Dan Kaercher

Dan Kaercher

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Under Contract

$365,000

($132,882 down)
FHA

42341 W Ramirez Drive, Maricopa, AZ 85138

4
3
2,118 sqft
PITI Monthly
$1,564.58 /mo

Listing courtesy of: Eduardo Villalobos, My Home Group Real Estate

Assumed Rate

2.77%
7.15%

Principal & Interest

$1,049 /mo
$1,731 /mo

What's Special

MINUTES AWAY
SHOPPING
SPACIOUS
LUXURY
GRANITE COUNTERTOPS
PATIO

Experience the perfect blend of luxury and comfort in this stunning 2020-built smart home, located in the desirable Santa Rosa Springs community of Maricopa, AZ. Listed at $365,000 this gorgeous home and its open floor plan welcomes you with its spacious design, while the beautifully designed kitchen; featuring granite countertops, exquisite cabinetry, stainless-steel appliances, and a large island is perfect for hosting and creating cherished moments. (See More for entire description.) Experience the perfect blend of luxury and comfort in this stunning 2020-built smart home, located in the desirable Santa Rosa Springs community of Maricopa, AZ. Listed at $365,000 this gorgeous home and its open floor plan welcomes you with its spacious design, while the beautifully designed kitchen; featuring granite countertops, exquisite cabinetry, stainless-steel appliances, and a large island is perfect for hosting and creating cherished moments. With 4 bedrooms, 2.5 baths, 2,118 sq ft living area and 9+ foot ceilings, this home exudes elegance and space. Relax in beautifully appointed living areas or enjoy the peaceful covered patio. Ideally situated near parks, shopping, and amenities, this home offers not just a place to live, but a lifestyle. Minutes away from schools, shopping, Copper Sky Multigenerational Center, Ak-Chin Circle and so much more!

... Show more

Assumption Snapshot

Type of Loan
FHA
Interest Rate
2.77
Remaining Loan Term
25 years, 9 months
Monthly PITI
$1,564.58/mo
Estimated Loan Balance
$232,631
Cash to close
$132,882
Interest Paid
$28,778

Facts & Features

Interior

Bedrooms & Bathrooms
  • Bedrooms: 4
  • Bathrooms: 3
Cooling & Heating
  • Cooling: Central Air, Programmable Thmstat
  • Heating: Natural Gas
Features
  • Materials: Painted, Spray Foam Insulation
  • Community: Unknown
  • Has Fireplace: No
  • Fireplace Features: None
  • Flooring: Carpet, Tile

Exterior

Fencing
  • Fencing: Block
Roof
  • Roof: Concrete
Parking
  • Garage: Yes
  • Garage Spaces: 2
  • Carport: Yes
  • Carport Spaces: 2
Water
  • Sewer: Public Sewer
  • Water Source: City Water
Pool
  • Has Pool: No
  • Pool Features: None

Construction

Type & Style
  • Stories: 2
  • Home type: Single Family Residence
  • Architectural Style:
Materials
  • Painted, Spray Foam Insulation
  • Roof: Concrete
Condition
  • Year Built: 2020
Details
  • Builder: Costa Verde Homes

Community & HOA

Community
  • Subdivision: SANTA ROSA SPRINGS PARCEL 2 LOT 58 SEC 35-4S-3E 6794 SQ FT 0.16 A C
  • Features: Playground, Biking/Walking Path
HOA
  • Has HOA: Yes
  • HOA Name: Santa Rosa Springs
  • HOA Amenities: Unknown
  • HOA Fee: $80
  • HOA Frequency: $Monthly
Location
  • Region: Maricopa

Financial Details

  • Price per Sqft: $172.33
  • Tax Annual Amount: $2206
  • On Market Date: 2025-03-17T23:00:09.000Z
Inquire about this property

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Apply to Assume

Fill out an application to explore financing options for assuming this loan.

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Savings Calculator

Current cash to close is $132,882 (36%)
You can enter any amount below - secondary financing will cover the difference if needed.
36%
$

You cover the entire equity of $132,882!

Enter a smaller amount if you prefer to use secondary financing.

Loan Breakdown

Assumed Mortgage2.77% Sellers Rate
$232,118
Your Cash$132,882
Total Purchase Price:$365,000

Assumed vs Traditional Mortgage

Assumed @ 2.77%
$1,049/mo
Traditional @ 7.5%
$1,796/mo
You save $747/month ($8,960/year)

*Secondary financing rates are an estimated value based on input

MLS ID: 6836793

Listing From: Arizona Regional Multiple Listing Service (ARMLS)

Last updated: 2025-04-02T23:09:18.000Z

© , Arizona Regional Multiple Listing Service (ARMLS). All rights reserved. Information deemed to be reliable but not guaranteed. The data relating to real estate for sale on this website comes in part from the Broker Reciprocity Program. Listing broker has attempted to offer accurate data, but buyers are advised to confirm all items. IDX information is provided exclusively for consumers’ personal, non-commercial use and that it may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Information deemed reliable but not guaranteed to be accurate. Listing information updated daily.

Assumed Rate

2.77%
7.15%

Principal & Interest

$1,049 /mo
$1,731 /mo
Inquire about this property

We will reach out to you with more details

Apply to Assume

Fill out an application to explore financing options for assuming this loan.

Apply now

Savings Calculator

Current cash to close is $132,882 (36%)
You can enter any amount below - secondary financing will cover the difference if needed.
36%
$

You cover the entire equity of $132,882!

Enter a smaller amount if you prefer to use secondary financing.

Loan Breakdown

Assumed Mortgage2.77% Sellers Rate
$232,118
Your Cash$132,882
Total Purchase Price:$365,000

Assumed vs Traditional Mortgage

Assumed @ 2.77%
$1,049/mo
Traditional @ 7.5%
$1,796/mo
You save $747/month ($8,960/year)

*Secondary financing rates are an estimated value based on input

Follow Us
Your Home Sold Guaranteed Realty
Agent/Broker
Dan KaercherYour Home Sold Guaranteed Realty(480) 202-1789Dankaercher@state48livin.comMLS SA677983000

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