name:
  • HOA Amenities: Unknown
  • HOA Fee: $135
  • HOA Frequency: $Monthly
Location
  • Region: Pittsburg

Financial Details

  • Price per Sqft: $316.81
  • Tax Annual Amount: $7987.5
  • On Market Date: 2025-01-21T00:00:00.000Z
Inquire about this property

We will reach out to you with more details

Apply to Assume

Fill out an application to explore financing options for assuming this loan.

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Savings Calculator

Current cash to close is $314,164 (49%)
You can enter any amount below - secondary financing will cover the difference if needed.
49%
$

You cover the entire equity of $314,164!

Enter a smaller amount if you prefer to use secondary financing.

Loan Breakdown

Assumed Mortgage3.67% Sellers Rate
$324,836
Your Cash$314,164
Total Purchase Price:$639,000

Assumed vs Traditional Mortgage

Assumed @ 3.67%
$1,891/mo
Traditional @ 7.5%
$2,889/mo
You save $998/month ($11,976/year)

*Secondary financing rates are an estimated value based on input

MLS ID: 41083097

Listing From:

Last updated: 2025-03-26T16:40:02.000Z

© , CRMLS. All rights reserved. Information deemed to be reliable but not guaranteed. The data relating to real estate for sale on this website comes in part from the Broker Reciprocity Program. Listing broker has attempted to offer accurate data, but buyers are advised to confirm all items. IDX information is provided exclusively for consumers’ personal, non-commercial use and that it may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Information deemed reliable but not guaranteed to be accurate. Listing information updated daily.

Assumed Rate

3.67%
7.15%

Principal & Interest

$1,891 /mo
$2,785 /mo
Inquire about this property

We will reach out to you with more details

Apply to Assume

Fill out an application to explore financing options for assuming this loan.

Apply now

Savings Calculator

Current cash to close is $314,164 (49%)
You can enter any amount below - secondary financing will cover the difference if needed.
49%
$

You cover the entire equity of $314,164!

Enter a smaller amount if you prefer to use secondary financing.

Loan Breakdown

Assumed Mortgage3.67% Sellers Rate
$324,836
Your Cash$314,164
Total Purchase Price:$639,000

Assumed vs Traditional Mortgage

Assumed @ 3.67%
$1,891/mo
Traditional @ 7.5%
$2,889/mo
You save $998/month ($11,976/year)

*Secondary financing rates are an estimated value based on input

Follow Us
Your Home Sold Guaranteed Realty
Agent/Broker
Dan KaercherYour Home Sold Guaranteed Realty(480) 202-1789Dankaercher@state48livin.comMLS SA677983000

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