Dan Kaercher

Dan Kaercher

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Closed

$495,000

($301,328 down)
FHA

406 Patterson Street, King City, CA 93930

3
3
1,735 sqft
PITI Monthly
$1,461.86 /mo

Listing courtesy of: Lynette Oliveira, Lynnie O Real Estate

Assumed Rate

3.89%
7.15%

Principal & Interest

$1,126 /mo
$1,614 /mo

What's Special

LOCATION
DECK

Great King City Patterson Street location! A spilt level that features 1735 SF, 3 bedrooms, 2.5 baths a formal living room, separate family room, eat in kitchen. Master en-suite includes an updated master bathroom. Home has Tile counters, laminate flooring and tons of closet space! Back yard provides a covered deck and a great sized rear yard ready for your landscaping ideas!

... Show more

Assumption Snapshot

Type of Loan
FHA
Interest Rate
3.89
Remaining Loan Term
20 years, 8 months
Monthly PITI
$1,461.86/mo
Estimated Loan Balance
$237,841
Cash to close
$301,328
Interest Paid
$78,775

Facts & Features

Interior

Bedrooms & Bathrooms
  • Bedrooms: 3
  • Bathrooms: 3
Cooling & Heating
  • Cooling: None
  • Heating: Unknown
Features
  • Materials: Stucco
  • Community: Unknown
  • Has Fireplace: Yes
  • Fireplace Features: WoodBurning
  • Flooring: Carpet, Laminate

Exterior

Fencing
  • Fencing: Wood
Roof
  • Roof: Composition, Shake
Parking
  • Garage: Yes
  • Garage Spaces: 2
  • Carport: No
  • Carport Spaces:
Water
  • Sewer: PublicSewer
  • Water Source: Public
Pool
  • Has Pool: No
  • Pool Features: Unknown

Construction

Type & Style
  • Stories: 3
  • Home type: SingleFamilyResidence
  • Architectural Style: Traditional
Materials
  • Stucco
  • Roof: Composition, Shake
Condition
  • Year Built: 1967
Details
  • Builder:

Community & HOA

Community
  • Subdivision:
  • Features: Unknown
HOA
  • Has HOA: No
Location
  • Region: King City

Financial Details

  • Price per Sqft: $285.3
  • Tax Annual Amount: $6187.5
  • On Market Date: 2024-11-10T00:00:00.000Z
Inquire about this property

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Apply to Assume

Fill out an application to explore financing options for assuming this loan.

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Savings Calculator

Current cash to close is $301,328 (61%)
You can enter any amount below - secondary financing will cover the difference if needed.
61%
$

You cover the entire equity of $301,328!

Enter a smaller amount if you prefer to use secondary financing.

Loan Breakdown

Assumed Mortgage3.89% Sellers Rate
$193,672
Your Cash:$301,328
Total Purchase Price:$495,000

Assumed vs Traditional Mortgage

Assumed @ 3.89%
$1,126/mo
Traditional @ 7.5%
$1,674/mo
You save $548/month ($6,582/year)

*Secondary financing rates are an estimated value based on input

MLS ID: ML81986271

Listing From:

Last updated: 2025-01-25T02:13:17.000Z

© , CRMLS. All rights reserved. Information deemed to be reliable but not guaranteed. The data relating to real estate for sale on this website comes in part from the Broker Reciprocity Program. Listing broker has attempted to offer accurate data, but buyers are advised to confirm all items. IDX information is provided exclusively for consumers’ personal, non-commercial use and that it may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Information deemed reliable but not guaranteed to be accurate. Listing information updated daily.

Assumed Rate

3.89%
7.15%

Principal & Interest

$1,126 /mo
$1,614 /mo
Inquire about this property

We will reach out to you with more details

Apply to Assume

Fill out an application to explore financing options for assuming this loan.

Apply now

Savings Calculator

Current cash to close is $301,328 (61%)
You can enter any amount below - secondary financing will cover the difference if needed.
61%
$

You cover the entire equity of $301,328!

Enter a smaller amount if you prefer to use secondary financing.

Loan Breakdown

Assumed Mortgage3.89% Sellers Rate
$193,672
Your Cash:$301,328
Total Purchase Price:$495,000

Assumed vs Traditional Mortgage

Assumed @ 3.89%
$1,126/mo
Traditional @ 7.5%
$1,674/mo
You save $548/month ($6,582/year)

*Secondary financing rates are an estimated value based on input

Follow Us
Your Home Sold Guaranteed Realty
Agent/Broker
Dan KaercherYour Home Sold Guaranteed Realty(480) 202-1789Dankaercher@state48livin.comMLS SA677983000

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