Dan Kaercher

Dan Kaercher

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$468,000

($29,388 down)
VA

432 Edgehill Ln UNIT 168, Oceanside, CA 92054

2
1
802 sqft
PITI Monthly
$2,409.81 /mo

Listing courtesy of: Morgan Baiton, Douglas Elliman of California, Inc.

Assumed Rate

4.17%
7.15%

Principal & Interest

$2,243 /mo
$3,109 /mo

What's Special

GATED COMMUNITY
SPACIOUS
MODERN
RENOVATED
LUXURY
STAINLESS STEEL APPLIANCES
WALK-IN CLOSET
BALCONY

ASSUMABLE VA LOAN 4.75%. Discover this immaculate two-bedroom home on the top floor of Arbor Hill, a sought-after gated community in Oceanside. This beautifully updated residence features brand-new luxury carpeting throughout, upgraded windows and a modern kitchen equipped with shaker cabinets and new stainless steel appliances, seamlessly flowing into a bright living room with access to a private balcony, complete with extra storage. The primary bedroom is bathed in natural light and includes a spacious walk-in closet. The generously sized second bedroom is perfect for guests or office space. The renovated bathroom showcases stunning tiled bath/shower combo. Residents enjoy a range of amenities, including a dedicated carport parking space, a swimming pool, spa, gym, community laundry facilities, and inviting BBQ areas. Plenty of visitor parking makes hosting guests effortless. Located just 4 miles from the iconic Oceanside Pier and Beach, and surrounded by a lively selection of bars and restaurants along Mission Ave, this home offers the perfect balance of coastal charm and urban convenience. Don’t miss the opportunity to make this gem yours!

... Show more

Assumption Snapshot

Type of Loan
VA
Interest Rate
4.17
Remaining Loan Term
27 years, 2 months
Monthly PITI
$2,409.81/mo
Estimated Loan Balance
$439,328
Cash to close
$29,388
Interest Paid
$53,088

Facts & Features

Interior

Bedrooms & Bathrooms
  • Bedrooms: 2
  • Bathrooms: 1
Cooling & Heating
  • Cooling: None
  • Heating: ForcedAir, NaturalGas
Features
  • Materials: Stucco
  • Community: Unknown
  • Has Fireplace: No
  • Fireplace Features: Unknown
  • Flooring: Unknown

Exterior

Fencing
  • Fencing: None
Roof
  • Roof: CommonRoof
Parking
  • Garage: No
  • Garage Spaces: 0
  • Carport: No
  • Carport Spaces:
Water
  • Sewer: Unknown
  • Water Source: Unknown
Pool
  • Has Pool: No
  • Pool Features: Community

Construction

Type & Style
  • Stories: 1
  • Home type: Condominium
  • Architectural Style: Unknown
Materials
  • Stucco
  • Roof: CommonRoof
Condition
  • Year Built: 1979
Details
  • Builder:

Community & HOA

Community
  • Subdivision: Oceanside
  • Features: Pool
HOA
  • Has HOA: Yes
  • HOA Name: Arbor Hills
  • HOA Amenities: Unknown
  • HOA Fee: $419.7
  • HOA Frequency: $Monthly
Location
  • Region: Oceanside

Financial Details

  • Price per Sqft: $583.54
  • Tax Annual Amount: $5850
  • On Market Date: 2025-01-07T00:00:00.000Z
Inquire about this property

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Apply to Assume

Fill out an application to explore financing options for assuming this loan.

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Savings Calculator

Current cash to close is $29,388 (6%)
You can enter any amount below - secondary financing will cover the difference if needed.
6%
$

You cover the entire equity of $29,388!

Enter a smaller amount if you prefer to use secondary financing.

Loan Breakdown

Assumed Mortgage4.17% Sellers Rate
$438,612
Your Cash$29,388
Total Purchase Price:$468,000

Assumed vs Traditional Mortgage

Assumed @ 4.17%
$2,243/mo
Traditional @ 7.5%
$3,225/mo
You save $982/month ($11,784/year)

*Secondary financing rates are an estimated value based on input

MLS ID: 250000522SD

Listing From:

Last updated: 2025-04-03T17:38:17.000Z

© , CRMLS. All rights reserved. Information deemed to be reliable but not guaranteed. The data relating to real estate for sale on this website comes in part from the Broker Reciprocity Program. Listing broker has attempted to offer accurate data, but buyers are advised to confirm all items. IDX information is provided exclusively for consumers’ personal, non-commercial use and that it may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Information deemed reliable but not guaranteed to be accurate. Listing information updated daily.

Assumed Rate

4.17%
7.15%

Principal & Interest

$2,243 /mo
$3,109 /mo
Inquire about this property

We will reach out to you with more details

Apply to Assume

Fill out an application to explore financing options for assuming this loan.

Apply now

Savings Calculator

Current cash to close is $29,388 (6%)
You can enter any amount below - secondary financing will cover the difference if needed.
6%
$

You cover the entire equity of $29,388!

Enter a smaller amount if you prefer to use secondary financing.

Loan Breakdown

Assumed Mortgage4.17% Sellers Rate
$438,612
Your Cash$29,388
Total Purchase Price:$468,000

Assumed vs Traditional Mortgage

Assumed @ 4.17%
$2,243/mo
Traditional @ 7.5%
$3,225/mo
You save $982/month ($11,784/year)

*Secondary financing rates are an estimated value based on input

Follow Us
Your Home Sold Guaranteed Realty
Agent/Broker
Dan KaercherYour Home Sold Guaranteed Realty(480) 202-1789Dankaercher@state48livin.comMLS SA677983000

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