Dan Kaercher

Dan Kaercher

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Closed

$1,199,000

($728,513 down)
VA

4325 Morgan Creek Way, Oceanside, CA 92057

5
3
3,352 sqft
PITI Monthly
$4,063.22 /mo

Listing courtesy of: Javier Zapien, Platinum Realty Executives

Assumed Rate

3.69%
7.15%

Principal & Interest

$2,599 /mo
$3,818 /mo

What's Special

MINUTES AWAY
DINING
SPACIOUS
MODERN
LUXURY
STAINLESS STEEL APPLIANCES
WALK-IN CLOSET
HOME OFFICE
LANDSCAPED
FAMILY-FRIENDLY
CHARMING
EFFICIENT

Discover coastal elegance at 4325 Morgan Creek Way, a beautifully crafted home in the heart of Oceanside, CA. This spacious 5-bedroom, 3-bathroom residence offers a perfect blend of luxury and comfort, ideal for families or anyone seeking the California beach lifestyle. The home boasts an open-concept design with a modern gourmet kitchen featuring high-end stainless steel appliances, sleek countertops, and a large island, seamlessly connecting to the bright and airy living area. Perfect for entertaining, the living room opens to a beautifully landscaped backyard with plenty of space for al fresco dining, barbecues, or simply unwinding in the coastal breeze. The primary suite is a private sanctuary, complete with a luxurious en-suite bathroom and walk-in closet. Additional bedrooms are generously sized, offering flexibility for a home office or guest accommodations. The home also includes a three-car garage, energy-efficient features, and is located in a peaceful, family-friendly neighborhood. Minutes away from Oceanside’s stunning beaches, charming local shops, and vibrant dining options, this home offers the perfect blend of convenience and tranquility. With top-rated schools nearby, 4325 Morgan Creek Way is the perfect place to experience the best of Southern California living.

... Show more

Assumption Snapshot

Type of Loan
VA
Interest Rate
3.69
Remaining Loan Term
21 years, 7 months
Monthly PITI
$4,063.22/mo
Estimated Loan Balance
$533,922
Cash to close
$728,513
Interest Paid
$160,727

Facts & Features

Interior

Bedrooms & Bathrooms
  • Bedrooms: 5
  • Bathrooms: 3
Cooling & Heating
  • Cooling: CentralAir, Gas
  • Heating: Unknown
Features
  • Materials: Unknown
  • Community: Unknown
  • Has Fireplace: Yes
  • Fireplace Features: FamilyRoom
  • Flooring: Unknown

Exterior

Fencing
  • Fencing: Unknown
Roof
  • Roof: Unknown
Parking
  • Garage: Yes
  • Garage Spaces: 3
  • Carport: No
  • Carport Spaces:
Water
  • Sewer: PublicSewer
  • Water Source: Unknown
Pool
  • Has Pool: No
  • Pool Features: Community, Association

Construction

Type & Style
  • Stories: 2
  • Home type: SingleFamilyResidence
  • Architectural Style: Unknown
Materials
  • Unknown
  • Roof: Unknown
Condition
  • Year Built: 2002
Details
  • Builder:

Community & HOA

Community
  • Subdivision:
  • Features: Curbs, StreetLights, Sidewalks, Pool
HOA
  • Has HOA: Yes
  • HOA Name: River Ranch
  • HOA Amenities: Unknown
  • HOA Fee: $130
  • HOA Frequency: $Monthly
Location
  • Region: Oceanside

Financial Details

  • Price per Sqft: $357.7
  • Tax Annual Amount: $14987.5
  • On Market Date: 2024-09-20T00:00:00.000Z
Inquire about this property

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Apply to Assume

Fill out an application to explore financing options for assuming this loan.

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Savings Calculator

Current cash to close is $728,513 (61%)
You can enter any amount below - secondary financing will cover the difference if needed.
61%
$

You cover the entire equity of $728,513!

Enter a smaller amount if you prefer to use secondary financing.

Loan Breakdown

Assumed Mortgage3.69% Sellers Rate
$470,487
Your Cash:$728,513
Total Purchase Price:$1,199,000

Assumed vs Traditional Mortgage

Assumed @ 3.69%
$2,599/mo
Traditional @ 7.5%
$3,960/mo
You save $1,362/month ($16,338/year)

*Secondary financing rates are an estimated value based on input

MLS ID: NDP2408493

Listing From:

Last updated: 2024-12-05T05:09:22.000Z

© , CRMLS. All rights reserved. Information deemed to be reliable but not guaranteed. The data relating to real estate for sale on this website comes in part from the Broker Reciprocity Program. Listing broker has attempted to offer accurate data, but buyers are advised to confirm all items. IDX information is provided exclusively for consumers’ personal, non-commercial use and that it may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Information deemed reliable but not guaranteed to be accurate. Listing information updated daily.

Assumed Rate

3.69%
7.15%

Principal & Interest

$2,599 /mo
$3,818 /mo
Inquire about this property

We will reach out to you with more details

Apply to Assume

Fill out an application to explore financing options for assuming this loan.

Apply now

Savings Calculator

Current cash to close is $728,513 (61%)
You can enter any amount below - secondary financing will cover the difference if needed.
61%
$

You cover the entire equity of $728,513!

Enter a smaller amount if you prefer to use secondary financing.

Loan Breakdown

Assumed Mortgage3.69% Sellers Rate
$470,487
Your Cash:$728,513
Total Purchase Price:$1,199,000

Assumed vs Traditional Mortgage

Assumed @ 3.69%
$2,599/mo
Traditional @ 7.5%
$3,960/mo
You save $1,362/month ($16,338/year)

*Secondary financing rates are an estimated value based on input

Follow Us
Your Home Sold Guaranteed Realty
Agent/Broker
Dan KaercherYour Home Sold Guaranteed Realty(480) 202-1789Dankaercher@state48livin.comMLS SA677983000

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