Dan Kaercher

Dan Kaercher

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$979,900

($274,305 down)
VA

4317 Arbor Cove Circle, Oceanside, CA 92058

4
3
1,956 sqft
PITI Monthly
$5,516.85 /mo

Listing courtesy of: Christopher Rodriguez, Maximum Mrtg & Real Estate Inc

Assumed Rate

5.84%
7.15%

Principal & Interest

$4,280 /mo
$4,905 /mo

What's Special

REMODELED
SHOPPING
SPACIOUS
MODERN
HIGH-END FINISHES
LUXURY
STAINLESS STEEL APPLIANCES
VAULTED CEILINGS
WALK-IN CLOSET
HOME OFFICE
HISTORIC

Step into a world of modern elegance with this completely remodeled 4-bedroom, 3-bath masterpiece in the heart of Oceanside. No detail has been overlooked in this top-to-bottom transformation, showcasing high-end finishes that elevate every inch of this stunning home. Greeted by sophisticated Italian tile in the entryway, the home flows seamlessly into rich laminate wood flooring throughout the entry level. The gourmet kitchen is a chef’s paradise, featuring sleek quartz countertops, a custom backsplash, and top-of-the-line stainless steel appliances—perfect for culinary creations and entertaining. Recessed lighting throughout and soaring vaulted ceilings create a bright, airy ambiance that’s both warm and grand. This home offers a flexible layout with four generously sized bedrooms, including a convenient downstairs bedroom with a full bath—ideal for guests or multi-generational living. Upstairs, the expansive primary bedroom boasts two walk-in closets and a spa-like bathroom with a shower and oversized bathtub, offering a private sanctuary to unwind. Two additional upstairs bedrooms provide ample space for family, guests, or a home office. The spacious backyard is a nicely sized outdoor haven with pool potential, enhanced by a rear retainer wall backing up to a quiet street for added privacy. Car enthusiasts will love the three-car garage, plus potential for an added carport or RV parking for all your adventure-ready toys. Nestled in a sought-after neighborhood, this home is just minutes from a scenic golf course, the historic San Luis Rey Mission, the excitement of Legoland, top-rated schools, and shopping. Best of all, the beach is only a 15-minute drive away for sun-soaked weekends! Schedule your private tour today and experience luxury living in Oceanside at its finest!

... Show more

Assumption Snapshot

Type of Loan
VA
Interest Rate
5.84
Remaining Loan Term
27 years, 10 months
Monthly PITI
$5,516.85/mo
Estimated Loan Balance
$708,107
Cash to close
$274,305
Interest Paid
$90,662

Facts & Features

Interior

Bedrooms & Bathrooms
  • Bedrooms: 4
  • Bathrooms: 3
Cooling & Heating
  • Cooling: CentralAir
  • Heating: Unknown
Features
  • Materials: Unknown
  • Community: Unknown
  • Has Fireplace: Yes
  • Fireplace Features: LivingRoom
  • Flooring: Unknown

Exterior

Fencing
  • Fencing: Unknown
Roof
  • Roof: Unknown
Parking
  • Garage: Yes
  • Garage Spaces: 3
  • Carport: No
  • Carport Spaces:
Water
  • Sewer: PublicSewer
  • Water Source: Unknown
Pool
  • Has Pool: No
  • Pool Features: None

Construction

Type & Style
  • Stories: 2
  • Home type: SingleFamilyResidence
  • Architectural Style: Unknown
Materials
  • Unknown
  • Roof: Unknown
Condition
  • Year Built: 1996
Details
  • Builder:

Community & HOA

Community
  • Subdivision:
  • Features: Curbs, StreetLights, Sidewalks
HOA
  • Has HOA: No
Location
  • Region: Oceanside

Financial Details

  • Price per Sqft: $500.97
  • Tax Annual Amount: $12248.8
  • On Market Date: 2025-03-30T00:00:00.000Z
Inquire about this property

We will reach out to you with more details

Apply to Assume

Fill out an application to explore financing options for assuming this loan.

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Savings Calculator

Current cash to close is $274,305 (28%)
You can enter any amount below - secondary financing will cover the difference if needed.
28%
$

You cover the entire equity of $274,305!

Enter a smaller amount if you prefer to use secondary financing.

Loan Breakdown

Assumed Mortgage5.84% Sellers Rate
$705,595
Your Cash$274,305
Total Purchase Price:$979,900

Assumed vs Traditional Mortgage

Assumed @ 5.84%
$4,280/mo
Traditional @ 7.5%
$5,088/mo
You save $808/month ($9,697/year)

*Secondary financing rates are an estimated value based on input

MLS ID: NDP2503028

Listing From:

Last updated: 2025-03-31T01:15:04.000Z

© , CRMLS. All rights reserved. Information deemed to be reliable but not guaranteed. The data relating to real estate for sale on this website comes in part from the Broker Reciprocity Program. Listing broker has attempted to offer accurate data, but buyers are advised to confirm all items. IDX information is provided exclusively for consumers’ personal, non-commercial use and that it may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Information deemed reliable but not guaranteed to be accurate. Listing information updated daily.

Assumed Rate

5.84%
7.15%

Principal & Interest

$4,280 /mo
$4,905 /mo
Inquire about this property

We will reach out to you with more details

Apply to Assume

Fill out an application to explore financing options for assuming this loan.

Apply now

Savings Calculator

Current cash to close is $274,305 (28%)
You can enter any amount below - secondary financing will cover the difference if needed.
28%
$

You cover the entire equity of $274,305!

Enter a smaller amount if you prefer to use secondary financing.

Loan Breakdown

Assumed Mortgage5.84% Sellers Rate
$705,595
Your Cash$274,305
Total Purchase Price:$979,900

Assumed vs Traditional Mortgage

Assumed @ 5.84%
$4,280/mo
Traditional @ 7.5%
$5,088/mo
You save $808/month ($9,697/year)

*Secondary financing rates are an estimated value based on input

Follow Us
Your Home Sold Guaranteed Realty
Agent/Broker
Dan KaercherYour Home Sold Guaranteed Realty(480) 202-1789Dankaercher@state48livin.comMLS SA677983000

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