Dan Kaercher

Dan Kaercher

Property SearchContact
primary-1
primary-2primary-3
Pending

$599,000

($466,996 down)
FHA

4239 Vista Del Rio Way UNIT 3, Oceanside, CA 92057

2
3
1,210 sqft
PITI Monthly
$1,983.5 /mo

Listing courtesy of: Thor Sorensen, Century 21 Affiliated

Assumed Rate

5.25%
7.15%

Principal & Interest

$1,057 /mo
$1,293 /mo

What's Special

REMODELED
LOCATION
SHOPPING
DINING
STAINLESS STEEL APPLIANCES
DECK
PATIO
CLUBHOUSE

Welcome to This Wonderful Town Home in Quail Ridge of Ivey Ranch in North Oceanside. This Highly Updated Home Features: Remodeled Kitchen with Newer Stainless Steel Appliances, A/C with Newer Condenser, Newer Carpet, Newer Windows and Slider, Remodeled Downstairs Bathroom, Refrigerator and Washer/Dryer, Back Patio with an Updated Deck, One Car Garage with Extra Room for Storage, and Double Primary Suites Upstairs. Location is Off the Main Road and Back into the Community. Community Features Two Pools and a Clubhouse. Close to the San Luis Rey Walking/Biking Trail to the Beach, Mission San Luis Rey, Shopping and Dining, 76 Highway, and Only 5 Miles from the Beach!

... Show more

Assumption Snapshot

Type of Loan
FHA
Interest Rate
5.25
Remaining Loan Term
15 years, 0 months
Monthly PITI
$1,983.5/mo
Estimated Loan Balance
$138,429
Cash to close
$466,996
Interest Paid
$130,369

Facts & Features

Interior

Bedrooms & Bathrooms
  • Bedrooms: 2
  • Bathrooms: 3
Cooling & Heating
  • Cooling: CentralAir
  • Heating: ForcedAir
Features
  • Materials: Unknown
  • Community: Unknown
  • Has Fireplace: No
  • Fireplace Features: None
  • Flooring: Carpet, Tile

Exterior

Fencing
  • Fencing: Unknown
Roof
  • Roof: Composition
Parking
  • Garage: Yes
  • Garage Spaces: 1
  • Carport: No
  • Carport Spaces:
Water
  • Sewer: PublicSewer
  • Water Source: Unknown
Pool
  • Has Pool: No
  • Pool Features: Community, Association

Construction

Type & Style
  • Stories: 2
  • Home type: Condominium
  • Architectural Style: Unknown
Materials
  • Unknown
  • Roof: Composition
Condition
  • Year Built: 1985
Details
  • Builder:

Community & HOA

Community
  • Subdivision: Quail Ridge (347)
  • Features: Curbs, StreetLights, Suburban, Sidewalks, Pool
HOA
  • Has HOA: Yes
  • HOA Name: Quail Ridge HOA
  • HOA Amenities: Unknown
  • HOA Fee: $421
  • HOA Frequency: $Monthly
Location
  • Region: Oceanside

Financial Details

  • Price per Sqft: $495.04
  • Tax Annual Amount: $7487.5
  • On Market Date: 2025-03-10T00:00:00.000Z
Inquire about this property

We will reach out to you with more details

Apply to Assume

Fill out an application to explore financing options for assuming this loan.

Apply now

Savings Calculator

Current cash to close is $466,996 (78%)
You can enter any amount below - secondary financing will cover the difference if needed.
78%
$

You cover the entire equity of $466,996!

Enter a smaller amount if you prefer to use secondary financing.

Loan Breakdown

Assumed Mortgage5.25% Sellers Rate
$132,004
Your Cash:$466,996
Total Purchase Price:$599,000

Assumed vs Traditional Mortgage

Assumed @ 5.25%
$1,057/mo
Traditional @ 7.5%
$1,341/mo
You save $284/month ($3,409/year)

*Secondary financing rates are an estimated value based on input

MLS ID: NDP2502255

Listing From:

Last updated: 2025-03-24T22:10:56.000Z

© , CRMLS. All rights reserved. Information deemed to be reliable but not guaranteed. The data relating to real estate for sale on this website comes in part from the Broker Reciprocity Program. Listing broker has attempted to offer accurate data, but buyers are advised to confirm all items. IDX information is provided exclusively for consumers’ personal, non-commercial use and that it may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Information deemed reliable but not guaranteed to be accurate. Listing information updated daily.

Assumed Rate

5.25%
7.15%

Principal & Interest

$1,057 /mo
$1,293 /mo
Inquire about this property

We will reach out to you with more details

Apply to Assume

Fill out an application to explore financing options for assuming this loan.

Apply now

Savings Calculator

Current cash to close is $466,996 (78%)
You can enter any amount below - secondary financing will cover the difference if needed.
78%
$

You cover the entire equity of $466,996!

Enter a smaller amount if you prefer to use secondary financing.

Loan Breakdown

Assumed Mortgage5.25% Sellers Rate
$132,004
Your Cash:$466,996
Total Purchase Price:$599,000

Assumed vs Traditional Mortgage

Assumed @ 5.25%
$1,057/mo
Traditional @ 7.5%
$1,341/mo
You save $284/month ($3,409/year)

*Secondary financing rates are an estimated value based on input

Follow Us
Your Home Sold Guaranteed Realty
Agent/Broker
Dan KaercherYour Home Sold Guaranteed Realty(480) 202-1789Dankaercher@state48livin.comMLS SA677983000

Powered By UMe.

© Listing Service, All rights reserved. The data relating to real estate for sale on this website comes in part from the Listing Service. Real estate listings held by brokerage firms other than Your Home Sold Guaranteed Realty are marked with the Listing Service logo and detailed information about them includes the name of the listing brokers. All information deemed reliable but not guaranteed and should be independently verified. All properties are subject to prior sale, change or withdrawal. Neither listing broker(s) nor Listing Service shall be responsible for any typographical errors, misinformation, misprints and shall be held totally harmless.

equal-housing

Your Home Sold Guaranteed Realty © is committed to and abides by the Fair Housing Act of Equal Opportunity.