Dan Kaercher

Dan Kaercher

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Closed

$520,000

($213,748 down)
FHA

4278 E MELODY Drive, Gilbert, AZ 85234

4
2
2,108 sqft
PITI Monthly
$2,060.12 /mo

Listing courtesy of: Beth Jo Zeitzer, R.O.I. Properties

Assumed Rate

3.45%
7.15%

Principal & Interest

$1,506 /mo
$2,280 /mo

What's Special

SHOPPING
ENTERTAINMENT
DINING
SPACIOUS
FIREPLACE
CHARMING
COZY

This charming 4-bedroom, 2-bath residence features a spacious family room with a cozy fireplace, perfect for gatherings and relaxing evenings. The separate living room offers additional space for entertaining or unwinding. Enjoy the vibrant neighborhood, with shopping, dining, and entertainment just moments away, making it easy to embrace a lively lifestyle. Whether you're hosting friends or enjoying a quiet night in, this home is your ultimate retreat.

... Show more

Assumption Snapshot

Type of Loan
FHA
Interest Rate
3.45
Remaining Loan Term
25 years, 1 months
Monthly PITI
$2,060.12/mo
Estimated Loan Balance
$390,234
Cash to close
$213,748
Interest Paid
$54,463

Facts & Features

Interior

Bedrooms & Bathrooms
  • Bedrooms: 4
  • Bathrooms: 2
Cooling & Heating
  • Cooling: Refrigeration
  • Heating: Electric
Features
  • Materials: Painted, Stucco, Frame - Wood
  • Community: Unknown
  • Has Fireplace: Yes
  • Fireplace Features: 1 Fireplace, Family Room
  • Flooring: Carpet, Tile

Exterior

Fencing
  • Fencing: Block
Roof
  • Roof: Tile
Parking
  • Garage: Yes
  • Garage Spaces: 2
  • Carport: Yes
  • Carport Spaces: 2
Water
  • Sewer: Public Sewer
  • Water Source: City Water
Pool
  • Has Pool: No
  • Pool Features: None

Construction

Type & Style
  • Stories: 1
  • Home type: Single Family - Detached
  • Architectural Style: Ranch, Spanish
Materials
  • Painted, Stucco, Frame - Wood
  • Roof: Tile
Condition
  • Year Built: 1995
Details
  • Builder: NA

Community & HOA

Community
  • Subdivision: SUPERSTITION MEADOWS SUBDIVISION
  • Features:
HOA
  • Has HOA: Yes
  • HOA Name: Superstition Meadows
  • HOA Amenities: Unknown
  • HOA Fee: $385
  • HOA Frequency: $Annually
Location
  • Region: Gilbert

Financial Details

  • Price per Sqft: $246.68
  • Tax Annual Amount: $1779
  • On Market Date: 2024-10-17T14:40:04.000Z
Inquire about this property

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Apply to Assume

Fill out an application to explore financing options for assuming this loan.

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Savings Calculator

Current cash to close is $213,748 (41%)
You can enter any amount below - secondary financing will cover the difference if needed.
41%
$

You cover the entire equity of $213,748!

Enter a smaller amount if you prefer to use secondary financing.

Loan Breakdown

Assumed Mortgage3.45% Sellers Rate
$306,252
Your Cash$213,748
Total Purchase Price:$520,000

Assumed vs Traditional Mortgage

Assumed @ 3.45%
$1,506/mo
Traditional @ 7.5%
$2,365/mo
You save $858/month ($10,300/year)

*Secondary financing rates are an estimated value based on input

MLS ID: 6772181

Listing From: Arizona Regional Multiple Listing Service (ARMLS)

Last updated: 2024-12-28T12:22:58.000Z

© , Arizona Regional Multiple Listing Service (ARMLS). All rights reserved. Information deemed to be reliable but not guaranteed. The data relating to real estate for sale on this website comes in part from the Broker Reciprocity Program. Listing broker has attempted to offer accurate data, but buyers are advised to confirm all items. IDX information is provided exclusively for consumers’ personal, non-commercial use and that it may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Information deemed reliable but not guaranteed to be accurate. Listing information updated daily.

Assumed Rate

3.45%
7.15%

Principal & Interest

$1,506 /mo
$2,280 /mo
Inquire about this property

We will reach out to you with more details

Apply to Assume

Fill out an application to explore financing options for assuming this loan.

Apply now

Savings Calculator

Current cash to close is $213,748 (41%)
You can enter any amount below - secondary financing will cover the difference if needed.
41%
$

You cover the entire equity of $213,748!

Enter a smaller amount if you prefer to use secondary financing.

Loan Breakdown

Assumed Mortgage3.45% Sellers Rate
$306,252
Your Cash$213,748
Total Purchase Price:$520,000

Assumed vs Traditional Mortgage

Assumed @ 3.45%
$1,506/mo
Traditional @ 7.5%
$2,365/mo
You save $858/month ($10,300/year)

*Secondary financing rates are an estimated value based on input

Follow Us
Your Home Sold Guaranteed Realty
Agent/Broker
Dan KaercherYour Home Sold Guaranteed Realty(480) 202-1789Dankaercher@state48livin.comMLS SA677983000

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