Dan Kaercher

Dan Kaercher

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Closed

$279,900

($56,429 down)
FHA

42571 Granite Place, Palm Desert, CA 92260

2
2
1,344 sqft
PITI Monthly
$1,943.55 /mo

Listing courtesy of: Sean McGraw, The Agency Realty, Inc.

Assumed Rate

6.81%
7.15%

Principal & Interest

$1,618 /mo
$1,675 /mo

What's Special

GATED COMMUNITY
DINING
SPACIOUS
SOAKING TUB
SEPARATE SHOWER
PATIO
CLUBHOUSE
TENNIS COURTS
GOLF COURSE COMMUNITY

Come and see this two bedroom / two bathroom home located in the Portola Country Club subdivision - a golf course community. The home features beautiful flooring, cathedral ceilings, wood beams and plantation shutters. The open layout is spacious and offers room for a dining area, large seating area and area for a desk or game table. Each bedroom has its own bathroom. The primary bathroom features double vanities, a soaking tub and a separate shower. The secondary bedroom features its own bathroom with a tub/shower combination and provides access to both the bedroom and the hallway for guests. The kitchen incorporates stainless steel and black appliances as well as ample counter space and cabinetry for storage. The outdoor patio is covered and includes shades that can be rolled down on sunny days. The home also features a storage shed and a covered carport that can accommodate three cars. In this gated community, you own the land! Portola Country Club offers unlimited golf for two, pickle ball courts, tennis courts, 3 pools and hot tubs, a dog park and a clubhouse. The HOA covers cable tv, high speed internet and trash service. Additionally, there are two RV storage lots available. Schedule a showing and make this home your own!

... Show more

Assumption Snapshot

Type of Loan
FHA
Interest Rate
6.81
Remaining Loan Term
27 years, 9 months
Monthly PITI
$1,943.55/mo
Estimated Loan Balance
$243,940
Cash to close
$56,429
Interest Paid
$37,548

Facts & Features

Interior

Bedrooms & Bathrooms
  • Bedrooms: 2
  • Bathrooms: 2
Cooling & Heating
  • Cooling: CentralAir, EvaporativeCooling
  • Heating: Central, ForcedAir
Features
  • Materials: Unknown
  • Community: Unknown
  • Has Fireplace: No
  • Fireplace Features: Unknown
  • Flooring: Laminate

Exterior

Fencing
  • Fencing: WroughtIron
Roof
  • Roof: Foam
Parking
  • Garage: Yes
  • Garage Spaces: 3
  • Carport: Yes
  • Carport Spaces:
Water
  • Sewer: PublicSewer
  • Water Source: Public
Pool
  • Has Pool: No
  • Pool Features: Community, Association

Construction

Type & Style
  • Stories: 1
  • Home type:
  • Architectural Style: Unknown
Materials
  • Unknown
  • Roof: Foam
Condition
  • Year Built: 1979
Details
  • Builder:

Community & HOA

Community
  • Subdivision: Portola Country Club (32263)
  • Features: DogPark, Golf, Gated, Pool
HOA
  • Has HOA: Yes
  • HOA Name: Portola Country Club HOA
  • HOA Amenities: Unknown
  • HOA Fee: $425
  • HOA Frequency: $Monthly
Location
  • Region: Palm Desert

Financial Details

  • Price per Sqft: $208.26
  • Tax Annual Amount: $
  • On Market Date: 2024-09-17T00:00:00.000Z
Inquire about this property

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Apply to Assume

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Savings Calculator

Current cash to close is $56,429 (20%)
You can enter any amount below - secondary financing will cover the difference if needed.
20%
$

You cover the entire equity of $56,429!

Enter a smaller amount if you prefer to use secondary financing.

Loan Breakdown

Assumed Mortgage6.81% Sellers Rate
$223,471
Your Cash$56,429
Total Purchase Price:$279,900

Assumed vs Traditional Mortgage

Assumed @ 6.81%
$1,618/mo
Traditional @ 7.5%
$1,737/mo
You save $119/month ($1,428/year)

*Secondary financing rates are an estimated value based on input

MLS ID: OC24193000

Listing From:

Last updated: 2024-12-10T17:25:07.000Z

© , CRMLS. All rights reserved. Information deemed to be reliable but not guaranteed. The data relating to real estate for sale on this website comes in part from the Broker Reciprocity Program. Listing broker has attempted to offer accurate data, but buyers are advised to confirm all items. IDX information is provided exclusively for consumers’ personal, non-commercial use and that it may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Information deemed reliable but not guaranteed to be accurate. Listing information updated daily.

Assumed Rate

6.81%
7.15%

Principal & Interest

$1,618 /mo
$1,675 /mo
Inquire about this property

We will reach out to you with more details

Apply to Assume

Fill out an application to explore financing options for assuming this loan.

Apply now

Savings Calculator

Current cash to close is $56,429 (20%)
You can enter any amount below - secondary financing will cover the difference if needed.
20%
$

You cover the entire equity of $56,429!

Enter a smaller amount if you prefer to use secondary financing.

Loan Breakdown

Assumed Mortgage6.81% Sellers Rate
$223,471
Your Cash$56,429
Total Purchase Price:$279,900

Assumed vs Traditional Mortgage

Assumed @ 6.81%
$1,618/mo
Traditional @ 7.5%
$1,737/mo
You save $119/month ($1,428/year)

*Secondary financing rates are an estimated value based on input

Follow Us
Your Home Sold Guaranteed Realty
Agent/Broker
Dan KaercherYour Home Sold Guaranteed Realty(480) 202-1789Dankaercher@state48livin.comMLS SA677983000

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