Dan Kaercher

Dan Kaercher

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Under Contract

$579,900

($397,463 down)
FHA

40748 W CHAMBERS Drive, Maricopa, AZ 85138

5
3
2,747 sqft
PITI Monthly
$1,330.87 /mo

Listing courtesy of: Kimberly Marsch-Frederick, HomeSmart Premier

Assumed Rate

2.68%
7.15%

Principal & Interest

$809 /mo
$1,351 /mo

What's Special

SPACIOUS
RENOVATED
MOUNTAIN VIEWS

Stunning Lakefront Home with Private Pool and Mountain Views! Welcome to your dream home! This gorgeous 5-bedroom property includes a versatile den/office (easily converted into a 6th bedroom) and a spacious loft, all complemented by 3 full bathrooms and a 3-car garage—perfect for all your needs or MULTI-GENERATIONAL needs. The open floorplan offers an effortless flow, making it ideal for both entertaining and everyday living. A downstairs bedroom with a full bath provides privacy for guests or family members. Notable upgrades include a beautifully renovated kitchen, high-end flooring, a sparkling inground pool and maintenance-free synthetic grass, Plus, the home's exterior was freshly painted in Fall 2023 for a polished, like-new look. Situated on a north/south-facing lot, you'll enjoy breathtaking mountain and sunset views. Whether you're a growing family or simply seeking ample space, this home offers it all. Don't miss this rare opportunity to own a lakefront oasis!

... Show more

Assumption Snapshot

Type of Loan
FHA
Interest Rate
2.68
Remaining Loan Term
25 years, 10 months
Monthly PITI
$1,330.87/mo
Estimated Loan Balance
$233,238
Cash to close
$397,463
Interest Paid
$21,302

Facts & Features

Interior

Bedrooms & Bathrooms
  • Bedrooms: 5
  • Bathrooms: 3
Cooling & Heating
  • Cooling: Central Air, Ceiling Fan(s)
  • Heating: Natural Gas
Features
  • Materials: Synthetic Stucco, Wood Frame, Painted, Stucco
  • Community: Unknown
  • Has Fireplace: No
  • Fireplace Features: None
  • Flooring: Carpet, Tile

Exterior

Fencing
  • Fencing: Block, Wrought Iron
Roof
  • Roof: Tile
Parking
  • Garage: Yes
  • Garage Spaces: 3
  • Carport: Yes
  • Carport Spaces: 3
Water
  • Sewer: Private Sewer
  • Water Source: Pvt Water Company
Pool
  • Has Pool: Yes
  • Pool Features: Private

Construction

Type & Style
  • Stories: 2
  • Home type: Single Family Residence
  • Architectural Style:
Materials
  • Synthetic Stucco, Wood Frame, Painted, Stucco
  • Roof: Tile
Condition
  • Year Built: 2009
Details
  • Builder: Meritage

Community & HOA

Community
  • Subdivision: LAKES AT RANCHO EL DORADO
  • Features: Lake, Playground, Biking/Walking Path
HOA
  • Has HOA: Yes
  • HOA Name: CCMC
  • HOA Amenities: Unknown
  • HOA Fee: $73
  • HOA Frequency: $Monthly
Location
  • Region: Maricopa

Financial Details

  • Price per Sqft: $211.1
  • Tax Annual Amount: $2563
  • On Market Date: 2024-11-22T15:50:08.000Z
Inquire about this property

We will reach out to you with more details

Apply to Assume

Fill out an application to explore financing options for assuming this loan.

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Savings Calculator

Current cash to close is $397,463 (69%)
You can enter any amount below - secondary financing will cover the difference if needed.
69%
$

You cover the entire equity of $397,463!

Enter a smaller amount if you prefer to use secondary financing.

Loan Breakdown

Assumed Mortgage2.68% Sellers Rate
$182,437
Your Cash:$397,463
Total Purchase Price:$579,900

Assumed vs Traditional Mortgage

Assumed @ 2.68%
$809/mo
Traditional @ 7.5%
$1,401/mo
You save $592/month ($7,104/year)

*Secondary financing rates are an estimated value based on input

MLS ID: 6787141

Listing From: Arizona Regional Multiple Listing Service (ARMLS)

Last updated: 2025-03-29T20:13:33.000Z

© , Arizona Regional Multiple Listing Service (ARMLS). All rights reserved. Information deemed to be reliable but not guaranteed. The data relating to real estate for sale on this website comes in part from the Broker Reciprocity Program. Listing broker has attempted to offer accurate data, but buyers are advised to confirm all items. IDX information is provided exclusively for consumers’ personal, non-commercial use and that it may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Information deemed reliable but not guaranteed to be accurate. Listing information updated daily.

Assumed Rate

2.68%
7.15%

Principal & Interest

$809 /mo
$1,351 /mo
Inquire about this property

We will reach out to you with more details

Apply to Assume

Fill out an application to explore financing options for assuming this loan.

Apply now

Savings Calculator

Current cash to close is $397,463 (69%)
You can enter any amount below - secondary financing will cover the difference if needed.
69%
$

You cover the entire equity of $397,463!

Enter a smaller amount if you prefer to use secondary financing.

Loan Breakdown

Assumed Mortgage2.68% Sellers Rate
$182,437
Your Cash:$397,463
Total Purchase Price:$579,900

Assumed vs Traditional Mortgage

Assumed @ 2.68%
$809/mo
Traditional @ 7.5%
$1,401/mo
You save $592/month ($7,104/year)

*Secondary financing rates are an estimated value based on input

Follow Us
Your Home Sold Guaranteed Realty
Agent/Broker
Dan KaercherYour Home Sold Guaranteed Realty(480) 202-1789Dankaercher@state48livin.comMLS SA677983000

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