Dan Kaercher

Dan Kaercher

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$524,000

($171,283 down)
VA

40637 Calle Balderas, Indio, CA 92203

2
3
2,230 sqft
PITI Monthly
$1,790.34 /mo

Listing courtesy of: Kimberly Jones, HomeSmart

Assumed Rate

3.06%
7.15%

Principal & Interest

$1,624 /mo
$2,581 /mo

What's Special

GATED COMMUNITY
LARGE CENTER ISLAND
SHOPPING
ENTERTAINMENT
DINING
SPACIOUS
GRANITE COUNTERTOPS
STAINLESS STEEL APPLIANCES
WALK-IN CLOSET
SOAKING TUB
PATIO
PRIVATE BACKYARD
FITNESS CENTER
TENNIS COURTS

Beautiful & spacious dream home in Sun City Shadow Hills, a highly desirable 55+ gated community. The Castellano floor plan is 2,230 sq. ft. Owner has recently refreshed the interior with new paint, new carpet in bedrooms, side concrete walkway, new garage A/C, garage paint & decorative coating on the floor. Two spacious bedrooms, 2.5 bathrooms & a bonus area and separate dining. Enjoy crown moulding details. The kitchen is a chef's delight, boasting beautiful wood cabinetry, granite countertops, stainless steel appliances & a large center island that is perfect for entertaining. The primary bedroom is a private retreat featuring a large walk-in closet & luxurious en-suite bathroom with dual vanities, shower & soaking tub. At the opposite side of the home is a second bedroom that offers plenty of space for guests. Outdoors, you will enjoy a private backyard with a covered patio, grassy area & putting green. The home also includes an attached 2-car plus golf cart garage. This home comes with an owned solar system to potentially save on electricity. Sun City Shadow Hills has low HOA dues, giving access to incredible amenities: two 18-hole golf courses, indoor-outdoor pools, fitness centers, tennis courts, pickleball, bocce ball, and numerous clubs and activities. The community is close to shopping, dining, and entertainment, making this the perfect place to enjoy the best of 55+ living. Some Furnishings and golf cart negotiable.

... Show more

Assumption Snapshot

Type of Loan
VA
Interest Rate
3.06
Remaining Loan Term
26 years, 2 months
Monthly PITI
$1,790.34/mo
Estimated Loan Balance
$410,024
Cash to close
$171,283
Interest Paid
$43,050

Facts & Features

Interior

Bedrooms & Bathrooms
  • Bedrooms: 2
  • Bathrooms: 3
Cooling & Heating
  • Cooling: CentralAir
  • Heating: Central, NaturalGas
Features
  • Materials: Stucco
  • Community: Unknown
  • Has Fireplace: No
  • Fireplace Features: Unknown
  • Flooring: Carpet, Tile, Wood

Exterior

Fencing
  • Fencing: Block
Roof
  • Roof: Concrete
Parking
  • Garage: Yes
  • Garage Spaces: 3
  • Carport: No
  • Carport Spaces:
Water
  • Sewer: Unknown
  • Water Source: Unknown
Pool
  • Has Pool: No
  • Pool Features: Unknown

Construction

Type & Style
  • Stories: 1
  • Home type: SingleFamilyResidence
  • Architectural Style: Unknown
Materials
  • Stucco
  • Roof: Concrete
Condition
  • Year Built: 2006
Details
  • Builder: Pulte

Community & HOA

Community
  • Subdivision: Sun City Shadow Hills (30921)
  • Features: Golf, Gated
HOA
  • Has HOA: Yes
  • HOA Name: Sun City Shadow Hills HOA
  • HOA Amenities: Unknown
  • HOA Fee: $369
  • HOA Frequency: $Monthly
Location
  • Region: Indio

Financial Details

  • Price per Sqft: $234.98
  • Tax Annual Amount: $6550
  • On Market Date: 2025-01-14T00:00:00.000Z
Inquire about this property

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Apply to Assume

Fill out an application to explore financing options for assuming this loan.

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Savings Calculator

Current cash to close is $171,283 (33%)
You can enter any amount below - secondary financing will cover the difference if needed.
33%
$

You cover the entire equity of $171,283!

Enter a smaller amount if you prefer to use secondary financing.

Loan Breakdown

Assumed Mortgage3.06% Sellers Rate
$352,717
Your Cash$171,283
Total Purchase Price:$524,000

Assumed vs Traditional Mortgage

Assumed @ 3.06%
$1,624/mo
Traditional @ 7.5%
$2,677/mo
You save $1,054/month ($12,646/year)

*Secondary financing rates are an estimated value based on input

MLS ID: 219122573DA

Listing From:

Last updated: 2025-03-28T12:41:00.000Z

© , CRMLS. All rights reserved. Information deemed to be reliable but not guaranteed. The data relating to real estate for sale on this website comes in part from the Broker Reciprocity Program. Listing broker has attempted to offer accurate data, but buyers are advised to confirm all items. IDX information is provided exclusively for consumers’ personal, non-commercial use and that it may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Information deemed reliable but not guaranteed to be accurate. Listing information updated daily.

Assumed Rate

3.06%
7.15%

Principal & Interest

$1,624 /mo
$2,581 /mo
Inquire about this property

We will reach out to you with more details

Apply to Assume

Fill out an application to explore financing options for assuming this loan.

Apply now

Savings Calculator

Current cash to close is $171,283 (33%)
You can enter any amount below - secondary financing will cover the difference if needed.
33%
$

You cover the entire equity of $171,283!

Enter a smaller amount if you prefer to use secondary financing.

Loan Breakdown

Assumed Mortgage3.06% Sellers Rate
$352,717
Your Cash$171,283
Total Purchase Price:$524,000

Assumed vs Traditional Mortgage

Assumed @ 3.06%
$1,624/mo
Traditional @ 7.5%
$2,677/mo
You save $1,054/month ($12,646/year)

*Secondary financing rates are an estimated value based on input

Follow Us
Your Home Sold Guaranteed Realty
Agent/Broker
Dan KaercherYour Home Sold Guaranteed Realty(480) 202-1789Dankaercher@state48livin.comMLS SA677983000

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