$579,000
($55,503 down)4263 Arcata Bay Way, Oceanside, CA 92058
PITI Monthly
Listing courtesy of: Christy Hines, Distinctive Homes
Assumed Rate
6.92%
7.15%Principal & Interest
$3,475 /mo
$3,557 /moWhat's Special
Welcome to this beautifully updated 2-bedroom, 2-bath home nestled in the highly desirable Whelan Ranch community. This is an amazing price for a home in Oceanside so hurry, this one will go fast! Surrounded by mature trees, this peaceful neighborhood offers a park-like setting with acres of lush green grass, creating a tranquil retreat where you can truly unwind. This meticulously maintained condo boasts 2 bedrooms and 2 baths with stainless appliances and a pet friendly neighborhood! Enjoy a prime location with easy access to the freeway, Camp Pendleton, local beaches, Oceanside Pier, and more. Located in a well-kept community with HOA dues of $500/month, covering water, sewer, and trash. Zoned for top-rated schools: Louise Foussat Elementary, Martin Luther King Jr. Middle School, and El Camino High School.This turn-key home is ready for you—just bring your suitcase (and your pets) and settle in! Don’t miss out on this serene slice of Whelan Ranch. Schedule your showing today!
Assumption Snapshot
Type of Loan
VA
Interest Rate
6.92
Remaining Loan Term
29 years, 5 months
Monthly PITI
$4,245.12/mo
Estimated Loan Balance
$524,402
Cash to close
$55,503
Interest Paid
$21,204
Facts & Features
Interior
Bedrooms & Bathrooms
- Bedrooms: 2
- Bathrooms: 2
Cooling & Heating
- Cooling: None
- Heating: Unknown
Features
- Materials: Unknown
- Community: Unknown
- Has Fireplace: No
- Fireplace Features: None
- Flooring: Unknown
Exterior
Fencing
- Fencing: Unknown
Roof
- Roof: Unknown
Parking
- Garage: Yes
- Garage Spaces: 1
- Carport: No
- Carport Spaces:
Water
- Sewer: PublicSewer
- Water Source: Unknown
Pool
- Has Pool: No
- Pool Features: Community, Association
Construction
Type & Style
- Stories: 2
- Home type: Condominium
- Architectural Style: Unknown
Materials
- Unknown
- Roof: Unknown
Condition
- Year Built: 1982
Details
- Builder:
Community & HOA
Community
- Subdivision:
- Features: Biking, DogPark, Golf, Hiking, Park, Pool
HOA
- Has HOA: Yes
- HOA Name: Whelan Ranch
- HOA Amenities: Unknown
- HOA Fee: $500
- HOA Frequency: $Monthly
Location
- Region: Oceanside
Financial Details
- Price per Sqft: $524.46
- Tax Annual Amount: $7237.5
- On Market Date: 2025-03-18T00:00:00.000Z
Inquire about this property
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Fill out an application to explore financing options for assuming this loan.
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You cover the entire equity of $55,503!
Enter a smaller amount if you prefer to use secondary financing.
Loan Breakdown
Assumed vs Traditional Mortgage
*Secondary financing rates are an estimated value based on input
MLS ID: NDP2502569
Listing From:
Last updated: 2025-03-19T02:55:38.000Z
© , CRMLS. All rights reserved. Information deemed to be reliable but not guaranteed. The data relating to real estate for sale on this website comes in part from the Broker Reciprocity Program. Listing broker has attempted to offer accurate data, but buyers are advised to confirm all items. IDX information is provided exclusively for consumers’ personal, non-commercial use and that it may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Information deemed reliable but not guaranteed to be accurate. Listing information updated daily.
Assumed Rate
6.92%
7.15%Principal & Interest
$3,475 /mo
$3,557 /moInquire about this property
We will reach out to you with more details
Fill out an application to explore financing options for assuming this loan.
Apply nowSavings Calculator
You cover the entire equity of $55,503!
Enter a smaller amount if you prefer to use secondary financing.
Loan Breakdown
Assumed vs Traditional Mortgage
*Secondary financing rates are an estimated value based on input
Follow Us
Agent/Broker
Dan KaercherYour Home Sold Guaranteed Realty(480) 202-1789Dankaercher@state48livin.comMLS SA677983000Resources
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