Dan Kaercher

Dan Kaercher

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$599,000

($100,528 down)
FHA

41097 Rawling Court, Indio, CA 92203

4
3
2,451 sqft
PITI Monthly
$4,311.82 /mo

Listing courtesy of: James Suer, Keller Williams Luxury Homes

Assumed Rate

6.85%
7.15%

Principal & Interest

$3,280 /mo
$3,381 /mo

What's Special

GATED COMMUNITY
OPEN CONCEPT
SHOPPING
DINING
GRANITE COUNTERTOPS
BREAKFAST NOOK
PATIO
WALKING TRAILS

Don't miss this opportunity to own a home in the desirable gated community of Desert Trace. This community boasts the LOWEST HOA dues in North Indio at only $85 a month! Situated on a corner lot, this single story home features engineered hardwood flooring, granite countertops, plenty of storage space and an open concept with a formal dining area and breakfast nook.All bedrooms have access to their own full restrooms. The primary bedroom features an oversized walk in closet with built in shelving.The newest Elementary school is walking distance from this home along with hiking, shopping, dining, and casinos. North Indio is EXPLODING with growth and is one of Riverside County's fastest growing cities. You'll be just minutes from the world famous music festivals, Riverside County Fairgrounds, Acrisure Arena, world class golf, and the newly revitalized downtown area that is home to new eateries and breweries!This home is being sold by the original owner and has been meticulously cared for. The HVAC has been recently updated and the plantation shutters help to keep you cool in the summer months. The backyard features various citrus trees, mature landscaping and covered patios. There is plenty of parking with a tandem 3 car garage and long driveway.Desert Trace features walking trails throughout the community and with easy access to the freeway, you'll be just thirty minutes from downtown Palm Springs, an hour away from Joshua Tree, or a few hours away from San Diego, Los Angeles, and Orange County! Don't miss out on this one! Schedule your private showing today!

... Show more

Assumption Snapshot

Type of Loan
FHA
Interest Rate
6.85
Remaining Loan Term
29 years, 5 months
Monthly PITI
$4,311.82/mo
Estimated Loan Balance
$499,762
Cash to close
$100,528
Interest Paid
$19,952

Facts & Features

Interior

Bedrooms & Bathrooms
  • Bedrooms: 4
  • Bathrooms: 3
Cooling & Heating
  • Cooling: CentralAir
  • Heating: Central, Fireplaces
Features
  • Materials: Unknown
  • Community: Unknown
  • Has Fireplace: Yes
  • Fireplace Features: Gas, LivingRoom
  • Flooring: Carpet, Wood

Exterior

Fencing
  • Fencing: Block
Roof
  • Roof: Unknown
Parking
  • Garage: Yes
  • Garage Spaces: 3
  • Carport: No
  • Carport Spaces:
Water
  • Sewer: Unknown
  • Water Source: Unknown
Pool
  • Has Pool: No
  • Pool Features: Unknown

Construction

Type & Style
  • Stories: 1
  • Home type: SingleFamilyResidence
  • Architectural Style: Unknown
Materials
  • Unknown
  • Roof: Unknown
Condition
  • Year Built: 2006
Details
  • Builder:

Community & HOA

Community
  • Subdivision: Desert Trace
  • Features: Gated
HOA
  • Has HOA: Yes
  • HOA Name:
  • HOA Amenities: Unknown
  • HOA Fee: $85
  • HOA Frequency: $Monthly
Location
  • Region: Indio

Financial Details

  • Price per Sqft: $244.39
  • Tax Annual Amount: $7487.5
  • On Market Date: 2025-02-11T00:00:00.000Z
Inquire about this property

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Apply to Assume

Fill out an application to explore financing options for assuming this loan.

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Savings Calculator

Current cash to close is $100,528 (17%)
You can enter any amount below - secondary financing will cover the difference if needed.
17%
$

You cover the entire equity of $100,528!

Enter a smaller amount if you prefer to use secondary financing.

Loan Breakdown

Assumed Mortgage6.85% Sellers Rate
$498,472
Your Cash$100,528
Total Purchase Price:$599,000

Assumed vs Traditional Mortgage

Assumed @ 6.85%
$3,280/mo
Traditional @ 7.5%
$3,507/mo
You save $227/month ($2,723/year)

*Secondary financing rates are an estimated value based on input

MLS ID: 219124581DA

Listing From:

Last updated: 2025-03-31T19:41:38.000Z

© , CRMLS. All rights reserved. Information deemed to be reliable but not guaranteed. The data relating to real estate for sale on this website comes in part from the Broker Reciprocity Program. Listing broker has attempted to offer accurate data, but buyers are advised to confirm all items. IDX information is provided exclusively for consumers’ personal, non-commercial use and that it may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Information deemed reliable but not guaranteed to be accurate. Listing information updated daily.

Assumed Rate

6.85%
7.15%

Principal & Interest

$3,280 /mo
$3,381 /mo
Inquire about this property

We will reach out to you with more details

Apply to Assume

Fill out an application to explore financing options for assuming this loan.

Apply now

Savings Calculator

Current cash to close is $100,528 (17%)
You can enter any amount below - secondary financing will cover the difference if needed.
17%
$

You cover the entire equity of $100,528!

Enter a smaller amount if you prefer to use secondary financing.

Loan Breakdown

Assumed Mortgage6.85% Sellers Rate
$498,472
Your Cash$100,528
Total Purchase Price:$599,000

Assumed vs Traditional Mortgage

Assumed @ 6.85%
$3,280/mo
Traditional @ 7.5%
$3,507/mo
You save $227/month ($2,723/year)

*Secondary financing rates are an estimated value based on input

Follow Us
Your Home Sold Guaranteed Realty
Agent/Broker
Dan KaercherYour Home Sold Guaranteed Realty(480) 202-1789Dankaercher@state48livin.comMLS SA677983000

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