Dan Kaercher

Dan Kaercher

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Closed

$960,000

($865,997 down)
FHA

4255 Via Clemente, Oceanside, CA 92057

4
3
2,200 sqft
PITI Monthly
$2,812.7 /mo

Listing courtesy of: Jeff Underdahl, eXp Realty of Southern CA

Assumed Rate

2.77%
7.15%

Principal & Interest

$2,351 /mo
$3,139 /mo

What's Special

LOCATION
SPACIOUS
GRANITE COUNTERTOPS
WALK-IN CLOSET
COMMUNITY POOL

Amazing Curb Appeal and Prime Location in Oceanside’s Vista Capri Community! This beautifully maintained home on a spacious corner lot in the sought-after Vista Capri neighborhood offers unbeatable curb appeal and a fantastic location with low HOA! The front yard boasts mature landscaping, a custom walkway, and a tranquil water feature, earning the home an award for the WaterSmart Landscape Contest. Inside you'll find an expansive floor plan, with all bedrooms upstairs for ultimate privacy. The kitchen shines with brand-new granite countertops, a stylish new tile backsplash, and updated plumbing, complete with a new sink. The conveniently located laundry closet near the kitchen adds ease to everyday chores. The primary suite impresses with high ceilings, a separate tub and shower, new faucets at the dual vanity, and a spacious walk-in closet. Outdoor amenities are nearby, including the community pool and picnic area, surrounded by large trees and grassy areas that are perfect for family gatherings and dog walks. The nearby trail system leads to MLK Park, offering a hockey rink, skateboard park, baseball fields, and more — ideal for kids and active lifestyles. Recent upgrades include completed plumbing repairs and termite work, giving you peace of mind. Located within excellent Oceanside public schools and just a short drive to the beach and the new Oceanside SoCal Sports Complex, this home is truly a sweet find. Don’t miss this fantastic Propertunity in one of Oceanside’s most desirable communities!

... Show more

Assumption Snapshot

Type of Loan
FHA
Interest Rate
2.77
Remaining Loan Term
3 years, 0 months
Monthly PITI
$2,812.7/mo
Estimated Loan Balance
$249,124
Cash to close
$865,997
Interest Paid
$73,716

Facts & Features

Interior

Bedrooms & Bathrooms
  • Bedrooms: 4
  • Bathrooms: 3
Cooling & Heating
  • Cooling: SeeRemarks
  • Heating: ForcedAir
Features
  • Materials: Unknown
  • Community: Unknown
  • Has Fireplace: Yes
  • Fireplace Features: LivingRoom
  • Flooring: Unknown

Exterior

Fencing
  • Fencing: Unknown
Roof
  • Roof: Unknown
Parking
  • Garage: Yes
  • Garage Spaces: 2
  • Carport: No
  • Carport Spaces:
Water
  • Sewer: PublicSewer
  • Water Source: Unknown
Pool
  • Has Pool: No
  • Pool Features: Community, Association

Construction

Type & Style
  • Stories: 2
  • Home type: SingleFamilyResidence
  • Architectural Style: Unknown
Materials
  • Unknown
  • Roof: Unknown
Condition
  • Year Built: 1991
Details
  • Builder:

Community & HOA

Community
  • Subdivision: Rancho Del Oro (34024)
  • Features: Biking, Curbs, Gutters, Park, StormDrains, StreetLights, Suburban, Sidewalks, Pool
HOA
  • Has HOA: Yes
  • HOA Name: First Residential
  • HOA Amenities: Unknown
  • HOA Fee: $168
  • HOA Frequency: $Monthly
Location
  • Region: Oceanside

Financial Details

  • Price per Sqft: $436.36
  • Tax Annual Amount: $
  • On Market Date: 2024-09-25T00:00:00.000Z
Inquire about this property

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Apply to Assume

Fill out an application to explore financing options for assuming this loan.

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Savings Calculator

Current cash to close is $865,997 (90%)
You can enter any amount below - secondary financing will cover the difference if needed.
90%
$

You cover the entire equity of $865,997!

Enter a smaller amount if you prefer to use secondary financing.

Loan Breakdown

Assumed Mortgage2.77% Sellers Rate
$94,003
Your Cash:$865,997
Total Purchase Price:$960,000

Assumed vs Traditional Mortgage

Assumed @ 2.77%
$2,351/mo
Traditional @ 7.5%
$3,211/mo
You save $860/month ($10,319/year)

*Secondary financing rates are an estimated value based on input

MLS ID: NDP2408271

Listing From:

Last updated: 2024-12-05T05:20:48.000Z

© , CRMLS. All rights reserved. Information deemed to be reliable but not guaranteed. The data relating to real estate for sale on this website comes in part from the Broker Reciprocity Program. Listing broker has attempted to offer accurate data, but buyers are advised to confirm all items. IDX information is provided exclusively for consumers’ personal, non-commercial use and that it may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Information deemed reliable but not guaranteed to be accurate. Listing information updated daily.

Assumed Rate

2.77%
7.15%

Principal & Interest

$2,351 /mo
$3,139 /mo
Inquire about this property

We will reach out to you with more details

Apply to Assume

Fill out an application to explore financing options for assuming this loan.

Apply now

Savings Calculator

Current cash to close is $865,997 (90%)
You can enter any amount below - secondary financing will cover the difference if needed.
90%
$

You cover the entire equity of $865,997!

Enter a smaller amount if you prefer to use secondary financing.

Loan Breakdown

Assumed Mortgage2.77% Sellers Rate
$94,003
Your Cash:$865,997
Total Purchase Price:$960,000

Assumed vs Traditional Mortgage

Assumed @ 2.77%
$2,351/mo
Traditional @ 7.5%
$3,211/mo
You save $860/month ($10,319/year)

*Secondary financing rates are an estimated value based on input

Follow Us
Your Home Sold Guaranteed Realty
Agent/Broker
Dan KaercherYour Home Sold Guaranteed Realty(480) 202-1789Dankaercher@state48livin.comMLS SA677983000

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