Dan Kaercher

Dan Kaercher

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Closed

$440,000

($379,007 down)
FHA

415 S Gilbert St, Hemet, CA 92543

3
2
1,378 sqft
PITI Monthly
$1,061.14 /mo

Listing courtesy of: Luz Magdalena-Weary, Finest City Homes & Loans

Assumed Rate

4.07%
7.15%

Principal & Interest

$413 /mo
$580 /mo

What's Special

DINING
SPACIOUS
FIREPLACE
HOME OFFICE
CHARMING
COZY
NO HOA

This charming single-level residence offers a perfect blend of comfort and functionality in a peaceful neighborhood with NO HOA! Featuring 2 spacious bedrooms and 2 bathrooms, plus an additional bonus room w/closet ideal for children, guests, or a home office, this home is designed to meet your every need.The layout includes a formal living and dining area combo, as well as a cozy family room with a fireplace, an eating area, and a well-appointed kitchen—perfect for daily living or entertaining guests. Step into the expansive backyard, a versatile space ready for BBQs, outdoor games, gardening, or simply relaxing under the open sky. With a two-car garage and an extended driveway accommodating 2-3 additional vehicles, parking is a breeze. We’re proud to support a variety of financing options, including Hemet's Down Payment Assistance Programs, VA, CalHFA, FHA, and Conventional loans. Hablamos español! Don’t miss out on the opportunity to make this house your forever home.

... Show more

Assumption Snapshot

Type of Loan
FHA
Interest Rate
4.07
Remaining Loan Term
16 years, 8 months
Monthly PITI
$1,061.14/mo
Estimated Loan Balance
$65,412
Cash to close
$379,007
Interest Paid
$40,237

Facts & Features

Interior

Bedrooms & Bathrooms
  • Bedrooms: 3
  • Bathrooms: 2
Cooling & Heating
  • Cooling: None
  • Heating: ForcedAir, Fireplaces, NaturalGas
Features
  • Materials: Stucco
  • Community: Unknown
  • Has Fireplace: Yes
  • Fireplace Features: LivingRoom
  • Flooring: Unknown

Exterior

Fencing
  • Fencing: Unknown
Roof
  • Roof: Composition
Parking
  • Garage: Yes
  • Garage Spaces: 2
  • Carport: No
  • Carport Spaces:
Water
  • Sewer: Unknown
  • Water Source: Unknown
Pool
  • Has Pool: No
  • Pool Features: None

Construction

Type & Style
  • Stories: 1
  • Home type: SingleFamilyResidence
  • Architectural Style: Unknown
Materials
  • Stucco
  • Roof: Composition
Condition
  • Year Built: 1967
Details
  • Builder:

Community & HOA

Community
  • Subdivision:
  • Features: Unknown
HOA
  • Has HOA: No
Location
  • Region: Hemet

Financial Details

  • Price per Sqft: $319.3
  • Tax Annual Amount: $5500
  • On Market Date: 2024-11-21T00:00:00.000Z
Inquire about this property

We will reach out to you with more details

Apply to Assume

Fill out an application to explore financing options for assuming this loan.

Apply now

Savings Calculator

Current cash to close is $379,007 (86%)
You can enter any amount below - secondary financing will cover the difference if needed.
86%
$

You cover the entire equity of $379,007!

Enter a smaller amount if you prefer to use secondary financing.

Loan Breakdown

Assumed Mortgage4.07% Sellers Rate
$60,993
Your Cash:$379,007
Total Purchase Price:$440,000

Assumed vs Traditional Mortgage

Assumed @ 4.07%
$413/mo
Traditional @ 7.5%
$601/mo
You save $188/month ($2,257/year)

*Secondary financing rates are an estimated value based on input

MLS ID: 240027306SD

Listing From:

Last updated: 2025-01-24T04:36:59.000Z

© , CRMLS. All rights reserved. Information deemed to be reliable but not guaranteed. The data relating to real estate for sale on this website comes in part from the Broker Reciprocity Program. Listing broker has attempted to offer accurate data, but buyers are advised to confirm all items. IDX information is provided exclusively for consumers’ personal, non-commercial use and that it may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Information deemed reliable but not guaranteed to be accurate. Listing information updated daily.

Assumed Rate

4.07%
7.15%

Principal & Interest

$413 /mo
$580 /mo
Inquire about this property

We will reach out to you with more details

Apply to Assume

Fill out an application to explore financing options for assuming this loan.

Apply now

Savings Calculator

Current cash to close is $379,007 (86%)
You can enter any amount below - secondary financing will cover the difference if needed.
86%
$

You cover the entire equity of $379,007!

Enter a smaller amount if you prefer to use secondary financing.

Loan Breakdown

Assumed Mortgage4.07% Sellers Rate
$60,993
Your Cash:$379,007
Total Purchase Price:$440,000

Assumed vs Traditional Mortgage

Assumed @ 4.07%
$413/mo
Traditional @ 7.5%
$601/mo
You save $188/month ($2,257/year)

*Secondary financing rates are an estimated value based on input

Follow Us
Your Home Sold Guaranteed Realty
Agent/Broker
Dan KaercherYour Home Sold Guaranteed Realty(480) 202-1789Dankaercher@state48livin.comMLS SA677983000

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