Dan Kaercher

Dan Kaercher

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$548,500

($101,681 down)
FHA

40451 Rome Beauty Way, Cherry Valley, CA 92223

4
2
1,648 sqft
PITI Monthly
$3,770.05 /mo

Listing courtesy of: TIFFANY TAYLOR, Tiffany Taylor, Broker

Assumed Rate

6.26%
7.15%

Principal & Interest

$2,822 /mo
$3,093 /mo

What's Special

SERENE
SPACIOUS
MODERN
LUXURY
PATIO
MATURE TREES
CUL-DE-SAC
CHARMING
SOLAR PANELS

Welcome to this beautiful, move-in-ready home located at the end of a peaceful cul-de-sac in desirable Cherry Valley. This spacious 4-bedroom, plus large den, set on a lovely lot with mature trees and a serene atmosphere. Gorgeous white marbled quartz countertops, custom tile backsplash, and plenty of counter space for meal prep and entertaining. Modern luxury vinyl plank flooring throughout the home for a sleek look and easy cleaning. The primary bedroom offers French doors leading to your own private yard and patio. The recently updated bathroom features custom black-and-white tile, a new vanity, a stylish mirror, and a breathtaking shower. Enjoy a peaceful backyard with mature trees, a built-in BBQ, a pergola, and an additional patio—perfect for relaxing or entertaining guests. Additional parking on the side of the driveway, plus a large storage shed in the side yard for all your outdoor gear. Solar panels are already installed with a reasonable assumable monthly payment. Soft water system also installed and ready to go! Cherry Valley is a tranquil community with low taxes, making it an ideal place to call home. Enjoy the privacy and serenity of living in a great neighborhood with easy access to local amenities, outdoor activities, and more. Don’t miss your chance to own this charming home. Schedule a tour , ditch the HOA and High Taxes and call Cherry Valley your home!

... Show more

Assumption Snapshot

Type of Loan
FHA
Interest Rate
6.26
Remaining Loan Term
28 years, 0 months
Monthly PITI
$3,770.05/mo
Estimated Loan Balance
$458,381
Cash to close
$101,681
Interest Paid
$56,677

Facts & Features

Interior

Bedrooms & Bathrooms
  • Bedrooms: 4
  • Bathrooms: 2
Cooling & Heating
  • Cooling: CentralAir
  • Heating: Central
Features
  • Materials: Unknown
  • Community: Unknown
  • Has Fireplace: No
  • Fireplace Features: None
  • Flooring: Vinyl

Exterior

Fencing
  • Fencing: Unknown
Roof
  • Roof: Composition
Parking
  • Garage: Yes
  • Garage Spaces: 2
  • Carport: No
  • Carport Spaces:
Water
  • Sewer: SepticTank
  • Water Source: Public
Pool
  • Has Pool: No
  • Pool Features: None

Construction

Type & Style
  • Stories: 1
  • Home type: SingleFamilyResidence
  • Architectural Style: Unknown
Materials
  • Unknown
  • Roof: Composition
Condition
  • Year Built: 1973
Details
  • Builder:

Community & HOA

Community
  • Subdivision: none
  • Features: Fishing, Golf, HorseTrails, StreetLights
HOA
  • Has HOA: No
Location
  • Region: Cherry Valley

Financial Details

  • Price per Sqft: $332.83
  • Tax Annual Amount: $6856.25
  • On Market Date: 2025-04-01T00:00:00.000Z
Inquire about this property

We will reach out to you with more details

Apply to Assume

Fill out an application to explore financing options for assuming this loan.

Apply now

Savings Calculator

Current cash to close is $101,681 (19%)
You can enter any amount below - secondary financing will cover the difference if needed.
19%
$

You cover the entire equity of $101,681!

Enter a smaller amount if you prefer to use secondary financing.

Loan Breakdown

Assumed Mortgage6.26% Sellers Rate
$446,819
Your Cash$101,681
Total Purchase Price:$548,500

Assumed vs Traditional Mortgage

Assumed @ 6.26%
$2,822/mo
Traditional @ 7.5%
$3,208/mo
You save $386/month ($4,627/year)

*Secondary financing rates are an estimated value based on input

MLS ID: IV25071562

Listing From:

Last updated: 2025-04-03T14:19:03.000Z

© , CRMLS. All rights reserved. Information deemed to be reliable but not guaranteed. The data relating to real estate for sale on this website comes in part from the Broker Reciprocity Program. Listing broker has attempted to offer accurate data, but buyers are advised to confirm all items. IDX information is provided exclusively for consumers’ personal, non-commercial use and that it may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Information deemed reliable but not guaranteed to be accurate. Listing information updated daily.

Assumed Rate

6.26%
7.15%

Principal & Interest

$2,822 /mo
$3,093 /mo
Inquire about this property

We will reach out to you with more details

Apply to Assume

Fill out an application to explore financing options for assuming this loan.

Apply now

Savings Calculator

Current cash to close is $101,681 (19%)
You can enter any amount below - secondary financing will cover the difference if needed.
19%
$

You cover the entire equity of $101,681!

Enter a smaller amount if you prefer to use secondary financing.

Loan Breakdown

Assumed Mortgage6.26% Sellers Rate
$446,819
Your Cash$101,681
Total Purchase Price:$548,500

Assumed vs Traditional Mortgage

Assumed @ 6.26%
$2,822/mo
Traditional @ 7.5%
$3,208/mo
You save $386/month ($4,627/year)

*Secondary financing rates are an estimated value based on input

Follow Us
Your Home Sold Guaranteed Realty
Agent/Broker
Dan KaercherYour Home Sold Guaranteed Realty(480) 202-1789Dankaercher@state48livin.comMLS SA677983000

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