Dan Kaercher

Dan Kaercher

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Under Contract

$550,000

($226,796 down)
VA

409 Stout Street, Fort Collins, CO 80524

3
3
1,694 sqft
PITI Monthly
$2,251.19 /mo

Listing courtesy of: Rob Kittle, Kittle Real Estate

Assumed Rate

4.01%
7.15%

Principal & Interest

$1,827 /mo
$2,582 /mo

What's Special

LOCATION
SHOPPING
ENTERTAINMENT
DINING
SPACIOUS
MODERN
STAINLESS STEEL APPLIANCES
WALK-IN CLOSET
PATIO
LANDSCAPED
HISTORIC

This well-maintained two-story home in the Timbervine community offers modern comfort, effortless accessibility, and a prime location for the best of Fort Collins living. Enjoy the bright, spacious living area, where durable LVP flooring throughout sets the stage for effortless entertaining and everyday relaxation. The spacious kitchen is equipped with stainless steel appliances including a GE double oven range, and features quartz counters with a matching subway tiled backsplash, a kitchen island with seating for casual meals or morning coffee, and ample storage in the pantry. All three bedrooms are conveniently located upstairs, including a spacious primary suite featuring an ensuite bath and a generous walk-in closet. The beautifully landscaped backyard is a highlight of this property, featuring a concrete patio equipped with a remote-controlled Eclipse exterior solar screen and a retractable canvas canopy, offering a versatile space that lets you experience the outdoors in comfort, no matter the season. Additionally, the oversized garage offers bonus space for vehicles and storage, adding an extra layer of convenience to this lovely home. Take scenic strolls or morning jogs along the neighborhood's 1-mile walking trail that is surrounded by lush green spaces. Located with quick access to historic Old Town, residents can enjoy the charm and amenities of one of Colorado's most vibrant towns, including dining, shopping, and entertainment options, all just a short drive away.

... Show more

Assumption Snapshot

Type of Loan
VA
Interest Rate
4.01
Remaining Loan Term
22 years, 3 months
Monthly PITI
$2,251.19/mo
Estimated Loan Balance
$324,691
Cash to close
$226,796
Interest Paid
$110,093

Facts & Features

Interior

Bedrooms & Bathrooms
  • Bedrooms: 3
  • Bathrooms: 3
Cooling & Heating
  • Cooling: Ceiling Fan(s), Central Air
  • Heating: Forced Air
Features
  • Materials: Brick, Wood Frame
  • Community: Unknown
  • Has Fireplace: No
  • Fireplace Features: Unknown
  • Flooring: Tile

Exterior

Fencing
  • Fencing: Fenced, Partial
Roof
  • Roof: Composition
Parking
  • Garage: Yes
  • Garage Spaces: 2
  • Carport: No
  • Carport Spaces:
Water
  • Sewer: Public Sewer
  • Water Source: Public
Pool
  • Has Pool: No
  • Pool Features: Unknown

Construction

Type & Style
  • Stories:
  • Home type: Single Family Residence
  • Architectural Style: Contemporary
Materials
  • Brick, Wood Frame
  • Roof: Composition
Condition
  • Year Built: 2017
Details
  • Builder:

Community & HOA

Community
  • Subdivision: Timbervine
  • Features: Unknown
HOA
  • Has HOA: Yes
  • HOA Name: Timbervine HOA
  • HOA Amenities: Unknown
  • HOA Fee: $55
  • HOA Frequency: $Monthly
Location
  • Region: Fort Collins

Financial Details

  • Price per Sqft: $324.68
  • Tax Annual Amount: $3085
  • On Market Date: 2025-03-10T00:00:00.000Z
Inquire about this property

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Apply to Assume

Fill out an application to explore financing options for assuming this loan.

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Savings Calculator

Current cash to close is $226,796 (41%)
You can enter any amount below - secondary financing will cover the difference if needed.
41%
$

You cover the entire equity of $226,796!

Enter a smaller amount if you prefer to use secondary financing.

Loan Breakdown

Assumed Mortgage4.01% Sellers Rate
$323,204
Your Cash$226,796
Total Purchase Price:$550,000

Assumed vs Traditional Mortgage

Assumed @ 4.01%
$1,827/mo
Traditional @ 7.5%
$2,678/mo
You save $851/month ($10,212/year)

*Secondary financing rates are an estimated value based on input

MLS ID: RECIR1028144

Listing From: recolorado

Last updated: 2025-03-14T20:31:21.000Z

© , recolorado. All rights reserved. Information deemed to be reliable but not guaranteed. The data relating to real estate for sale on this website comes in part from the Broker Reciprocity Program. Listing broker has attempted to offer accurate data, but buyers are advised to confirm all items. IDX information is provided exclusively for consumers’ personal, non-commercial use and that it may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Information deemed reliable but not guaranteed to be accurate. Listing information updated daily.

Assumed Rate

4.01%
7.15%

Principal & Interest

$1,827 /mo
$2,582 /mo
Inquire about this property

We will reach out to you with more details

Apply to Assume

Fill out an application to explore financing options for assuming this loan.

Apply now

Savings Calculator

Current cash to close is $226,796 (41%)
You can enter any amount below - secondary financing will cover the difference if needed.
41%
$

You cover the entire equity of $226,796!

Enter a smaller amount if you prefer to use secondary financing.

Loan Breakdown

Assumed Mortgage4.01% Sellers Rate
$323,204
Your Cash$226,796
Total Purchase Price:$550,000

Assumed vs Traditional Mortgage

Assumed @ 4.01%
$1,827/mo
Traditional @ 7.5%
$2,678/mo
You save $851/month ($10,212/year)

*Secondary financing rates are an estimated value based on input

Follow Us
Your Home Sold Guaranteed Realty
Agent/Broker
Dan KaercherYour Home Sold Guaranteed Realty(480) 202-1789Dankaercher@state48livin.comMLS SA677983000

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