Dan Kaercher

Dan Kaercher

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Closed

$449,900

($87,446 down)
FHA

4105 Malta Street, Denver, CO 80249

3
3
1,406 sqft
PITI Monthly
$2,269.05 /mo

Listing courtesy of: Ana Peraza-Alfaro, Compass - Denver

Assumed Rate

2.81%
7.15%

Principal & Interest

$1,628 /mo
$2,673 /mo

What's Special

SPACIOUS
MODERN
LUXURY
STAINLESS STEEL APPLIANCES
FIREPLACE
WALK-IN CLOSET
HOME OFFICE
MATURE TREES
COZY

This well-maintained two-story home offers a thoughtful layout with modern updates and plenty of space. As you step inside, you’re welcomed into a bright and open main living area, where large windows fill the space with natural light. Luxury plank vinyl flooring extends throughout the main level, offering both durability and style. A sleek gas fireplace serves as the focal point of the living room, creating a cozy gathering space. The kitchen is designed for both function and style, featuring ample cabinetry for storage, stainless steel appliances, and a subway tile backsplash that adds a touch of character. With direct access to the garage, bringing in groceries is effortless. A convenient powder bath and laundry room is also located on the main level. Upstairs, a spacious loft provides additional flexibility, making it perfect for a home office, play area, or secondary lounge. The primary suite is a true retreat, complete with a large walk-in closet and an en-suite bath for added privacy. Two additional bedrooms, each with generous closet space, and a full hall bathroom complete the upper level. The backyard is designed for both relaxation and practicality, featuring a large lawn shaded by mature trees—perfect for outdoor entertaining, play, or unwinding after a long day. A sizable shed offers additional storage for tools, outdoor gear, or seasonal items. Completing the home is an attached two-car garage, providing ample parking and extra storage space.

... Show more

Assumption Snapshot

Type of Loan
FHA
Interest Rate
2.81
Remaining Loan Term
26 years, 1 months
Monthly PITI
$2,269.05/mo
Estimated Loan Balance
$364,781
Cash to close
$87,446
Interest Paid
$41,711

Facts & Features

Interior

Bedrooms & Bathrooms
  • Bedrooms: 3
  • Bathrooms: 3
Cooling & Heating
  • Cooling: Central Air
  • Heating: Forced Air
Features
  • Materials: Brick, Frame, Wood Siding
  • Community: Unknown
  • Has Fireplace: No
  • Fireplace Features: Unknown
  • Flooring: Carpet, Linoleum

Exterior

Fencing
  • Fencing: Full
Roof
  • Roof: Concrete
Parking
  • Garage: Yes
  • Garage Spaces: 2
  • Carport: No
  • Carport Spaces:
Water
  • Sewer: Public Sewer
  • Water Source: Public
Pool
  • Has Pool: No
  • Pool Features: Unknown

Construction

Type & Style
  • Stories:
  • Home type: Single Family Residence
  • Architectural Style: Traditional
Materials
  • Brick, Frame, Wood Siding
  • Roof: Concrete
Condition
  • Year Built: 1998
Details
  • Builder:

Community & HOA

Community
  • Subdivision: Green Valley Ranch
  • Features: Unknown
HOA
  • Has HOA: Yes
  • HOA Name: Master HOA of Green Valley
  • HOA Amenities: Unknown
  • HOA Fee: $0
  • HOA Frequency: $Included in Property Tax
Location
  • Region: Denver

Financial Details

  • Price per Sqft: $319.99
  • Tax Annual Amount: $2529
  • On Market Date: 2025-01-30T00:00:00.000Z
Inquire about this property

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Apply to Assume

Fill out an application to explore financing options for assuming this loan.

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Savings Calculator

Current cash to close is $87,446 (19%)
You can enter any amount below - secondary financing will cover the difference if needed.
19%
$

You cover the entire equity of $87,446!

Enter a smaller amount if you prefer to use secondary financing.

Loan Breakdown

Assumed Mortgage2.81% Sellers Rate
$362,454
Your Cash$87,446
Total Purchase Price:$449,900

Assumed vs Traditional Mortgage

Assumed @ 2.81%
$1,628/mo
Traditional @ 7.5%
$2,772/mo
You save $1,144/month ($13,730/year)

*Secondary financing rates are an estimated value based on input

MLS ID: REC6114948

Listing From: recolorado

Last updated: 2025-03-17T22:19:20.000Z

© , recolorado. All rights reserved. Information deemed to be reliable but not guaranteed. The data relating to real estate for sale on this website comes in part from the Broker Reciprocity Program. Listing broker has attempted to offer accurate data, but buyers are advised to confirm all items. IDX information is provided exclusively for consumers’ personal, non-commercial use and that it may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Information deemed reliable but not guaranteed to be accurate. Listing information updated daily.

Assumed Rate

2.81%
7.15%

Principal & Interest

$1,628 /mo
$2,673 /mo
Inquire about this property

We will reach out to you with more details

Apply to Assume

Fill out an application to explore financing options for assuming this loan.

Apply now

Savings Calculator

Current cash to close is $87,446 (19%)
You can enter any amount below - secondary financing will cover the difference if needed.
19%
$

You cover the entire equity of $87,446!

Enter a smaller amount if you prefer to use secondary financing.

Loan Breakdown

Assumed Mortgage2.81% Sellers Rate
$362,454
Your Cash$87,446
Total Purchase Price:$449,900

Assumed vs Traditional Mortgage

Assumed @ 2.81%
$1,628/mo
Traditional @ 7.5%
$2,772/mo
You save $1,144/month ($13,730/year)

*Secondary financing rates are an estimated value based on input

Follow Us
Your Home Sold Guaranteed Realty
Agent/Broker
Dan KaercherYour Home Sold Guaranteed Realty(480) 202-1789Dankaercher@state48livin.comMLS SA677983000

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