Dan Kaercher

Dan Kaercher

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Pending

$419,000

($59,605 down)
FHA

40963 177th Street E, Lancaster, CA 93535

4
2
1,384 sqft
PITI Monthly
$2,455.53 /mo

Listing courtesy of: Jose Orellana Morales, Citiwide Realty Group

Assumed Rate

5.22%
7.15%

Principal & Interest

$2,043 /mo
$2,507 /mo

What's Special

Welcome home! This beautifully updated home in Lake LA awaits its new owners. The home offers 4 bedrooms, two full bathrooms plus an additional room off the kitchen that can be used as a fifth bedroom or office space. Sitting on a little over 1/2 acre of flat land, the backyard offers endless possibilities to make it your own, with some already matured trees for shade and concrete slab. The home was recently painted, new recessed lighting installed in the living room, new ceiling fans, brand new kitchen, and tile flooring throughout. Recently upgraded furnace and AC unit keep you cool in summer and toasty in the winters of the desert. Newer vinyl windows, granite counters are just a few other items that make this home stand out. Come check it out today before its gone!

... Show more

Assumption Snapshot

Type of Loan
FHA
Interest Rate
5.22
Remaining Loan Term
27 years, 6 months
Monthly PITI
$2,455.53/mo
Estimated Loan Balance
$364,532
Cash to close
$59,605
Interest Paid
$47,591

Facts & Features

Interior

Bedrooms & Bathrooms
  • Bedrooms: 4
  • Bathrooms: 2
Cooling & Heating
  • Cooling: CentralAir
  • Heating: Central, Solar
Features
  • Materials: Unknown
  • Community: Unknown
  • Has Fireplace: No
  • Fireplace Features: None
  • Flooring: Laminate

Exterior

Fencing
  • Fencing: Unknown
Roof
  • Roof: Unknown
Parking
  • Garage: Yes
  • Garage Spaces: 2
  • Carport: No
  • Carport Spaces:
Water
  • Sewer: SepticTypeUnknown
  • Water Source: Public
Pool
  • Has Pool: No
  • Pool Features: None

Construction

Type & Style
  • Stories: 1
  • Home type: SingleFamilyResidence
  • Architectural Style: Unknown
Materials
  • Unknown
  • Roof: Unknown
Condition
  • Year Built: 1979
Details
  • Builder:

Community & HOA

Community
  • Subdivision:
  • Features: Rural
HOA
  • Has HOA: No
Location
  • Region: Lancaster

Financial Details

  • Price per Sqft: $302.75
  • Tax Annual Amount: $5237.5
  • On Market Date: 2024-11-07T00:00:00.000Z
Inquire about this property

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Apply to Assume

Fill out an application to explore financing options for assuming this loan.

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Savings Calculator

Current cash to close is $59,605 (14%)
You can enter any amount below - secondary financing will cover the difference if needed.
14%
$

You cover the entire equity of $59,605!

Enter a smaller amount if you prefer to use secondary financing.

Loan Breakdown

Assumed Mortgage5.22% Sellers Rate
$359,395
Your Cash$59,605
Total Purchase Price:$419,000

Assumed vs Traditional Mortgage

Assumed @ 5.22%
$2,043/mo
Traditional @ 7.5%
$2,600/mo
You save $558/month ($6,691/year)

*Secondary financing rates are an estimated value based on input

MLS ID: SR24229715

Listing From:

Last updated: 2025-04-02T18:17:29.000Z

© , CRMLS. All rights reserved. Information deemed to be reliable but not guaranteed. The data relating to real estate for sale on this website comes in part from the Broker Reciprocity Program. Listing broker has attempted to offer accurate data, but buyers are advised to confirm all items. IDX information is provided exclusively for consumers’ personal, non-commercial use and that it may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Information deemed reliable but not guaranteed to be accurate. Listing information updated daily.

Assumed Rate

5.22%
7.15%

Principal & Interest

$2,043 /mo
$2,507 /mo
Inquire about this property

We will reach out to you with more details

Apply to Assume

Fill out an application to explore financing options for assuming this loan.

Apply now

Savings Calculator

Current cash to close is $59,605 (14%)
You can enter any amount below - secondary financing will cover the difference if needed.
14%
$

You cover the entire equity of $59,605!

Enter a smaller amount if you prefer to use secondary financing.

Loan Breakdown

Assumed Mortgage5.22% Sellers Rate
$359,395
Your Cash$59,605
Total Purchase Price:$419,000

Assumed vs Traditional Mortgage

Assumed @ 5.22%
$2,043/mo
Traditional @ 7.5%
$2,600/mo
You save $558/month ($6,691/year)

*Secondary financing rates are an estimated value based on input

Follow Us
Your Home Sold Guaranteed Realty
Agent/Broker
Dan KaercherYour Home Sold Guaranteed Realty(480) 202-1789Dankaercher@state48livin.comMLS SA677983000

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