Dan Kaercher

Dan Kaercher

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Closed

$650,000

($336,019 down)
FHA

425 E 16Th St, National City, CA 91950

3
2
886 sqft
PITI Monthly
$2,915.5 /mo

Listing courtesy of: Jo Anne Pember, Weichert SoCal

Assumed Rate

4.01%
7.15%

Principal & Interest

$1,759 /mo
$2,486 /mo

What's Special

SPACIOUS
COZY

Welcome to this beautiful cozy home will stun with updated amenities and an open floor plan with 2 bedrooms and 1 bath in the main home, while the detached garage was converted to an additional 3rd bedroom and 2nd bath. Watch the sun rise sipping your morning coffee or watch the sunset with your late afternoon tea from your porch. The spacious and open backyard with the low maintenance turf is a special private venue fit for entertaining and an oasis for a much needed R&R. Spill your heart out with your weekend warrior endeavors with a dedicated workshop conveniently tucked behind the garage. Go green with your thumb as you cultivate and harvest the guavas and loquats from your trees. The landscape is ready and ripe for your farm to table ingredients. Do not disturb. https://youtu.be/ekjmAzB7WeQ?si=YFeAZUOAPu5rtvAN

... Show more

Assumption Snapshot

Type of Loan
FHA
Interest Rate
4.01
Remaining Loan Term
22 years, 4 months
Monthly PITI
$2,915.5/mo
Estimated Loan Balance
$314,688
Cash to close
$336,019
Interest Paid
$104,939

Facts & Features

Interior

Bedrooms & Bathrooms
  • Bedrooms: 3
  • Bathrooms: 2
Cooling & Heating
  • Cooling: None
  • Heating: NaturalGas
Features
  • Materials: Stucco
  • Community: Unknown
  • Has Fireplace: No
  • Fireplace Features: Unknown
  • Flooring: Unknown

Exterior

Fencing
  • Fencing: Unknown
Roof
  • Roof: SeeRemarks
Parking
  • Garage: Yes
  • Garage Spaces: 1
  • Carport: No
  • Carport Spaces:
Water
  • Sewer: Unknown
  • Water Source: Public
Pool
  • Has Pool: No
  • Pool Features: None

Construction

Type & Style
  • Stories: 1
  • Home type: SingleFamilyResidence
  • Architectural Style: Unknown
Materials
  • Stucco
  • Roof: SeeRemarks
Condition
  • Year Built: 1950
Details
  • Builder:

Community & HOA

Community
  • Subdivision: National City
  • Features: Unknown
HOA
  • Has HOA: No
Location
  • Region: National City

Financial Details

  • Price per Sqft: $733.63
  • Tax Annual Amount: $8125
  • On Market Date: 2024-12-02T00:00:00.000Z
Inquire about this property

We will reach out to you with more details

Apply to Assume

Fill out an application to explore financing options for assuming this loan.

Apply now

Savings Calculator

Current cash to close is $336,019 (52%)
You can enter any amount below - secondary financing will cover the difference if needed.
52%
$

You cover the entire equity of $336,019!

Enter a smaller amount if you prefer to use secondary financing.

Loan Breakdown

Assumed Mortgage4.01% Sellers Rate
$313,981
Your Cash:$336,019
Total Purchase Price:$650,000

Assumed vs Traditional Mortgage

Assumed @ 4.01%
$1,759/mo
Traditional @ 7.5%
$2,578/mo
You save $819/month ($9,830/year)

*Secondary financing rates are an estimated value based on input

MLS ID: 240027249SD

Listing From:

Last updated: 2025-01-17T23:52:47.000Z

© , CRMLS. All rights reserved. Information deemed to be reliable but not guaranteed. The data relating to real estate for sale on this website comes in part from the Broker Reciprocity Program. Listing broker has attempted to offer accurate data, but buyers are advised to confirm all items. IDX information is provided exclusively for consumers’ personal, non-commercial use and that it may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Information deemed reliable but not guaranteed to be accurate. Listing information updated daily.

Assumed Rate

4.01%
7.15%

Principal & Interest

$1,759 /mo
$2,486 /mo
Inquire about this property

We will reach out to you with more details

Apply to Assume

Fill out an application to explore financing options for assuming this loan.

Apply now

Savings Calculator

Current cash to close is $336,019 (52%)
You can enter any amount below - secondary financing will cover the difference if needed.
52%
$

You cover the entire equity of $336,019!

Enter a smaller amount if you prefer to use secondary financing.

Loan Breakdown

Assumed Mortgage4.01% Sellers Rate
$313,981
Your Cash:$336,019
Total Purchase Price:$650,000

Assumed vs Traditional Mortgage

Assumed @ 4.01%
$1,759/mo
Traditional @ 7.5%
$2,578/mo
You save $819/month ($9,830/year)

*Secondary financing rates are an estimated value based on input

Follow Us
Your Home Sold Guaranteed Realty
Agent/Broker
Dan KaercherYour Home Sold Guaranteed Realty(480) 202-1789Dankaercher@state48livin.comMLS SA677983000

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