Dan Kaercher

Dan Kaercher

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Closed

$499,900

($50,151 down)
FHA

43056 County 45, Laporte, MN 56461

4
3
3,648 sqft
PITI Monthly
$3,668.48 /mo

Listing courtesy of: , Deep Rock Realty, Inc.

Assumed Rate

6.54%
7.15%

Principal & Interest

$2,898 /mo
$3,084 /mo

What's Special

REMODELED
FIREPLACE

Priced UNDER Hubbard County's Estimated Market Value. Peaceful property that is sandwiched between Laporte, Bemidji, Walker and Park Rapids. A 4 bedroom, 2001 built home with 58+/-wooded acres, attached garage plus detached garage that entails 36' x 36' heated space with air compressor that stays and has separate LP tank and 24' x 24' cold storage garage. Home purchased May 2023 and has been extensively remodeled/updated on both floors: Custom countertops, new faucets, new kitchen appliances, including custom hood vent, vented to the outside, updated gas fireplace surround and mantel, new flooring throughout, new a/c May 2023, new furnace Oct. 2023, etc. etc. Groomed trails, deer stand, firepit. If you are into hunting you just need to step out your door!

... Show more

Assumption Snapshot

Type of Loan
FHA
Interest Rate
6.54
Remaining Loan Term
28 years, 1 months
Monthly PITI
$3,668.48/mo
Estimated Loan Balance
$450,194
Cash to close
$50,151
Interest Paid
$56,645

Facts & Features

Interior

Bedrooms & Bathrooms
  • Bedrooms: 4
  • Bathrooms: 3
Cooling & Heating
  • Cooling: Central Air
  • Heating: Forced Air, Fireplace(s)
Features
  • Materials: Vinyl Siding
  • Community: Unknown
  • Has Fireplace: Yes
  • Fireplace Features: Gas, Living Room
  • Flooring: Unknown

Exterior

Fencing
  • Fencing: Electric
Roof
  • Roof: Asphalt
Parking
  • Garage: Yes
  • Garage Spaces: 6
  • Carport: No
  • Carport Spaces:
Water
  • Sewer: Septic System Compliant - Yes
  • Water Source: Submersible - 4 Inch
Pool
  • Has Pool: No
  • Pool Features: Unknown

Construction

Type & Style
  • Stories:
  • Home type: Single Family Residence
  • Architectural Style: Unknown
Materials
  • Vinyl Siding
  • Roof: Asphalt
Condition
  • Year Built: 2001
Details
  • Builder:

Community & HOA

Community
  • Subdivision:
  • Features: None
HOA
  • Has HOA: No
Location
  • Region: Laporte

Financial Details

  • Price per Sqft: $137.03
  • Tax Annual Amount: $3366
  • On Market Date: 2024-04-01T00:00:00.000Z
Inquire about this property

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Apply to Assume

Fill out an application to explore financing options for assuming this loan.

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Savings Calculator

Current cash to close is $50,151 (10%)
You can enter any amount below - secondary financing will cover the difference if needed.
10%
$

You cover the entire equity of $50,151!

Enter a smaller amount if you prefer to use secondary financing.

Loan Breakdown

Assumed Mortgage6.54% Sellers Rate
$449,749
Your Cash$50,151
Total Purchase Price:$499,900

Assumed vs Traditional Mortgage

Assumed @ 6.54%
$2,898/mo
Traditional @ 7.5%
$3,199/mo
You save $301/month ($3,610/year)

*Secondary financing rates are an estimated value based on input

MLS ID: NST6507367

Listing From: northstar

Last updated: 2024-09-26T15:02:02.000Z

© , northstar. All rights reserved. Information deemed to be reliable but not guaranteed. The data relating to real estate for sale on this website comes in part from the Broker Reciprocity Program. Listing broker has attempted to offer accurate data, but buyers are advised to confirm all items. IDX information is provided exclusively for consumers’ personal, non-commercial use and that it may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Information deemed reliable but not guaranteed to be accurate. Listing information updated daily.

Assumed Rate

6.54%
7.15%

Principal & Interest

$2,898 /mo
$3,084 /mo
Inquire about this property

We will reach out to you with more details

Apply to Assume

Fill out an application to explore financing options for assuming this loan.

Apply now

Savings Calculator

Current cash to close is $50,151 (10%)
You can enter any amount below - secondary financing will cover the difference if needed.
10%
$

You cover the entire equity of $50,151!

Enter a smaller amount if you prefer to use secondary financing.

Loan Breakdown

Assumed Mortgage6.54% Sellers Rate
$449,749
Your Cash$50,151
Total Purchase Price:$499,900

Assumed vs Traditional Mortgage

Assumed @ 6.54%
$2,898/mo
Traditional @ 7.5%
$3,199/mo
You save $301/month ($3,610/year)

*Secondary financing rates are an estimated value based on input

Follow Us
Your Home Sold Guaranteed Realty
Agent/Broker
Dan KaercherYour Home Sold Guaranteed Realty(480) 202-1789Dankaercher@state48livin.comMLS SA677983000

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