Dan Kaercher

Dan Kaercher

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$949,000

($341,643 down)
VA

40810 Centennial Circle, Palm Desert, CA 92260

4
4
2,648 sqft
PITI Monthly
$3,926.54 /mo

Listing courtesy of: Maria Valdez, Desert Sands Realty

Assumed Rate

2.88%
7.15%

Principal & Interest

$2,721 /mo
$4,427 /mo

What's Special

SHOPPING
ENTERTAINMENT
DINING
SPACIOUS
MODERN
RENOVATED
HARDWOOD FLOORS
GRANITE COUNTERTOPS
STAINLESS STEEL APPLIANCES
FIREPLACE
DECK
PATIO
CUL-DE-SAC
NO HOA

Desirable Contemporary Executive Desert Home with lush, mature landscaping offering exceptional privacy, situated on a peaceful cul-de-sac with no HOA. 4-bedrooms, 4-bathrooms-home offers 2,648 sq. ft. of Elegant Living Space on a generous 10,454 sq. ft. lot with Pool and Spa. Recent upgrades include a new saltwater pool system with an all-new pebble finish, brand-new decking and concrete surrounding the entire home, a fully renovated primary bathroom in progress (will get finish prior of closing) new granite countertops, and premium appliances from Viking, Bosch, and Maytag. The living room and all four bedrooms feature warm maple hardwood floors, while the newly installed stone fireplace adds a touch of modern elegance. The home has also been freshly painted on the exterior and boasts newly designed desert landscaping in the backyard.As you enter, the foyer seamlessly leads into the formal dining room, kitchen, and spacious living area. The dining space features large windows showcasing the stunning mountain range and one of the home's 3 patios. The kitchen is a chef's delight, complete with Granite countertops, stainless steel appliances, and a window overlooking the patio and sparkling pool. This Beautiful Home is Centrally located just minutes from schools, dining, shopping, golf, and entertainment, this move-in-ready desert retreat is the perfect full-time residence or vacation getaway. Don't miss out on this incredible opportunity to own a piece of paradise in Palm Desert!

... Show more

Assumption Snapshot

Type of Loan
VA
Interest Rate
2.88
Remaining Loan Term
26 years, 8 months
Monthly PITI
$3,926.54/mo
Estimated Loan Balance
$722,064
Cash to close
$341,643
Interest Paid
$60,712

Facts & Features

Interior

Bedrooms & Bathrooms
  • Bedrooms: 4
  • Bathrooms: 4
Cooling & Heating
  • Cooling: CentralAir
  • Heating: ForcedAir, NaturalGas
Features
  • Materials: Stucco
  • Community: Unknown
  • Has Fireplace: Yes
  • Fireplace Features: Gas, LivingRoom, Masonry
  • Flooring: Wood

Exterior

Fencing
  • Fencing: Unknown
Roof
  • Roof: Unknown
Parking
  • Garage: Yes
  • Garage Spaces: 2
  • Carport: No
  • Carport Spaces:
Water
  • Sewer: Unknown
  • Water Source: Unknown
Pool
  • Has Pool: Yes
  • Pool Features: ElectricHeat, InGround, Pebble, Private, SaltWater, Waterfall

Construction

Type & Style
  • Stories: 1
  • Home type: SingleFamilyResidence
  • Architectural Style: Contemporary
Materials
  • Stucco
  • Roof: Unknown
Condition
  • Year Built: 1990
Details
  • Builder:

Community & HOA

Community
  • Subdivision: Hovley Estate
  • Features: Unknown
HOA
  • Has HOA: No
Location
  • Region: Palm Desert

Financial Details

  • Price per Sqft: $358.38
  • Tax Annual Amount: $11862.5
  • On Market Date: 2025-03-30T00:00:00.000Z
Inquire about this property

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Apply to Assume

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Savings Calculator

Current cash to close is $341,643 (36%)
You can enter any amount below - secondary financing will cover the difference if needed.
36%
$

You cover the entire equity of $341,643!

Enter a smaller amount if you prefer to use secondary financing.

Loan Breakdown

Assumed Mortgage2.88% Sellers Rate
$607,357
Your Cash$341,643
Total Purchase Price:$949,000

Assumed vs Traditional Mortgage

Assumed @ 2.88%
$2,721/mo
Traditional @ 7.5%
$4,592/mo
You save $1,871/month ($22,452/year)

*Secondary financing rates are an estimated value based on input

MLS ID: 219127503DA

Listing From:

Last updated: 2025-04-03T02:32:38.000Z

© , CRMLS. All rights reserved. Information deemed to be reliable but not guaranteed. The data relating to real estate for sale on this website comes in part from the Broker Reciprocity Program. Listing broker has attempted to offer accurate data, but buyers are advised to confirm all items. IDX information is provided exclusively for consumers’ personal, non-commercial use and that it may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Information deemed reliable but not guaranteed to be accurate. Listing information updated daily.

Assumed Rate

2.88%
7.15%

Principal & Interest

$2,721 /mo
$4,427 /mo
Inquire about this property

We will reach out to you with more details

Apply to Assume

Fill out an application to explore financing options for assuming this loan.

Apply now

Savings Calculator

Current cash to close is $341,643 (36%)
You can enter any amount below - secondary financing will cover the difference if needed.
36%
$

You cover the entire equity of $341,643!

Enter a smaller amount if you prefer to use secondary financing.

Loan Breakdown

Assumed Mortgage2.88% Sellers Rate
$607,357
Your Cash$341,643
Total Purchase Price:$949,000

Assumed vs Traditional Mortgage

Assumed @ 2.88%
$2,721/mo
Traditional @ 7.5%
$4,592/mo
You save $1,871/month ($22,452/year)

*Secondary financing rates are an estimated value based on input

Follow Us
Your Home Sold Guaranteed Realty
Agent/Broker
Dan KaercherYour Home Sold Guaranteed Realty(480) 202-1789Dankaercher@state48livin.comMLS SA677983000

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