Dan Kaercher

Dan Kaercher

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$490,000

($176,752 down)
FHA

434 7th Street, Mead, CO 80542

4
2
1,837 sqft
PITI Monthly
$2,058.45 /mo

Listing courtesy of: Maggie Bernardy, C3 Real Estate Solutions, LLC

Assumed Rate

2.87%
7.15%

Principal & Interest

$1,411 /mo
$2,298 /mo

What's Special

FRESH PAINT
DINING
SPACIOUS
PATIO
NO HOA

Curb appeal is just the start of this beautiful love story. Wait until you see 434 7th Street, a beautifully upgraded split-level home in Mead. Located in Mead Town Square, there is NO HOA and NO METRO TAX! Situated on a corner lot, this house is across from open space and backs to an alley. Bring your RV, boat, or toys! Inside, this home has been thoughtfully upgraded throughout. The main floor features a spacious living room, garage access, kitchen, and eat-in dining area, with large windows throughout to brighten the space. The kitchen boasts a farmhouse sink, butcher block counters, new cabinets, backsplash, shelving, and appliances. The kitchen table is included, perfectly complementing the space! Head upstairs to find three bedrooms and your shared primary bathroom. The primary bedroom can easily fit a king-size bed and has a huge window that brings in the perfect summer breeze. The recently upgraded primary bath includes new tile, vanity, flooring, toilet, mirror with medicine cabinet, shelving, trim, and fresh paint. Two additional bedrooms with large closets and a linen closet complete the upper level. Head down to your lower level, a garden-level walkout basement. The large rec room is big enough for many uses, including family room and office. You will also find your fourth bedroom! Walking out your sliding glass doors to your concrete patio, enjoy your .22 acre lot. Grass, rock, mature landscaping, developed trees that provide TONS of shade. This space has so many options, you can even bring your chickens! The home is getting a fresh coat of exterior paint the week of April 7th. With its upgrades, space, no HOA, and no metro tax, this home is a fantastic deal. Come take a look!

... Show more

Assumption Snapshot

Type of Loan
FHA
Interest Rate
2.87
Remaining Loan Term
26 years, 5 months
Monthly PITI
$2,058.45/mo
Estimated Loan Balance
$340,224
Cash to close
$176,752
Interest Paid
$33,660

Facts & Features

Interior

Bedrooms & Bathrooms
  • Bedrooms: 4
  • Bathrooms: 2
Cooling & Heating
  • Cooling: Central Air
  • Heating: Forced Air
Features
  • Materials: Wood Frame
  • Community: Unknown
  • Has Fireplace: No
  • Fireplace Features: Family Room
  • Flooring: Tile

Exterior

Fencing
  • Fencing: Unknown
Roof
  • Roof: Composition
Parking
  • Garage: Yes
  • Garage Spaces: 2
  • Carport: No
  • Carport Spaces:
Water
  • Sewer: Public Sewer
  • Water Source: Public
Pool
  • Has Pool: No
  • Pool Features: Unknown

Construction

Type & Style
  • Stories:
  • Home type: Single Family Residence
  • Architectural Style: Unknown
Materials
  • Wood Frame
  • Roof: Composition
Condition
  • Year Built: 1980
Details
  • Builder:

Community & HOA

Community
  • Subdivision: Mead Town
  • Features: Unknown
HOA
  • Has HOA: No
Location
  • Region: Mead

Financial Details

  • Price per Sqft: $266.74
  • Tax Annual Amount: $2880
  • On Market Date: 2025-04-01T00:00:00.000Z
Inquire about this property

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Apply to Assume

Fill out an application to explore financing options for assuming this loan.

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Savings Calculator

Current cash to close is $176,752 (36%)
You can enter any amount below - secondary financing will cover the difference if needed.
36%
$

You cover the entire equity of $176,752!

Enter a smaller amount if you prefer to use secondary financing.

Loan Breakdown

Assumed Mortgage2.87% Sellers Rate
$313,248
Your Cash$176,752
Total Purchase Price:$490,000

Assumed vs Traditional Mortgage

Assumed @ 2.87%
$1,411/mo
Traditional @ 7.5%
$2,384/mo
You save $973/month ($11,676/year)

*Secondary financing rates are an estimated value based on input

MLS ID: RECIR1029913

Listing From: recolorado

Last updated: 2025-04-04T06:20:21.000Z

© , recolorado. All rights reserved. Information deemed to be reliable but not guaranteed. The data relating to real estate for sale on this website comes in part from the Broker Reciprocity Program. Listing broker has attempted to offer accurate data, but buyers are advised to confirm all items. IDX information is provided exclusively for consumers’ personal, non-commercial use and that it may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Information deemed reliable but not guaranteed to be accurate. Listing information updated daily.

Assumed Rate

2.87%
7.15%

Principal & Interest

$1,411 /mo
$2,298 /mo
Inquire about this property

We will reach out to you with more details

Apply to Assume

Fill out an application to explore financing options for assuming this loan.

Apply now

Savings Calculator

Current cash to close is $176,752 (36%)
You can enter any amount below - secondary financing will cover the difference if needed.
36%
$

You cover the entire equity of $176,752!

Enter a smaller amount if you prefer to use secondary financing.

Loan Breakdown

Assumed Mortgage2.87% Sellers Rate
$313,248
Your Cash$176,752
Total Purchase Price:$490,000

Assumed vs Traditional Mortgage

Assumed @ 2.87%
$1,411/mo
Traditional @ 7.5%
$2,384/mo
You save $973/month ($11,676/year)

*Secondary financing rates are an estimated value based on input

Follow Us
Your Home Sold Guaranteed Realty
Agent/Broker
Dan KaercherYour Home Sold Guaranteed Realty(480) 202-1789Dankaercher@state48livin.comMLS SA677983000

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