Dan Kaercher

Dan Kaercher

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Closed

$1,200,000

($825,814 down)
VA

420 Wellington Street, Cambria, CA 93428

3
2
2,156 sqft
PITI Monthly
$3,474.57 /mo

Listing courtesy of: Ron Hundertmark, Modern Broker

Assumed Rate

3.69%
7.15%

Principal & Interest

$1,904 /mo
$2,797 /mo

What's Special

SERENE
SPACIOUS
GRANITE COUNTERTOPS
FIREPLACE
VAULTED CEILINGS
EN SUITE BATHROOM
SOAKING TUB
DECK
CHARMING

Welcome to this stunning cape cod two-story home in the desirable Happy Hills neighborhood of Cambria. This charming property features three bedrooms, two bathrooms, and white water ocean views from picture windows and two spacious decks. Upon entering, you are greeted by the bright and open living area with vaulted ceilings, creating a sense of spaciousness and elegance. Living space is on the second story including a gourmet kitchen, complete with granite countertops, Viking appliances, and plenty of storage space. The living room includes a gas fireplace and ample seating. The second level also includes the primary bedroom with an en suite bathroom complete with a deep soaking tub, roomy shower and twin sinks. Downstairs, you will find two more bedrooms with a shared bathroom, a spacious art studio and a covered deck with an ocean view. The two car garage also has a workshop and built in cabinets. Outside, you can relax and unwind on the two decks, while taking in the serene ocean views and picturesque sunsets. Just a short walk away is Moonstone Beach, where you can enjoy a leisurely stroll along the shoreline or explore the tide pools. Don't miss out on this fantastic opportunity to own a piece of coastal paradise in Cambria. With granite countertops, vaulted ceilings, and ocean views from picture windows, this home truly has it all. Schedule a showing today!

... Show more

Assumption Snapshot

Type of Loan
VA
Interest Rate
3.69
Remaining Loan Term
24 years, 9 months
Monthly PITI
$3,474.57/mo
Estimated Loan Balance
$386,644
Cash to close
$825,814
Interest Paid
$76,197

Facts & Features

Interior

Bedrooms & Bathrooms
  • Bedrooms: 3
  • Bathrooms: 2
Cooling & Heating
  • Cooling: None
  • Heating: ForcedAir, Fireplaces, NaturalGas
Features
  • Materials: ShakeSiding, CopperPlumbing
  • Community: Unknown
  • Has Fireplace: Yes
  • Fireplace Features: Gas, LivingRoom
  • Flooring: Carpet, Stone

Exterior

Fencing
  • Fencing: Wood
Roof
  • Roof: Composition
Parking
  • Garage: Yes
  • Garage Spaces: 2
  • Carport: No
  • Carport Spaces:
Water
  • Sewer: PublicSewer
  • Water Source: Public
Pool
  • Has Pool: No
  • Pool Features: None

Construction

Type & Style
  • Stories: 2
  • Home type: SingleFamilyResidence
  • Architectural Style: CapeCod
Materials
  • ShakeSiding, CopperPlumbing
  • Roof: Composition
Condition
  • Year Built: 1978
Details
  • Builder:

Community & HOA

Community
  • Subdivision: Happy Hill(410)
  • Features: Fishing, Mountainous, Park
HOA
  • Has HOA: No
Location
  • Region: Cambria

Financial Details

  • Price per Sqft: $556.59
  • Tax Annual Amount: $15000
  • On Market Date: 2024-11-09T00:00:00.000Z
Inquire about this property

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Apply to Assume

Fill out an application to explore financing options for assuming this loan.

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Savings Calculator

Current cash to close is $825,814 (69%)
You can enter any amount below - secondary financing will cover the difference if needed.
69%
$

You cover the entire equity of $825,814!

Enter a smaller amount if you prefer to use secondary financing.

Loan Breakdown

Assumed Mortgage3.69% Sellers Rate
$374,186
Your Cash:$825,814
Total Purchase Price:$1,200,000

Assumed vs Traditional Mortgage

Assumed @ 3.69%
$1,904/mo
Traditional @ 7.5%
$2,901/mo
You save $998/month ($11,970/year)

*Secondary financing rates are an estimated value based on input

MLS ID: PI24228453

Listing From:

Last updated: 2025-02-14T19:56:49.000Z

© , CRMLS. All rights reserved. Information deemed to be reliable but not guaranteed. The data relating to real estate for sale on this website comes in part from the Broker Reciprocity Program. Listing broker has attempted to offer accurate data, but buyers are advised to confirm all items. IDX information is provided exclusively for consumers’ personal, non-commercial use and that it may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Information deemed reliable but not guaranteed to be accurate. Listing information updated daily.

Assumed Rate

3.69%
7.15%

Principal & Interest

$1,904 /mo
$2,797 /mo
Inquire about this property

We will reach out to you with more details

Apply to Assume

Fill out an application to explore financing options for assuming this loan.

Apply now

Savings Calculator

Current cash to close is $825,814 (69%)
You can enter any amount below - secondary financing will cover the difference if needed.
69%
$

You cover the entire equity of $825,814!

Enter a smaller amount if you prefer to use secondary financing.

Loan Breakdown

Assumed Mortgage3.69% Sellers Rate
$374,186
Your Cash:$825,814
Total Purchase Price:$1,200,000

Assumed vs Traditional Mortgage

Assumed @ 3.69%
$1,904/mo
Traditional @ 7.5%
$2,901/mo
You save $998/month ($11,970/year)

*Secondary financing rates are an estimated value based on input

Follow Us
Your Home Sold Guaranteed Realty
Agent/Broker
Dan KaercherYour Home Sold Guaranteed Realty(480) 202-1789Dankaercher@state48livin.comMLS SA677983000

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