Dan Kaercher

Dan Kaercher

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$493,999

($35,594 down)
FHA

43333 Cottage Lane, Lancaster, CA 93536

4
3
1,809 sqft
PITI Monthly
$2,851.82 /mo

Listing courtesy of: Terrence Pope, United Realty Center, Inc.

Assumed Rate

4.17%
7.15%

Principal & Interest

$2,344 /mo
$3,250 /mo

What's Special

FRESH PAINT
GREAT CURB APPEAL
DINING
SPACIOUS
BREAKFAST NOOK
FIREPLACE

A SPACIOUS, WELL MAINTAINED, 4 BR Corner Lot Home including the Guest Room/Office downstairs is a MUST SEE! Located in a quiet westside community that backs up to the Prime Desert Woodland Preserve and has great curb appeal and views. Upon entry, an Open Living room and dining room start the visual flow of comfortability. Upstairs Main Bedroom has barn doors to the master bath area, which has dual sinks, and a separate tub and shower, and dual closets. Two additional sizeable rooms upstairs. Upgrades throughout the home include fresh paint, Custom racks and a pantry with a breakfast nook with built in seating and storage cabinet in the kitchen area. Hard wood flooring and wide baseboards throughout the home flows into the family room where you'll find a nice fireplace and a great view to the large back yard with upgraded turf for low maintenance. Indoor laundry room with storage cabinets. Plenty of storage in the back yard includes two sheds (one is a work shed). Built in BBQ grill and fire pit area and plenty of concrete for lounging and entertaining. Paved side yard.

... Show more

Assumption Snapshot

Type of Loan
FHA
Interest Rate
4.17
Remaining Loan Term
27 years, 1 months
Monthly PITI
$2,851.82/mo
Estimated Loan Balance
$604,131
Cash to close
$35,594
Interest Paid
$57,072

Facts & Features

Interior

Bedrooms & Bathrooms
  • Bedrooms: 4
  • Bathrooms: 3
Cooling & Heating
  • Cooling: CentralAir
  • Heating: Central, Fireplaces
Features
  • Materials: Unknown
  • Community: Unknown
  • Has Fireplace: Yes
  • Fireplace Features: FamilyRoom
  • Flooring: Unknown

Exterior

Fencing
  • Fencing: Unknown
Roof
  • Roof: Unknown
Parking
  • Garage: Yes
  • Garage Spaces: 2
  • Carport: No
  • Carport Spaces:
Water
  • Sewer: PublicSewer
  • Water Source: Public
Pool
  • Has Pool: No
  • Pool Features: None

Construction

Type & Style
  • Stories: 2
  • Home type: SingleFamilyResidence
  • Architectural Style: Unknown
Materials
  • Unknown
  • Roof: Unknown
Condition
  • Year Built: 1989
Details
  • Builder:

Community & HOA

Community
  • Subdivision:
  • Features: Biking, PreservePublicLand
HOA
  • Has HOA: No
Location
  • Region: Lancaster

Financial Details

  • Price per Sqft: $273.08
  • Tax Annual Amount: $6174.99
  • On Market Date: 2025-01-02T00:00:00.000Z
Inquire about this property

We will reach out to you with more details

Apply to Assume

Fill out an application to explore financing options for assuming this loan.

Apply now

Savings Calculator

Current cash to close is $35,594 (7%)
You can enter any amount below - secondary financing will cover the difference if needed.
7%
$

You cover the entire equity of $35,594!

Enter a smaller amount if you prefer to use secondary financing.

Loan Breakdown

Assumed Mortgage4.17% Sellers Rate
$458,405
Your Cash$35,594
Total Purchase Price:$493,999

Assumed vs Traditional Mortgage

Assumed @ 4.17%
$2,344/mo
Traditional @ 7.5%
$3,371/mo
You save $1,026/month ($12,316/year)

*Secondary financing rates are an estimated value based on input

MLS ID: PW25000597

Listing From:

Last updated: 2025-03-01T19:15:51.000Z

© , CRMLS. All rights reserved. Information deemed to be reliable but not guaranteed. The data relating to real estate for sale on this website comes in part from the Broker Reciprocity Program. Listing broker has attempted to offer accurate data, but buyers are advised to confirm all items. IDX information is provided exclusively for consumers’ personal, non-commercial use and that it may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Information deemed reliable but not guaranteed to be accurate. Listing information updated daily.

Assumed Rate

4.17%
7.15%

Principal & Interest

$2,344 /mo
$3,250 /mo
Inquire about this property

We will reach out to you with more details

Apply to Assume

Fill out an application to explore financing options for assuming this loan.

Apply now

Savings Calculator

Current cash to close is $35,594 (7%)
You can enter any amount below - secondary financing will cover the difference if needed.
7%
$

You cover the entire equity of $35,594!

Enter a smaller amount if you prefer to use secondary financing.

Loan Breakdown

Assumed Mortgage4.17% Sellers Rate
$458,405
Your Cash$35,594
Total Purchase Price:$493,999

Assumed vs Traditional Mortgage

Assumed @ 4.17%
$2,344/mo
Traditional @ 7.5%
$3,371/mo
You save $1,026/month ($12,316/year)

*Secondary financing rates are an estimated value based on input

Follow Us
Your Home Sold Guaranteed Realty
Agent/Broker
Dan KaercherYour Home Sold Guaranteed Realty(480) 202-1789Dankaercher@state48livin.comMLS SA677983000

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