Dan Kaercher

Dan Kaercher

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Closed

$494,900

($60,178 down)
FHA

4237 W GWEN Street, Laveen, AZ 85339

4
2
2,075 sqft
PITI Monthly
$3,268.9 /mo

Listing courtesy of: Dayton Toombs, HomeSmart Lifestyles

Assumed Rate

5.52%
7.15%

Principal & Interest

$2,557 /mo
$3,035 /mo

What's Special

FRESH PAINT
DINING
SPACIOUS
GRANITE COUNTERTOPS
WALK-IN CLOSET
PATIO
MOUNTAIN VIEWS
CHARMING
COZY

4.99% assumable mortgage available! Welcome home! This beautiful 4-bedroom, 2-bath property offers a 3-car garage, RV gate, and a cozy front patio. Step inside to find a spacious living/dining area with high ceilings, fresh paint, blinds, a charming bay window, and tile floors. The inviting family room opens to the backyard, perfect for indoor-outdoor entertaining. The kitchen features granite countertops, wood cabinets with crown molding, mosaic tile backsplash, recessed lighting, and a two-tier peninsula with a breakfast bar. The primary suite has plush carpet, an ensuite with double sinks, and a walk-in closet. Enjoy the backyard oasis with a covered patio, manicured lawn, sparkling pool, and mountain views.

... Show more

Assumption Snapshot

Type of Loan
FHA
Interest Rate
5.52
Remaining Loan Term
27 years, 4 months
Monthly PITI
$3,268.9/mo
Estimated Loan Balance
$436,378
Cash to close
$60,178
Interest Paid
$64,970

Facts & Features

Interior

Bedrooms & Bathrooms
  • Bedrooms: 4
  • Bathrooms: 2
Cooling & Heating
  • Cooling: Ceiling Fan(s), Refrigeration
  • Heating: Natural Gas
Features
  • Materials: Painted, Stucco, Frame - Wood
  • Community: Unknown
  • Has Fireplace: No
  • Fireplace Features: None
  • Flooring: Carpet, Tile

Exterior

Fencing
  • Fencing: Block
Roof
  • Roof: Tile
Parking
  • Garage: Yes
  • Garage Spaces: 3
  • Carport: Yes
  • Carport Spaces: 3
Water
  • Sewer: Public Sewer
  • Water Source: City Water
Pool
  • Has Pool: Yes
  • Pool Features: Private

Construction

Type & Style
  • Stories: 1
  • Home type: Single Family - Detached
  • Architectural Style: Ranch
Materials
  • Painted, Stucco, Frame - Wood
  • Roof: Tile
Condition
  • Year Built: 2007
Details
  • Builder: Richmond American Homes

Community & HOA

Community
  • Subdivision: MONTANA VISTA REPLAT
  • Features: Playground, Biking/Walking Path
HOA
  • Has HOA: Yes
  • HOA Name: Montana Vista
  • HOA Amenities: Unknown
  • HOA Fee: $103
  • HOA Frequency: $Monthly
Location
  • Region: Laveen

Financial Details

  • Price per Sqft: $238.51
  • Tax Annual Amount: $2725
  • On Market Date: 2024-11-09T16:50:04.000Z
Inquire about this property

We will reach out to you with more details

Apply to Assume

Fill out an application to explore financing options for assuming this loan.

Apply now

Savings Calculator

Current cash to close is $60,178 (12%)
You can enter any amount below - secondary financing will cover the difference if needed.
12%
$

You cover the entire equity of $60,178!

Enter a smaller amount if you prefer to use secondary financing.

Loan Breakdown

Assumed Mortgage5.52% Sellers Rate
$434,722
Your Cash$60,178
Total Purchase Price:$494,900

Assumed vs Traditional Mortgage

Assumed @ 5.52%
$2,557/mo
Traditional @ 7.5%
$3,148/mo
You save $591/month ($7,092/year)

*Secondary financing rates are an estimated value based on input

MLS ID: 6782076

Listing From: Arizona Regional Multiple Listing Service (ARMLS)

Last updated: 2025-01-29T09:05:47.000Z

© , Arizona Regional Multiple Listing Service (ARMLS). All rights reserved. Information deemed to be reliable but not guaranteed. The data relating to real estate for sale on this website comes in part from the Broker Reciprocity Program. Listing broker has attempted to offer accurate data, but buyers are advised to confirm all items. IDX information is provided exclusively for consumers’ personal, non-commercial use and that it may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Information deemed reliable but not guaranteed to be accurate. Listing information updated daily.

Assumed Rate

5.52%
7.15%

Principal & Interest

$2,557 /mo
$3,035 /mo
Inquire about this property

We will reach out to you with more details

Apply to Assume

Fill out an application to explore financing options for assuming this loan.

Apply now

Savings Calculator

Current cash to close is $60,178 (12%)
You can enter any amount below - secondary financing will cover the difference if needed.
12%
$

You cover the entire equity of $60,178!

Enter a smaller amount if you prefer to use secondary financing.

Loan Breakdown

Assumed Mortgage5.52% Sellers Rate
$434,722
Your Cash$60,178
Total Purchase Price:$494,900

Assumed vs Traditional Mortgage

Assumed @ 5.52%
$2,557/mo
Traditional @ 7.5%
$3,148/mo
You save $591/month ($7,092/year)

*Secondary financing rates are an estimated value based on input

Follow Us
Your Home Sold Guaranteed Realty
Agent/Broker
Dan KaercherYour Home Sold Guaranteed Realty(480) 202-1789Dankaercher@state48livin.comMLS SA677983000

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