Dan Kaercher

Dan Kaercher

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Closed

$559,900

($37,636 down)
FHA

427 Ripley Ave, Richmond, CA 94801

3
2
1,103 sqft
PITI Monthly
$4,107.61 /mo

Listing courtesy of: Dalisa Porche, Compass

Assumed Rate

5.23%
7.15%

Principal & Interest

$2,975 /mo
$3,647 /mo

What's Special

SERENE
DINING
MODERN
GRANITE COUNTERTOPS
DECK
PATIO

Step inside to discover a warm and welcoming interior, where dual pane windows allow natural light to fill the space. The living areas are graced with a blend of laminate, carpet, and tile floors, providing both comfort and style. The kitchen is a culinary enthusiast's dream, equipped with a gas stove, granite countertops, refrigerator, range hood, and a window that offers a lovely view of your garden while you cook. The dining room is perfect for hosting gatherings, while the large private yard offers a serene retreat with a deck, barbecue area, outdoor shower, and patio. The fenced front and back yards ensure privacy and security, enhanced by a video security system. This home is a perfect blend of comfort and functionality, offering a peaceful haven with modern amenities. Don’t miss out on the opportunity to make 427 Ripley Ave your new home. Come to experience all that this wonderful property has to offer!

... Show more

Assumption Snapshot

Type of Loan
FHA
Interest Rate
5.23
Remaining Loan Term
27 years, 3 months
Monthly PITI
$4,107.61/mo
Estimated Loan Balance
$523,653
Cash to close
$37,636
Interest Paid
$76,174

Facts & Features

Interior

Bedrooms & Bathrooms
  • Bedrooms: 3
  • Bathrooms: 2
Cooling & Heating
  • Cooling: None
  • Heating: WallFurnace
Features
  • Materials: Stone, VinylSiding
  • Community: Unknown
  • Has Fireplace: No
  • Fireplace Features: None
  • Flooring: Carpet, Laminate, Tile, Vinyl

Exterior

Fencing
  • Fencing: Unknown
Roof
  • Roof: Shingle
Parking
  • Garage: Yes
  • Garage Spaces: 1
  • Carport: No
  • Carport Spaces:
Water
  • Sewer: PublicSewer
  • Water Source: Unknown
Pool
  • Has Pool: No
  • Pool Features: None

Construction

Type & Style
  • Stories:
  • Home type: SingleFamilyResidence
  • Architectural Style: Bungalow
Materials
  • Stone, VinylSiding
  • Roof: Shingle
Condition
  • Year Built: 1943
Details
  • Builder:

Community & HOA

Community
  • Subdivision: IRON TRIANGLE
  • Features: Unknown
HOA
  • Has HOA: No
Location
  • Region: Richmond

Financial Details

  • Price per Sqft: $507.62
  • Tax Annual Amount: $6998.75
  • On Market Date: 2024-10-06T00:00:00.000Z
Inquire about this property

We will reach out to you with more details

Apply to Assume

Fill out an application to explore financing options for assuming this loan.

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Savings Calculator

Current cash to close is $37,636 (7%)
You can enter any amount below - secondary financing will cover the difference if needed.
7%
$

You cover the entire equity of $37,636!

Enter a smaller amount if you prefer to use secondary financing.

Loan Breakdown

Assumed Mortgage5.23% Sellers Rate
$522,264
Your Cash$37,636
Total Purchase Price:$559,900

Assumed vs Traditional Mortgage

Assumed @ 5.23%
$2,975/mo
Traditional @ 7.5%
$3,783/mo
You save $808/month ($9,696/year)

*Secondary financing rates are an estimated value based on input

MLS ID: 41075582

Listing From:

Last updated: 2024-12-01T13:27:12.000Z

© , CRMLS. All rights reserved. Information deemed to be reliable but not guaranteed. The data relating to real estate for sale on this website comes in part from the Broker Reciprocity Program. Listing broker has attempted to offer accurate data, but buyers are advised to confirm all items. IDX information is provided exclusively for consumers’ personal, non-commercial use and that it may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Information deemed reliable but not guaranteed to be accurate. Listing information updated daily.

Assumed Rate

5.23%
7.15%

Principal & Interest

$2,975 /mo
$3,647 /mo
Inquire about this property

We will reach out to you with more details

Apply to Assume

Fill out an application to explore financing options for assuming this loan.

Apply now

Savings Calculator

Current cash to close is $37,636 (7%)
You can enter any amount below - secondary financing will cover the difference if needed.
7%
$

You cover the entire equity of $37,636!

Enter a smaller amount if you prefer to use secondary financing.

Loan Breakdown

Assumed Mortgage5.23% Sellers Rate
$522,264
Your Cash$37,636
Total Purchase Price:$559,900

Assumed vs Traditional Mortgage

Assumed @ 5.23%
$2,975/mo
Traditional @ 7.5%
$3,783/mo
You save $808/month ($9,696/year)

*Secondary financing rates are an estimated value based on input

Follow Us
Your Home Sold Guaranteed Realty
Agent/Broker
Dan KaercherYour Home Sold Guaranteed Realty(480) 202-1789Dankaercher@state48livin.comMLS SA677983000

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