Dan Kaercher

Dan Kaercher

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Closed

$250,000

($170,073 down)
FHA

406 Pleasant Drive, Hastings, MN 55033

3
2
1,855 sqft
PITI Monthly
$935.3 /mo

Listing courtesy of: , Keller Williams Select Realty

Assumed Rate

4.5%
7.15%

Principal & Interest

$522 /mo
$696 /mo

What's Special

REMODELED
SERENE
MOVE-IN READY
MODERN
HARDWOOD FLOORS
STAINLESS STEEL APPLIANCES
FIREPLACE
DECK
PATIO
COZY

***Open House Saturday 8/17 from 3-5pm*** Welcome to your dream townhome! This stunning 3-bedroom, 2-bathroom home is the perfect blend of style and functionality. The fully remodeled kitchen is a showstopper, boasting stainless steel appliances, a chic tile backsplash, hard surface countertops, and crisp white cabinets. Upgraded doors and hardwood floors on the main level add to the modern charm. The lower level is a cozy retreat, featuring a gas fireplace, dual built-in bookcases, and a comfy window seat with hidden storage underneath. Step outside to enjoy your private patio or relax on the deck overlooking the serene backyard. Recent updates include new windows, a furnace, A/C, and water heater in 2018, and a brand-new roof installed just two years ago. The mudroom is a practical bonus, complete with built-in cubbies for all your storage needs. This townhome is move-in ready, PRE-INSPECTED and waiting for you to make it your own. Don’t miss the chance to call this beautiful property home!

... Show more

Assumption Snapshot

Type of Loan
FHA
Interest Rate
4.5
Remaining Loan Term
18 years, 5 months
Monthly PITI
$935.3/mo
Estimated Loan Balance
$80,369
Cash to close
$170,073
Interest Paid
$47,880

Facts & Features

Interior

Bedrooms & Bathrooms
  • Bedrooms: 3
  • Bathrooms: 2
Cooling & Heating
  • Cooling: Central Air
  • Heating: Forced Air
Features
  • Materials: Vinyl Siding
  • Community: Unknown
  • Has Fireplace: Yes
  • Fireplace Features: Family Room, Gas
  • Flooring: Unknown

Exterior

Fencing
  • Fencing: None
Roof
  • Roof: Age 8 Years or Less, Asphalt
Parking
  • Garage: Yes
  • Garage Spaces: 2
  • Carport: No
  • Carport Spaces:
Water
  • Sewer: City Sewer/Connected
  • Water Source: City Water/Connected
Pool
  • Has Pool: No
  • Pool Features: None

Construction

Type & Style
  • Stories:
  • Home type: Townhouse Side x Side
  • Architectural Style: Unknown
Materials
  • Vinyl Siding
  • Roof: Age 8 Years or Less, Asphalt
Condition
  • Year Built: 1978
Details
  • Builder:

Community & HOA

Community
  • Subdivision: Whispering Oaks 3rd Add
  • Features: None
HOA
  • Has HOA: Yes
  • HOA Name: Spire
  • HOA Amenities: Unknown
  • HOA Fee: $211
  • HOA Frequency: $Monthly
Location
  • Region: Hastings

Financial Details

  • Price per Sqft: $134.77
  • Tax Annual Amount: $2282
  • On Market Date: 2024-08-16T00:00:00.000Z
Inquire about this property

We will reach out to you with more details

Apply to Assume

Fill out an application to explore financing options for assuming this loan.

Apply now

Savings Calculator

Current cash to close is $170,073 (68%)
You can enter any amount below - secondary financing will cover the difference if needed.
68%
$

You cover the entire equity of $170,073!

Enter a smaller amount if you prefer to use secondary financing.

Loan Breakdown

Assumed Mortgage4.5% Sellers Rate
$79,927
Your Cash:$170,073
Total Purchase Price:$250,000

Assumed vs Traditional Mortgage

Assumed @ 4.5%
$522/mo
Traditional @ 7.5%
$722/mo
You save $200/month ($2,398/year)

*Secondary financing rates are an estimated value based on input

MLS ID: NST6586385

Listing From: northstar

Last updated: 2024-09-22T14:48:02.000Z

© , northstar. All rights reserved. Information deemed to be reliable but not guaranteed. The data relating to real estate for sale on this website comes in part from the Broker Reciprocity Program. Listing broker has attempted to offer accurate data, but buyers are advised to confirm all items. IDX information is provided exclusively for consumers’ personal, non-commercial use and that it may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Information deemed reliable but not guaranteed to be accurate. Listing information updated daily.

Assumed Rate

4.5%
7.15%

Principal & Interest

$522 /mo
$696 /mo
Inquire about this property

We will reach out to you with more details

Apply to Assume

Fill out an application to explore financing options for assuming this loan.

Apply now

Savings Calculator

Current cash to close is $170,073 (68%)
You can enter any amount below - secondary financing will cover the difference if needed.
68%
$

You cover the entire equity of $170,073!

Enter a smaller amount if you prefer to use secondary financing.

Loan Breakdown

Assumed Mortgage4.5% Sellers Rate
$79,927
Your Cash:$170,073
Total Purchase Price:$250,000

Assumed vs Traditional Mortgage

Assumed @ 4.5%
$522/mo
Traditional @ 7.5%
$722/mo
You save $200/month ($2,398/year)

*Secondary financing rates are an estimated value based on input

Follow Us
Your Home Sold Guaranteed Realty
Agent/Broker
Dan KaercherYour Home Sold Guaranteed Realty(480) 202-1789Dankaercher@state48livin.comMLS SA677983000

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