Dan Kaercher

Dan Kaercher

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$764,000

($71,808 down)
VA

4209 Paseo De Paz, National City, CA 91950

3
3
1,630 sqft
PITI Monthly
$4,692.42 /mo

Listing courtesy of: Lorena Buitrago, Real Broker

Assumed Rate

4.48%
7.15%

Principal & Interest

$3,663 /mo
$4,895 /mo

What's Special

GATED COMMUNITY
SPACIOUS
RENOVATED
FIREPLACE
MASTER SUITE
HOME OFFICE
BALCONY
SOLAR PANELS

Back on the market! Don’t miss this rare opportunity to own a DETACHED home in the exclusive gated community of Bonita Creek! This stunning residence boasts an updated kitchen, beautifully renovated bathrooms, and elegant wood flooring throughout. Enjoy the convenience of a 2-car garage with built-in storage, a Tesla Powerwall, and PPA Solar Panels from Sunrun, keeping your energy bills incredibly low and your home powered even in an outage. The low-maintenance backyard provides a peaceful retreat, combining both privacy and comfort. Enjoy the colder days around the gas fireplace located in the living room area. Upstairs, you'll find all three spacious bedrooms, along with a convenient laundry room. The loft area is perfect for a home office or study space. The expansive master suite is flooded with natural light and features a private BALCONY. All bedrooms offer generous closet space for added storage. Just a short walk from the quiet complex you’ll have access to Plaza Bonita. With easy access to the I-54, I-805, and I-125, commuting is a breeze. Plus, you’re only minutes from downtown San Diego and around 15 minutes to Naval Base San Diego. The house is zoned for schools in the Chula Vista and Sweetwater Districts. The HOA fees are low!The house is steps from the pool!

... Show more

Assumption Snapshot

Type of Loan
VA
Interest Rate
4.48
Remaining Loan Term
27 years, 2 months
Monthly PITI
$4,692.42/mo
Estimated Loan Balance
$693,267
Cash to close
$71,808
Interest Paid
$89,898

Facts & Features

Interior

Bedrooms & Bathrooms
  • Bedrooms: 3
  • Bathrooms: 3
Cooling & Heating
  • Cooling: CentralAir, Gas
  • Heating: Unknown
Features
  • Materials: Unknown
  • Community: Unknown
  • Has Fireplace: Yes
  • Fireplace Features: Gas
  • Flooring: Unknown

Exterior

Fencing
  • Fencing: Unknown
Roof
  • Roof: Unknown
Parking
  • Garage: Yes
  • Garage Spaces: 2
  • Carport: No
  • Carport Spaces:
Water
  • Sewer: PublicSewer
  • Water Source: Unknown
Pool
  • Has Pool: No
  • Pool Features: Community, Association

Construction

Type & Style
  • Stories: 2
  • Home type: SingleFamilyResidence
  • Architectural Style: Unknown
Materials
  • Unknown
  • Roof: Unknown
Condition
  • Year Built: 2006
Details
  • Builder:

Community & HOA

Community
  • Subdivision:
  • Features: Sidewalks, Pool
HOA
  • Has HOA: Yes
  • HOA Name: The Management Trust
  • HOA Amenities: Unknown
  • HOA Fee: $205
  • HOA Frequency: $Monthly
Location
  • Region: National City

Financial Details

  • Price per Sqft: $468.71
  • Tax Annual Amount: $9550
  • On Market Date: 2025-02-05T00:00:00.000Z
Inquire about this property

We will reach out to you with more details

Apply to Assume

Fill out an application to explore financing options for assuming this loan.

Apply now

Savings Calculator

Current cash to close is $71,808 (9%)
You can enter any amount below - secondary financing will cover the difference if needed.
9%
$

You cover the entire equity of $71,808!

Enter a smaller amount if you prefer to use secondary financing.

Loan Breakdown

Assumed Mortgage4.48% Sellers Rate
$692,192
Your Cash$71,808
Total Purchase Price:$764,000

Assumed vs Traditional Mortgage

Assumed @ 4.48%
$3,663/mo
Traditional @ 7.5%
$5,077/mo
You save $1,414/month ($16,965/year)

*Secondary financing rates are an estimated value based on input

MLS ID: PTP2500771

Listing From:

Last updated: 2025-04-03T16:43:26.000Z

© , CRMLS. All rights reserved. Information deemed to be reliable but not guaranteed. The data relating to real estate for sale on this website comes in part from the Broker Reciprocity Program. Listing broker has attempted to offer accurate data, but buyers are advised to confirm all items. IDX information is provided exclusively for consumers’ personal, non-commercial use and that it may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Information deemed reliable but not guaranteed to be accurate. Listing information updated daily.

Assumed Rate

4.48%
7.15%

Principal & Interest

$3,663 /mo
$4,895 /mo
Inquire about this property

We will reach out to you with more details

Apply to Assume

Fill out an application to explore financing options for assuming this loan.

Apply now

Savings Calculator

Current cash to close is $71,808 (9%)
You can enter any amount below - secondary financing will cover the difference if needed.
9%
$

You cover the entire equity of $71,808!

Enter a smaller amount if you prefer to use secondary financing.

Loan Breakdown

Assumed Mortgage4.48% Sellers Rate
$692,192
Your Cash$71,808
Total Purchase Price:$764,000

Assumed vs Traditional Mortgage

Assumed @ 4.48%
$3,663/mo
Traditional @ 7.5%
$5,077/mo
You save $1,414/month ($16,965/year)

*Secondary financing rates are an estimated value based on input

Follow Us
Your Home Sold Guaranteed Realty
Agent/Broker
Dan KaercherYour Home Sold Guaranteed Realty(480) 202-1789Dankaercher@state48livin.comMLS SA677983000

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