Dan Kaercher

Dan Kaercher

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$825,000

($129,651 down)
VA

41910 Humber Drive, Temecula, CA 92591

4
3
2,005 sqft
PITI Monthly
$4,287.56 /mo

Listing courtesy of: Nikole Ferrari, Swell Property

Assumed Rate

3.21%
7.15%

Principal & Interest

$3,212 /mo
$5,009 /mo

What's Special

SHOPPING
SPACIOUS
MOVE-IN READY
MODERN
FIREPLACE
PRIVATE BACKYARD
CHARMING
COZY

Temecula Pool Home with Assumable Loan! Welcome to this beautiful, move-in ready 4-bedroom, 2.5-bathroom home, offering a fantastic opportunity to assume the seller’s loan at an unbeatable 4.25% interest rate—putting incredible savings right at your fingertips! Situated on a spacious lot just over a quarter of an acre, the possibilities are endless! Whether you dream of adding an ADU (Accessory Dwelling Unit), installing a pickleball court, or creating the ultimate outdoor kitchen, this lot is ready for it all. Step inside to a bright and inviting interior, where natural light pours through every room, enhancing the home’s fresh, modern appeal. The open floor plan and generously sized rooms are perfect for both everyday living and entertaining, while the charming double-sided fireplace brings a cozy, welcoming touch. Enjoy the outdoors in your private backyard, complete with a large in-ground pool, perfect for relaxation and summer fun. The low-maintenance landscaping ensures your yard stays beautiful year-round with minimal effort. Additionally, there’s RV/boat parking available, and a dog run for your furry friends. Situated in a low-tax area and conveniently close to schools, shopping, and local amenities, this home offers the perfect blend of comfort, convenience, and opportunity, making it a prime choice for families and busy professionals alike!

... Show more

Assumption Snapshot

Type of Loan
VA
Interest Rate
3.21
Remaining Loan Term
26 years, 11 months
Monthly PITI
$4,287.56/mo
Estimated Loan Balance
$698,042
Cash to close
$129,651
Interest Paid
$71,150

Facts & Features

Interior

Bedrooms & Bathrooms
  • Bedrooms: 4
  • Bathrooms: 3
Cooling & Heating
  • Cooling: CentralAir
  • Heating: Central, ForcedAir
Features
  • Materials: Unknown
  • Community: Unknown
  • Has Fireplace: Yes
  • Fireplace Features: LivingRoom
  • Flooring: Unknown

Exterior

Fencing
  • Fencing: Unknown
Roof
  • Roof: Unknown
Parking
  • Garage: Yes
  • Garage Spaces: 2
  • Carport: No
  • Carport Spaces:
Water
  • Sewer: PublicSewer
  • Water Source: Unknown
Pool
  • Has Pool: Yes
  • Pool Features: InGround, Private

Construction

Type & Style
  • Stories: 2
  • Home type: SingleFamilyResidence
  • Architectural Style: Unknown
Materials
  • Unknown
  • Roof: Unknown
Condition
  • Year Built: 1988
Details
  • Builder:

Community & HOA

Community
  • Subdivision:
  • Features: Curbs
HOA
  • Has HOA: Yes
  • HOA Name: The Villages Association
  • HOA Amenities: Unknown
  • HOA Fee: $46
  • HOA Frequency: $Monthly
Location
  • Region: Temecula

Financial Details

  • Price per Sqft: $411.47
  • Tax Annual Amount: $10312.5
  • On Market Date: 2025-03-27T00:00:00.000Z
Inquire about this property

We will reach out to you with more details

Apply to Assume

Fill out an application to explore financing options for assuming this loan.

Apply now

Savings Calculator

Current cash to close is $129,651 (16%)
You can enter any amount below - secondary financing will cover the difference if needed.
16%
$

You cover the entire equity of $129,651!

Enter a smaller amount if you prefer to use secondary financing.

Loan Breakdown

Assumed Mortgage3.21% Sellers Rate
$695,349
Your Cash$129,651
Total Purchase Price:$825,000

Assumed vs Traditional Mortgage

Assumed @ 3.21%
$3,212/mo
Traditional @ 7.5%
$5,196/mo
You save $1,985/month ($23,814/year)

*Secondary financing rates are an estimated value based on input

MLS ID: NDP2502661

Listing From:

Last updated: 2025-04-03T16:23:20.000Z

© , CRMLS. All rights reserved. Information deemed to be reliable but not guaranteed. The data relating to real estate for sale on this website comes in part from the Broker Reciprocity Program. Listing broker has attempted to offer accurate data, but buyers are advised to confirm all items. IDX information is provided exclusively for consumers’ personal, non-commercial use and that it may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Information deemed reliable but not guaranteed to be accurate. Listing information updated daily.

Assumed Rate

3.21%
7.15%

Principal & Interest

$3,212 /mo
$5,009 /mo
Inquire about this property

We will reach out to you with more details

Apply to Assume

Fill out an application to explore financing options for assuming this loan.

Apply now

Savings Calculator

Current cash to close is $129,651 (16%)
You can enter any amount below - secondary financing will cover the difference if needed.
16%
$

You cover the entire equity of $129,651!

Enter a smaller amount if you prefer to use secondary financing.

Loan Breakdown

Assumed Mortgage3.21% Sellers Rate
$695,349
Your Cash$129,651
Total Purchase Price:$825,000

Assumed vs Traditional Mortgage

Assumed @ 3.21%
$3,212/mo
Traditional @ 7.5%
$5,196/mo
You save $1,985/month ($23,814/year)

*Secondary financing rates are an estimated value based on input

Follow Us
Your Home Sold Guaranteed Realty
Agent/Broker
Dan KaercherYour Home Sold Guaranteed Realty(480) 202-1789Dankaercher@state48livin.comMLS SA677983000

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