Dan Kaercher

Dan Kaercher

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Pending

$385,000

($182,544 down)
VA

42447 El Campo Road, Anza, CA 92539

3
2
1,798 sqft
PITI Monthly
$1,654.13 /mo

Listing courtesy of: Debra Dangelo, Overland Realty

Assumed Rate

3.47%
7.15%

Principal & Interest

$1,103 /mo
$1,665 /mo

What's Special

DINING
SPACIOUS
WALK-IN CLOSET
SEPARATE SHOWER
DECK
MOUNTAIN VIEWS

WITH AN ASSUMABLE LOAN UNDER 4%, this home on a permanent foundation is a must see! You will love the architectural details and great floor plan of this well-maintained home that make it seem like a "stick built" house. Located not far from a paved road with easy dirt road access. Valley and mountain views greet you from the front Trex deck with lattice covering. The large kitchen has plenty of room for a dining table and there is also a separate dining area adjacent to the living room. The attached 2-car garage is accessed from the kitchen. Located at one end of the home is the huge main bedroom, with a large walk-in closet that has a Solatube for natural lighting. The spacious main bathroom has a corner tub and separate shower. A heat pump provides heating and A/C, plus there are ceiling fans in all rooms. This 2.74 acre lot is all usable and would be a great horse property. There is plenty of room for farm animals and an orchard and garden. The area around the home is cleared, with scrub oaks and other native vegetation towards the property perimeter and paths between the trees. It is fully fenced with a rolling entry gate. A transfer switch has already been installed to accommodate a generator. Vintage tractor and implements are also available for purchase at an additional cost. Anza is a rural community with a small town atmosphere about a 30-40 minute drive to either Palm Desert or Temecula. Schedule a viewing and come take a look!

... Show more

Assumption Snapshot

Type of Loan
VA
Interest Rate
3.47
Remaining Loan Term
21 years, 8 months
Monthly PITI
$1,654.13/mo
Estimated Loan Balance
$206,039
Cash to close
$182,544
Interest Paid
$65,152

Facts & Features

Interior

Bedrooms & Bathrooms
  • Bedrooms: 3
  • Bathrooms: 2
Cooling & Heating
  • Cooling: CentralAir
  • Heating: Central
Features
  • Materials: Unknown
  • Community: Unknown
  • Has Fireplace: No
  • Fireplace Features: None
  • Flooring: Carpet

Exterior

Fencing
  • Fencing: Unknown
Roof
  • Roof: Unknown
Parking
  • Garage: Yes
  • Garage Spaces: 2
  • Carport: No
  • Carport Spaces:
Water
  • Sewer: SepticTank
  • Water Source: Private, Well
Pool
  • Has Pool: No
  • Pool Features: None

Construction

Type & Style
  • Stories: 1
  • Home type: SingleFamilyResidence
  • Architectural Style: Unknown
Materials
  • Unknown
  • Roof: Unknown
Condition
  • Year Built: 2005
Details
  • Builder:

Community & HOA

Community
  • Subdivision:
  • Features: Rural
HOA
  • Has HOA: No
Location
  • Region: Anza

Financial Details

  • Price per Sqft: $214.13
  • Tax Annual Amount: $4812.5
  • On Market Date: 2025-01-27T00:00:00.000Z
Inquire about this property

We will reach out to you with more details

Apply to Assume

Fill out an application to explore financing options for assuming this loan.

Apply now

Savings Calculator

Current cash to close is $182,544 (47%)
You can enter any amount below - secondary financing will cover the difference if needed.
47%
$

You cover the entire equity of $182,544!

Enter a smaller amount if you prefer to use secondary financing.

Loan Breakdown

Assumed Mortgage3.47% Sellers Rate
$202,456
Your Cash$182,544
Total Purchase Price:$385,000

Assumed vs Traditional Mortgage

Assumed @ 3.47%
$1,103/mo
Traditional @ 7.5%
$1,728/mo
You save $624/month ($7,492/year)

*Secondary financing rates are an estimated value based on input

MLS ID: SW25018921

Listing From:

Last updated: 2025-04-03T19:10:07.000Z

© , CRMLS. All rights reserved. Information deemed to be reliable but not guaranteed. The data relating to real estate for sale on this website comes in part from the Broker Reciprocity Program. Listing broker has attempted to offer accurate data, but buyers are advised to confirm all items. IDX information is provided exclusively for consumers’ personal, non-commercial use and that it may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Information deemed reliable but not guaranteed to be accurate. Listing information updated daily.

Assumed Rate

3.47%
7.15%

Principal & Interest

$1,103 /mo
$1,665 /mo
Inquire about this property

We will reach out to you with more details

Apply to Assume

Fill out an application to explore financing options for assuming this loan.

Apply now

Savings Calculator

Current cash to close is $182,544 (47%)
You can enter any amount below - secondary financing will cover the difference if needed.
47%
$

You cover the entire equity of $182,544!

Enter a smaller amount if you prefer to use secondary financing.

Loan Breakdown

Assumed Mortgage3.47% Sellers Rate
$202,456
Your Cash$182,544
Total Purchase Price:$385,000

Assumed vs Traditional Mortgage

Assumed @ 3.47%
$1,103/mo
Traditional @ 7.5%
$1,728/mo
You save $624/month ($7,492/year)

*Secondary financing rates are an estimated value based on input

Follow Us
Your Home Sold Guaranteed Realty
Agent/Broker
Dan KaercherYour Home Sold Guaranteed Realty(480) 202-1789Dankaercher@state48livin.comMLS SA677983000

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