Dan Kaercher

Dan Kaercher

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Closed

$599,000

($65,160 down)
VA

4262 Mesa Vista Way UNIT 7, Oceanside, CA 92057

2
3
1,224 sqft
PITI Monthly
$3,848.44 /mo

Listing courtesy of: Xavier Zaragoza, Circle Real Estate

Assumed Rate

5.23%
7.15%

Principal & Interest

$3,058 /mo
$3,749 /mo

What's Special

SHOPPING
DINING
CUSTOM BUILT
STAINLESS STEEL APPLIANCES
BALCONY

PANORAMIC VIEWS! VA & FHA APPROVED! Beautiful, 2 story, end unit townhouse style condo with yard & attached private garage. Tastefully done, SUPER CLEAN, turn key condo. Updated kitchen with custom cabinets, stone counters, stainless steel appliances, with mosaic black splash and more. NEWER AC WITH WIRING installed for warm days. Private IN-UNIT LAUNDRY accommodates full size washer and dryer. The dining area opens to the balcony with expansive, panoramic views. Recessed lighting throughout both floors with new wall sconces and new front door. Direct access from your private garage for convenience! The primary bedroom is large with double sinks, shower and has direct access to a fantastic, private small yard surrounded by trees. The secondary bedroom has custom built-in shelves for storage on 2 walls. Community has pool, spa and recreation area. Minutes to CAMP PENDLETON, MISSION SAN LUIS REY, SHOPPING AND THE BEACH!

... Show more

Assumption Snapshot

Type of Loan
VA
Interest Rate
5.23
Remaining Loan Term
27 years, 3 months
Monthly PITI
$3,848.44/mo
Estimated Loan Balance
$536,015
Cash to close
$65,160
Interest Paid
$78,284

Facts & Features

Interior

Bedrooms & Bathrooms
  • Bedrooms: 2
  • Bathrooms: 3
Cooling & Heating
  • Cooling: CentralAir
  • Heating: Central
Features
  • Materials: Unknown
  • Community: Unknown
  • Has Fireplace: No
  • Fireplace Features: None
  • Flooring: Carpet, Laminate

Exterior

Fencing
  • Fencing: Wood
Roof
  • Roof: Unknown
Parking
  • Garage: Yes
  • Garage Spaces: 1
  • Carport: No
  • Carport Spaces:
Water
  • Sewer: PublicSewer
  • Water Source: Public
Pool
  • Has Pool: No
  • Pool Features: Community, Association

Construction

Type & Style
  • Stories: 2
  • Home type: Condominium
  • Architectural Style: Contemporary
Materials
  • Unknown
  • Roof: Unknown
Condition
  • Year Built: 1985
Details
  • Builder:

Community & HOA

Community
  • Subdivision: Oceanside
  • Features: Curbs, Sidewalks, Pool
HOA
  • Has HOA: Yes
  • HOA Name: Quail Ridge
  • HOA Amenities: Unknown
  • HOA Fee: $409
  • HOA Frequency: $Monthly
Location
  • Region: Oceanside

Financial Details

  • Price per Sqft: $489.38
  • Tax Annual Amount: $7487.5
  • On Market Date: 2025-01-22T00:00:00.000Z
Inquire about this property

We will reach out to you with more details

Apply to Assume

Fill out an application to explore financing options for assuming this loan.

Apply now

Savings Calculator

Current cash to close is $65,160 (11%)
You can enter any amount below - secondary financing will cover the difference if needed.
11%
$

You cover the entire equity of $65,160!

Enter a smaller amount if you prefer to use secondary financing.

Loan Breakdown

Assumed Mortgage5.23% Sellers Rate
$533,840
Your Cash$65,160
Total Purchase Price:$599,000

Assumed vs Traditional Mortgage

Assumed @ 5.23%
$3,058/mo
Traditional @ 7.5%
$3,888/mo
You save $830/month ($9,965/year)

*Secondary financing rates are an estimated value based on input

MLS ID: PW25014912

Listing From:

Last updated: 2025-03-10T22:04:38.000Z

© , CRMLS. All rights reserved. Information deemed to be reliable but not guaranteed. The data relating to real estate for sale on this website comes in part from the Broker Reciprocity Program. Listing broker has attempted to offer accurate data, but buyers are advised to confirm all items. IDX information is provided exclusively for consumers’ personal, non-commercial use and that it may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Information deemed reliable but not guaranteed to be accurate. Listing information updated daily.

Assumed Rate

5.23%
7.15%

Principal & Interest

$3,058 /mo
$3,749 /mo
Inquire about this property

We will reach out to you with more details

Apply to Assume

Fill out an application to explore financing options for assuming this loan.

Apply now

Savings Calculator

Current cash to close is $65,160 (11%)
You can enter any amount below - secondary financing will cover the difference if needed.
11%
$

You cover the entire equity of $65,160!

Enter a smaller amount if you prefer to use secondary financing.

Loan Breakdown

Assumed Mortgage5.23% Sellers Rate
$533,840
Your Cash$65,160
Total Purchase Price:$599,000

Assumed vs Traditional Mortgage

Assumed @ 5.23%
$3,058/mo
Traditional @ 7.5%
$3,888/mo
You save $830/month ($9,965/year)

*Secondary financing rates are an estimated value based on input

Follow Us
Your Home Sold Guaranteed Realty
Agent/Broker
Dan KaercherYour Home Sold Guaranteed Realty(480) 202-1789Dankaercher@state48livin.comMLS SA677983000

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