Dan Kaercher

Dan Kaercher

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Pending

$955,000

($0 down)*
VA

Potential short sale please verify with your agent.

406 Haight Ave, Alameda, CA 94501

2
1
1,194 sqft
PITI Monthly
$6,312.17 /mo

Listing courtesy of: Patrick MacCartee, The GRUBB Company

Assumed Rate

2.88%
7.15%

Principal & Interest

$5,101 /mo
$8,298 /mo

What's Special

DINING
SPACIOUS
MODERN
HARDWOOD FLOORS
STAINLESS STEEL APPLIANCES
FIREPLACE
HISTORIC

Nestled in Alameda's coveted West End, this enchanting Victorian bungalow (circa 1900) offers a perfect blend of historic character and contemporary convenience. Enter inside to discover gleaming hardwood floors and soaring coved ceilings that frame the elegant living space. The distinctive corner bay window floods the living room with natural light, while the spacious dining area flows seamlessly into the updated kitchen featuring stainless steel appliances and durable stone countertops. The main house includes two comfortable bedrooms, two decorative fireplaces that add period ambiance, a tastefully updated bathroom, and abundant storage space throughout. Beyond the main residence, a converted detached garage now serves as a versatile office and laundry facility. The property is completed by private back and side yards — tranquil outdoor sanctuaries ideal for entertaining, gardening, or simply unwinding with friends on warm evenings. This rare opportunity to own a piece of Alameda history, enhanced with all the modern amenities you desire, awaits your personal touch.

... Show more

Assumption Snapshot

Type of Loan
VA
Interest Rate
2.88
Remaining Loan Term
26 years, 8 months
Monthly PITI
$6,312.17/mo
Estimated Loan Balance
$1,145,460
Cash to close
$0
Interest Paid
$113,794

Facts & Features

Interior

Bedrooms & Bathrooms
  • Bedrooms: 2
  • Bathrooms: 1
Cooling & Heating
  • Cooling: Unknown
  • Heating: ForcedAir
Features
  • Materials: Stucco
  • Community: Unknown
  • Has Fireplace: Yes
  • Fireplace Features: Decorative, Electric
  • Flooring: Carpet, Wood

Exterior

Fencing
  • Fencing: Unknown
Roof
  • Roof: Composition
Parking
  • Garage: Yes
  • Garage Spaces: 1
  • Carport: No
  • Carport Spaces:
Water
  • Sewer: Unknown
  • Water Source: Unknown
Pool
  • Has Pool: No
  • Pool Features: None

Construction

Type & Style
  • Stories:
  • Home type: SingleFamilyResidence
  • Architectural Style: Victorian
Materials
  • Stucco
  • Roof: Composition
Condition
  • Year Built: 1900
Details
  • Builder: Victorian

Community & HOA

Community
  • Subdivision: WEST ALAMEDA
  • Features: Unknown
HOA
  • Has HOA: No
Location
  • Region: Alameda

Financial Details

  • Price per Sqft: $799.83
  • Tax Annual Amount: $11937.5
  • On Market Date: 2025-03-06T00:00:00.000Z
Inquire about this property

We will reach out to you with more details

Apply to Assume

Fill out an application to explore financing options for assuming this loan.

Apply now

Savings Calculator

Current cash to close is $0 (0%)
You can enter any amount below - secondary financing will cover the difference if needed.
0%
$

You cover the entire equity of $0!

Enter a smaller amount if you prefer to use secondary financing.

Loan Breakdown

Assumed Mortgage2.88% Sellers Rate
$955,000
Your Cash$0
Total Purchase Price:$955,000

Assumed vs Traditional Mortgage

Assumed @ 2.88%
$5,101/mo
Traditional @ 7.5%
$8,608/mo
You save $3,507/month ($42,081/year)

*Secondary financing rates are an estimated value based on input

MLS ID: 41088332

Listing From:

Last updated: 2025-03-17T19:33:34.000Z

© , CRMLS. All rights reserved. Information deemed to be reliable but not guaranteed. The data relating to real estate for sale on this website comes in part from the Broker Reciprocity Program. Listing broker has attempted to offer accurate data, but buyers are advised to confirm all items. IDX information is provided exclusively for consumers’ personal, non-commercial use and that it may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Information deemed reliable but not guaranteed to be accurate. Listing information updated daily.

Assumed Rate

2.88%
7.15%

Principal & Interest

$5,101 /mo
$8,298 /mo
Inquire about this property

We will reach out to you with more details

Apply to Assume

Fill out an application to explore financing options for assuming this loan.

Apply now

Savings Calculator

Current cash to close is $0 (0%)
You can enter any amount below - secondary financing will cover the difference if needed.
0%
$

You cover the entire equity of $0!

Enter a smaller amount if you prefer to use secondary financing.

Loan Breakdown

Assumed Mortgage2.88% Sellers Rate
$955,000
Your Cash$0
Total Purchase Price:$955,000

Assumed vs Traditional Mortgage

Assumed @ 2.88%
$5,101/mo
Traditional @ 7.5%
$8,608/mo
You save $3,507/month ($42,081/year)

*Secondary financing rates are an estimated value based on input

Follow Us
Your Home Sold Guaranteed Realty
Agent/Broker
Dan KaercherYour Home Sold Guaranteed Realty(480) 202-1789Dankaercher@state48livin.comMLS SA677983000

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