Dan Kaercher

Dan Kaercher

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$749,000

($176,860 down)
FHA

41 Tierra Seguro, Rancho Santa Margarita, CA 92688

2
2
1,106 sqft
PITI Monthly
$3,199.11 /mo

Listing courtesy of: Tamorah Weiss, Berkshire Hathaway HomeService

Assumed Rate

2.88%
7.15%

Principal & Interest

$2,548 /mo
$4,145 /mo

What's Special

DINING
SPACIOUS
WALK-IN CLOSET
OUTDOOR LIVING SPACE
BALCONY
CLUBHOUSE
TENNIS COURTS
MOUNTAIN VIEWS
FAMILY-FRIENDLY

Start the New Year in Your Dream Home! Welcome to 41 Tierra Segura, located in the highly desirable Melinda Heights neighborhood of Rancho Santa Margarita. This vibrant community is celebrated for its family-friendly environment, top-rated schools, clean parks, rolling mountain views, and lush tree-lined streets. This unique carriage unit offers ultimate privacy with no one above or below, plus the convenience of a direct-access one-car attached garage. The second-floor living space features high ceilings, large windows, and an open floor plan that creates an inviting and airy atmosphere. Situated on a prime corner lot, the home is flooded with natural light throughout. The updated kitchen boasts bright white, freshly painted cabinets, Corian countertops, and a breakfast bar, with a full-size dining room nearby for meals and gatherings. A large covered balcony provides the perfect outdoor living space to entertain or relax while enjoying breathtaking sunset views. The spacious primary suite includes an en-suite bathroom with dual sinks and a walk-in closet, while the secondary bedroom comfortably accommodates a full bed and desk, with an adjacent bathroom for added convenience. Additional features include one assigned car space and plenty of guest parking. Residents enjoy access to Rancho Santa Margarita’s exceptional amenities, including pools, tennis courts, pickleball courts, sport courts, and the clubhouse. Located within walking distance to the acclaimed Melinda Heights Elementary School and nearby parks, this home offers the perfect combination of comfort, style, and convenience. Schedule your tour today and make 41 Tierra Segura your new home!

... Show more

Assumption Snapshot

Type of Loan
FHA
Interest Rate
2.88
Remaining Loan Term
26 years, 8 months
Monthly PITI
$3,199.11/mo
Estimated Loan Balance
$574,481
Cash to close
$176,860
Interest Paid
$56,838

Facts & Features

Interior

Bedrooms & Bathrooms
  • Bedrooms: 2
  • Bathrooms: 2
Cooling & Heating
  • Cooling: CentralAir
  • Heating: ForcedAir
Features
  • Materials: Unknown
  • Community: Unknown
  • Has Fireplace: Yes
  • Fireplace Features: LivingRoom
  • Flooring: Laminate

Exterior

Fencing
  • Fencing: None
Roof
  • Roof: Unknown
Parking
  • Garage: Yes
  • Garage Spaces: 1
  • Carport: No
  • Carport Spaces:
Water
  • Sewer: PublicSewer
  • Water Source: Public
Pool
  • Has Pool: No
  • Pool Features: Community, Association

Construction

Type & Style
  • Stories: 2
  • Home type: Townhouse
  • Architectural Style: Unknown
Materials
  • Unknown
  • Roof: Unknown
Condition
  • Year Built: 1995
Details
  • Builder:

Community & HOA

Community
  • Subdivision:
  • Features: Curbs, DogPark, Gutters, StreetLights, Sidewalks, Pool
HOA
  • Has HOA: Yes
  • HOA Name: Tierra Montanosa
  • HOA Amenities: Unknown
  • HOA Fee: $518
  • HOA Frequency: $Monthly
Location
  • Region: Rancho Santa Margarita

Financial Details

  • Price per Sqft: $677.22
  • Tax Annual Amount: $9362.5
  • On Market Date: 2025-01-07T00:00:00.000Z
Inquire about this property

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Apply to Assume

Fill out an application to explore financing options for assuming this loan.

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Savings Calculator

Current cash to close is $176,860 (24%)
You can enter any amount below - secondary financing will cover the difference if needed.
24%
$

You cover the entire equity of $176,860!

Enter a smaller amount if you prefer to use secondary financing.

Loan Breakdown

Assumed Mortgage2.88% Sellers Rate
$572,140
Your Cash$176,860
Total Purchase Price:$749,000

Assumed vs Traditional Mortgage

Assumed @ 2.88%
$2,548/mo
Traditional @ 7.5%
$4,299/mo
You save $1,752/month ($21,019/year)

*Secondary financing rates are an estimated value based on input

MLS ID: OC24254210

Listing From:

Last updated: 2025-03-31T00:22:35.000Z

© , CRMLS. All rights reserved. Information deemed to be reliable but not guaranteed. The data relating to real estate for sale on this website comes in part from the Broker Reciprocity Program. Listing broker has attempted to offer accurate data, but buyers are advised to confirm all items. IDX information is provided exclusively for consumers’ personal, non-commercial use and that it may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Information deemed reliable but not guaranteed to be accurate. Listing information updated daily.

Assumed Rate

2.88%
7.15%

Principal & Interest

$2,548 /mo
$4,145 /mo
Inquire about this property

We will reach out to you with more details

Apply to Assume

Fill out an application to explore financing options for assuming this loan.

Apply now

Savings Calculator

Current cash to close is $176,860 (24%)
You can enter any amount below - secondary financing will cover the difference if needed.
24%
$

You cover the entire equity of $176,860!

Enter a smaller amount if you prefer to use secondary financing.

Loan Breakdown

Assumed Mortgage2.88% Sellers Rate
$572,140
Your Cash$176,860
Total Purchase Price:$749,000

Assumed vs Traditional Mortgage

Assumed @ 2.88%
$2,548/mo
Traditional @ 7.5%
$4,299/mo
You save $1,752/month ($21,019/year)

*Secondary financing rates are an estimated value based on input

Follow Us
Your Home Sold Guaranteed Realty
Agent/Broker
Dan KaercherYour Home Sold Guaranteed Realty(480) 202-1789Dankaercher@state48livin.comMLS SA677983000

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