Dan Kaercher

Dan Kaercher

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Closed

$625,000

($26,005 down)
FHA

405 Whispering Willow Dr UNIT F, Santee, CA 92071

2
2
1,077 sqft
PITI Monthly
$5,182.63 /mo

Listing courtesy of: Alexis Reyes, eXp Realty of California, Inc.

Assumed Rate

6.71%
7.15%

Principal & Interest

$3,934 /mo
$4,113 /mo

What's Special

REMODELED
LOCATION
SHOPPING
DINING
SPACIOUS
MODERN
LUXURY
BALCONY
CHARMING

Welcome to 405 Whispering Willow Drive F, a charming 2-bedroom, 2-bath condo offering comfort and convenience. Nestled in a peaceful community, this home features a spacious open floor plan with abundant natural light. The inviting living area flows seamlessly into the beautifully remodeled kitchen, perfect for entertaining. Both bedrooms provide generous space, with the primary suite boasting a private bath for added luxury. Additional highlights include a Tesla charging unit and a newer washer and dryer for modern convenience. Enjoy your morning coffee on the balcony or take advantage of nearby shopping, dining, and parks. With upgraded features and a prime location, this home is a must-see!

... Show more

Assumption Snapshot

Type of Loan
FHA
Interest Rate
6.71
Remaining Loan Term
28 years, 5 months
Monthly PITI
$5,182.63/mo
Estimated Loan Balance
$600,154
Cash to close
$26,005
Interest Paid
$64,177

Facts & Features

Interior

Bedrooms & Bathrooms
  • Bedrooms: 2
  • Bathrooms: 2
Cooling & Heating
  • Cooling: CentralAir, Gas
  • Heating: ForcedAir, Fireplaces, NaturalGas
Features
  • Materials: Stucco
  • Community: Unknown
  • Has Fireplace: No
  • Fireplace Features: LivingRoom
  • Flooring: Carpet

Exterior

Fencing
  • Fencing: None
Roof
  • Roof: SeeRemarks
Parking
  • Garage: Yes
  • Garage Spaces: 2
  • Carport: No
  • Carport Spaces:
Water
  • Sewer: Unknown
  • Water Source: Unknown
Pool
  • Has Pool: No
  • Pool Features: Community

Construction

Type & Style
  • Stories: 2
  • Home type: Townhouse
  • Architectural Style: Unknown
Materials
  • Stucco
  • Roof: SeeRemarks
Condition
  • Year Built: 1995
Details
  • Builder:

Community & HOA

Community
  • Subdivision: Santee
  • Features: Pool
HOA
  • Has HOA: Yes
  • HOA Name: Santee Sommerset
  • HOA Amenities: Unknown
  • HOA Fee: $365
  • HOA Frequency: $Monthly
Location
  • Region: Santee

Financial Details

  • Price per Sqft: $580.32
  • Tax Annual Amount: $7812.5
  • On Market Date: 2025-02-04T00:00:00.000Z
Inquire about this property

We will reach out to you with more details

Apply to Assume

Fill out an application to explore financing options for assuming this loan.

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Savings Calculator

Current cash to close is $26,005 (4%)
You can enter any amount below - secondary financing will cover the difference if needed.
4%
$

You cover the entire equity of $26,005!

Enter a smaller amount if you prefer to use secondary financing.

Loan Breakdown

Assumed Mortgage6.71% Sellers Rate
$598,995
Your Cash$26,005
Total Purchase Price:$625,000

Assumed vs Traditional Mortgage

Assumed @ 6.71%
$3,934/mo
Traditional @ 7.5%
$4,114/mo
You save $181/month ($2,166/year)

*Secondary financing rates are an estimated value based on input

MLS ID: 250018196SD

Listing From:

Last updated: 2025-03-14T15:40:09.000Z

© , CRMLS. All rights reserved. Information deemed to be reliable but not guaranteed. The data relating to real estate for sale on this website comes in part from the Broker Reciprocity Program. Listing broker has attempted to offer accurate data, but buyers are advised to confirm all items. IDX information is provided exclusively for consumers’ personal, non-commercial use and that it may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Information deemed reliable but not guaranteed to be accurate. Listing information updated daily.

Assumed Rate

6.71%
7.15%

Principal & Interest

$3,934 /mo
$4,113 /mo
Inquire about this property

We will reach out to you with more details

Apply to Assume

Fill out an application to explore financing options for assuming this loan.

Apply now

Savings Calculator

Current cash to close is $26,005 (4%)
You can enter any amount below - secondary financing will cover the difference if needed.
4%
$

You cover the entire equity of $26,005!

Enter a smaller amount if you prefer to use secondary financing.

Loan Breakdown

Assumed Mortgage6.71% Sellers Rate
$598,995
Your Cash$26,005
Total Purchase Price:$625,000

Assumed vs Traditional Mortgage

Assumed @ 6.71%
$3,934/mo
Traditional @ 7.5%
$4,114/mo
You save $181/month ($2,166/year)

*Secondary financing rates are an estimated value based on input

Follow Us
Your Home Sold Guaranteed Realty
Agent/Broker
Dan KaercherYour Home Sold Guaranteed Realty(480) 202-1789Dankaercher@state48livin.comMLS SA677983000

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