Dan Kaercher

Dan Kaercher

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Closed

$699,999

($105,719 down)
FHA

40620 Melrose Dr, Temecula, CA 92591

3
3
1,731 sqft
PITI Monthly
$5,160.67 /mo

Listing courtesy of: Edward Philbrick, Coastal Premier Properties

Assumed Rate

6.54%
7.15%

Principal & Interest

$3,837 /mo
$4,083 /mo

What's Special

DINING
SPACIOUS
MODERN
STAINLESS STEEL APPLIANCES
WALK-IN CLOSET
MASTER SUITE
HOME OFFICE
PRIVATE BACKYARD
PLAYGROUND
EFFICIENT
SOLAR PANELS

Stunning 3-bedroom, 2.5-bath single-family home located in Heirloom Farms, Temecula’s newest and most desirable community! This beautifully upgraded home offers modern comfort and stylish features, with a light-filled open floor plan that flows seamlessly from the spacious living area to the sleek, contemporary kitchen. The kitchen boasts white cabinets, Simply White quartz countertops, stainless steel appliances, and a large island—ideal for breakfast with the family or casual entertaining. The home is finished with Oyster Oak EVP flooring and multi-tone textured carpet, giving it a polished, upscale feel and a warm, inviting atmosphere. Upstairs, the luxurious master suite features a walk-in closet and an en-suite bathroom with dual vanities, glass-enclosed shower. Two additional bedrooms provide ample space for family, guests, or a home office, and they share a well-appointed full bathroom. Outside, you’ll find a private backyard oasis with beautiful pavers and low-maintenance artificial turf, perfect for outdoor dining or simply relaxing. This home is ideally located just steps from the community BBQ area, dog run, and resort-style amenities, including a sparkling pool, thrilling zip line, playground, dog run. Additional highlights include energy-saving features such as a tankless water heater and paid-for solar panels, making this home not only luxurious but eco-friendly and cost-efficient. Just a short drive to the Promenade Mall, top-rated schools, and easy freeway access, this home combines convenience with upscale living and a strong sense of community.

... Show more

Assumption Snapshot

Type of Loan
FHA
Interest Rate
6.54
Remaining Loan Term
28 years, 1 months
Monthly PITI
$5,160.67/mo
Estimated Loan Balance
$596,640
Cash to close
$105,719
Interest Paid
$74,998

Facts & Features

Interior

Bedrooms & Bathrooms
  • Bedrooms: 3
  • Bathrooms: 3
Cooling & Heating
  • Cooling: CentralAir
  • Heating: ForcedAir, NaturalGas
Features
  • Materials: Stucco
  • Community: Unknown
  • Has Fireplace: No
  • Fireplace Features: Unknown
  • Flooring: Unknown

Exterior

Fencing
  • Fencing: Vinyl
Roof
  • Roof: Unknown
Parking
  • Garage: Yes
  • Garage Spaces: 2
  • Carport: No
  • Carport Spaces:
Water
  • Sewer: Unknown
  • Water Source: Public
Pool
  • Has Pool: No
  • Pool Features: Community

Construction

Type & Style
  • Stories: 2
  • Home type: SingleFamilyResidence
  • Architectural Style: Unknown
Materials
  • Stucco
  • Roof: Unknown
Condition
  • Year Built: 2023
Details
  • Builder:

Community & HOA

Community
  • Subdivision: Temecula
  • Features: Pool
HOA
  • Has HOA: Yes
  • HOA Name: Vintage Group Association
  • HOA Amenities: Unknown
  • HOA Fee: $145
  • HOA Frequency: $Monthly
Location
  • Region: Temecula

Financial Details

  • Price per Sqft: $404.39
  • Tax Annual Amount: $8749.99
  • On Market Date: 2024-10-17T00:00:00.000Z
Inquire about this property

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Apply to Assume

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Savings Calculator

Current cash to close is $105,719 (15%)
You can enter any amount below - secondary financing will cover the difference if needed.
15%
$

You cover the entire equity of $105,719!

Enter a smaller amount if you prefer to use secondary financing.

Loan Breakdown

Assumed Mortgage6.54% Sellers Rate
$594,280
Your Cash$105,719
Total Purchase Price:$699,999

Assumed vs Traditional Mortgage

Assumed @ 6.54%
$3,837/mo
Traditional @ 7.5%
$4,235/mo
You save $398/month ($4,779/year)

*Secondary financing rates are an estimated value based on input

MLS ID: 240024600SD

Listing From:

Last updated: 2024-12-05T03:35:10.000Z

© , CRMLS. All rights reserved. Information deemed to be reliable but not guaranteed. The data relating to real estate for sale on this website comes in part from the Broker Reciprocity Program. Listing broker has attempted to offer accurate data, but buyers are advised to confirm all items. IDX information is provided exclusively for consumers’ personal, non-commercial use and that it may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Information deemed reliable but not guaranteed to be accurate. Listing information updated daily.

Assumed Rate

6.54%
7.15%

Principal & Interest

$3,837 /mo
$4,083 /mo
Inquire about this property

We will reach out to you with more details

Apply to Assume

Fill out an application to explore financing options for assuming this loan.

Apply now

Savings Calculator

Current cash to close is $105,719 (15%)
You can enter any amount below - secondary financing will cover the difference if needed.
15%
$

You cover the entire equity of $105,719!

Enter a smaller amount if you prefer to use secondary financing.

Loan Breakdown

Assumed Mortgage6.54% Sellers Rate
$594,280
Your Cash$105,719
Total Purchase Price:$699,999

Assumed vs Traditional Mortgage

Assumed @ 6.54%
$3,837/mo
Traditional @ 7.5%
$4,235/mo
You save $398/month ($4,779/year)

*Secondary financing rates are an estimated value based on input

Follow Us
Your Home Sold Guaranteed Realty
Agent/Broker
Dan KaercherYour Home Sold Guaranteed Realty(480) 202-1789Dankaercher@state48livin.comMLS SA677983000

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