Dan Kaercher

Dan Kaercher

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$964,900

($323,133 down)
VA

4184 Galbar Place, Oceanside, CA 92056

4
3
1,883 sqft
PITI Monthly
$5,602.6 /mo

Listing courtesy of: Claudia Encinas, HomeSmart Realty West

Assumed Rate

7.07%
7.15%

Principal & Interest

$4,359 /mo
$4,394 /mo

What's Special

SPACIOUS
MOVE-IN READY
STAINLESS STEEL APPLIANCES
DECK
LANDSCAPED
CUL-DE-SAC
CHARMING

Stunning Cul-De-Sac Home with Dual Primary Suites & Expansive Lot! Tucked away in a charming cul-de-sac, this beautifully updated home offers a flexible layout with dual primary suites on separate floors—perfect for privacy and convenience. The downstairs primary suite has a separate entrance and opens directly to the lush, landscaped backyard, creating a peaceful retreat for relaxing or entertaining. Upstairs, the second primary suite features a brand-new 8x20 deck, perfect for enjoying the fresh coastal breeze. With 4 bedrooms, 3 bathrooms, and fresh interior paint, this home is move-in ready! The kitchen shines with custom countertops, and stainless steel appliances, while wood-like plank flooring and shutters throughout add warmth and style. Elegant Sabel Palm Honeywell ceiling fans provide comfort in every room. Sitting on nearly a quarter-acre lot—the largest in the cul-de-sac—this backyard is a dream! Enclosed by a brand-new fence, there’s plenty of space for RV parking, a pool, or even an ADU. A spacious 2-car garage completes this incredible property. Don’t miss out—schedule your tour today!

... Show more

Assumption Snapshot

Type of Loan
VA
Interest Rate
7.07
Remaining Loan Term
28 years, 6 months
Monthly PITI
$5,602.6/mo
Estimated Loan Balance
$644,044
Cash to close
$323,133
Interest Paid
$68,503

Facts & Features

Interior

Bedrooms & Bathrooms
  • Bedrooms: 4
  • Bathrooms: 3
Cooling & Heating
  • Cooling: None
  • Heating: Unknown
Features
  • Materials: Unknown
  • Community: Unknown
  • Has Fireplace: No
  • Fireplace Features: None
  • Flooring: Unknown

Exterior

Fencing
  • Fencing: Unknown
Roof
  • Roof: Unknown
Parking
  • Garage: Yes
  • Garage Spaces: 2
  • Carport: No
  • Carport Spaces:
Water
  • Sewer: PublicSewer
  • Water Source: Unknown
Pool
  • Has Pool: No
  • Pool Features: None

Construction

Type & Style
  • Stories: 2
  • Home type: SingleFamilyResidence
  • Architectural Style: Unknown
Materials
  • Unknown
  • Roof: Unknown
Condition
  • Year Built: 1971
Details
  • Builder:

Community & HOA

Community
  • Subdivision:
  • Features: Curbs, Sidewalks
HOA
  • Has HOA: No
Location
  • Region: Oceanside

Financial Details

  • Price per Sqft: $512.43
  • Tax Annual Amount: $12061.2
  • On Market Date: 2025-02-07T00:00:00.000Z
Inquire about this property

We will reach out to you with more details

Apply to Assume

Fill out an application to explore financing options for assuming this loan.

Apply now

Savings Calculator

Current cash to close is $323,133 (33%)
You can enter any amount below - secondary financing will cover the difference if needed.
33%
$

You cover the entire equity of $323,133!

Enter a smaller amount if you prefer to use secondary financing.

Loan Breakdown

Assumed Mortgage7.07% Sellers Rate
$641,767
Your Cash$323,133
Total Purchase Price:$964,900

Assumed vs Traditional Mortgage

Assumed @ 7.07%
$4,359/mo
Traditional @ 7.5%
$4,558/mo
You save $199/month ($2,387/year)

*Secondary financing rates are an estimated value based on input

MLS ID: NDP2500852

Listing From:

Last updated: 2025-03-22T19:40:41.000Z

© , CRMLS. All rights reserved. Information deemed to be reliable but not guaranteed. The data relating to real estate for sale on this website comes in part from the Broker Reciprocity Program. Listing broker has attempted to offer accurate data, but buyers are advised to confirm all items. IDX information is provided exclusively for consumers’ personal, non-commercial use and that it may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Information deemed reliable but not guaranteed to be accurate. Listing information updated daily.

Assumed Rate

7.07%
7.15%

Principal & Interest

$4,359 /mo
$4,394 /mo
Inquire about this property

We will reach out to you with more details

Apply to Assume

Fill out an application to explore financing options for assuming this loan.

Apply now

Savings Calculator

Current cash to close is $323,133 (33%)
You can enter any amount below - secondary financing will cover the difference if needed.
33%
$

You cover the entire equity of $323,133!

Enter a smaller amount if you prefer to use secondary financing.

Loan Breakdown

Assumed Mortgage7.07% Sellers Rate
$641,767
Your Cash$323,133
Total Purchase Price:$964,900

Assumed vs Traditional Mortgage

Assumed @ 7.07%
$4,359/mo
Traditional @ 7.5%
$4,558/mo
You save $199/month ($2,387/year)

*Secondary financing rates are an estimated value based on input

Follow Us
Your Home Sold Guaranteed Realty
Agent/Broker
Dan KaercherYour Home Sold Guaranteed Realty(480) 202-1789Dankaercher@state48livin.comMLS SA677983000

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