Dan Kaercher

Dan Kaercher

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$768,000

($265,016 down)
FHA

4251 Porter St, Oakland, CA 94619

4
3
1,229 sqft
PITI Monthly
$4,042.33 /mo

Listing courtesy of: Felicia Duncan, Real Estate Experts

Assumed Rate

3.73%
7.15%

Principal & Interest

$2,623 /mo
$3,835 /mo

What's Special

SERENE
DINING
SPACIOUS
STAINLESS STEEL APPLIANCES
HOME OFFICE

Nestled on a spacious corner lot in a quiet residential neighborhood, 4251 Porter Street is a stylish and move-in-ready 3-bedroom, 2-bathroom home with an added bonus of a detached ADU for extra flexibility. Bright and airy, the main home features new flooring, fresh interior paint, and an updated kitchen with sleek white cabinetry, stainless steel appliances, and a newer range. The spacious living and dining areas provide the perfect setting for relaxation and entertaining, while private bedrooms offer ample closet space. The converted garage ADU boasts 1 bedroom, 1 bathroom, and a full kitchen, making it an ideal guest house, rental, or home office. Offering a serene escape. Situated on a low-traffic street, this home provides easy access to Laurel Village, Lincoln Square, Joaquin Miller Park, and Redwood Regional Park, plus seamless commuting via Highways 580, 13, and public transit. A rare blend of comfort, convenience, and versatility, this Oakland residence is not to be missed!

... Show more

Assumption Snapshot

Type of Loan
FHA
Interest Rate
3.73
Remaining Loan Term
24 years, 4 months
Monthly PITI
$4,042.33/mo
Estimated Loan Balance
$506,144
Cash to close
$265,016
Interest Paid
$113,512

Facts & Features

Interior

Bedrooms & Bathrooms
  • Bedrooms: 4
  • Bathrooms: 3
Cooling & Heating
  • Cooling: None
  • Heating: ForcedAir
Features
  • Materials: WoodSiding
  • Community: Unknown
  • Has Fireplace: No
  • Fireplace Features: None
  • Flooring: Laminate, Tile

Exterior

Fencing
  • Fencing: Unknown
Roof
  • Roof: Unknown
Parking
  • Garage: No
  • Garage Spaces: 0
  • Carport: No
  • Carport Spaces:
Water
  • Sewer: PublicSewer
  • Water Source: Unknown
Pool
  • Has Pool: No
  • Pool Features: None

Construction

Type & Style
  • Stories:
  • Home type: SingleFamilyResidence
  • Architectural Style: Bungalow
Materials
  • WoodSiding
  • Roof: Unknown
Condition
  • Year Built: 1910
Details
  • Builder:

Community & HOA

Community
  • Subdivision: OAKLAND
  • Features: Unknown
HOA
  • Has HOA: No
Location
  • Region: Oakland

Financial Details

  • Price per Sqft: $624.9
  • Tax Annual Amount: $9600
  • On Market Date: 2025-03-24T00:00:00.000Z
Inquire about this property

We will reach out to you with more details

Apply to Assume

Fill out an application to explore financing options for assuming this loan.

Apply now

Savings Calculator

Current cash to close is $265,016 (35%)
You can enter any amount below - secondary financing will cover the difference if needed.
35%
$

You cover the entire equity of $265,016!

Enter a smaller amount if you prefer to use secondary financing.

Loan Breakdown

Assumed Mortgage3.73% Sellers Rate
$502,984
Your Cash$265,016
Total Purchase Price:$768,000

Assumed vs Traditional Mortgage

Assumed @ 3.73%
$2,623/mo
Traditional @ 7.5%
$3,978/mo
You save $1,355/month ($16,259/year)

*Secondary financing rates are an estimated value based on input

MLS ID: 41090636

Listing From:

Last updated: 2025-03-31T12:50:26.000Z

© , CRMLS. All rights reserved. Information deemed to be reliable but not guaranteed. The data relating to real estate for sale on this website comes in part from the Broker Reciprocity Program. Listing broker has attempted to offer accurate data, but buyers are advised to confirm all items. IDX information is provided exclusively for consumers’ personal, non-commercial use and that it may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Information deemed reliable but not guaranteed to be accurate. Listing information updated daily.

Assumed Rate

3.73%
7.15%

Principal & Interest

$2,623 /mo
$3,835 /mo
Inquire about this property

We will reach out to you with more details

Apply to Assume

Fill out an application to explore financing options for assuming this loan.

Apply now

Savings Calculator

Current cash to close is $265,016 (35%)
You can enter any amount below - secondary financing will cover the difference if needed.
35%
$

You cover the entire equity of $265,016!

Enter a smaller amount if you prefer to use secondary financing.

Loan Breakdown

Assumed Mortgage3.73% Sellers Rate
$502,984
Your Cash$265,016
Total Purchase Price:$768,000

Assumed vs Traditional Mortgage

Assumed @ 3.73%
$2,623/mo
Traditional @ 7.5%
$3,978/mo
You save $1,355/month ($16,259/year)

*Secondary financing rates are an estimated value based on input

Follow Us
Your Home Sold Guaranteed Realty
Agent/Broker
Dan KaercherYour Home Sold Guaranteed Realty(480) 202-1789Dankaercher@state48livin.comMLS SA677983000

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