Dan Kaercher

Dan Kaercher

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Closed

$559,000

($212,999 down)
VA

4040 S Garfield Avenue, Loveland, CO 80537

5
2
2,403 sqft
PITI Monthly
$1,854.19 /mo

Listing courtesy of: Albert Gollas, Gollas & Co Inc

Assumed Rate

2.22%
7.15%

Principal & Interest

$1,450 /mo
$2,573 /mo

What's Special

LOCATION
SHOPPING
ENTERTAINMENT
DINING
SPACIOUS
MODERN
DECK
PATIO
PUBLIC TRANSPORTATION
CHARMING
COZY

This charming single-family home located at 4040 S Garfield Ave in Loveland, CO was built in 1979 and offers a cozy and inviting atmosphere. With 5 bedrooms and 2 bathrooms spread across 2,400 square feet of finished living space, this home is perfect for a small family or couple looking for a comfortable place to call their own. The home features a traditional two-story layout with a spacious living room, a kitchen equipped with modern appliances, and a dining area perfect for family meals or entertaining guests. The bedrooms are well-sized and offer ample closet space, while the bathrooms are clean and well-maintained. Home also features a new roof (2023), hot water heater (2024), HVAC (2021) Situated on a large lot spanning 22,869 square feet, there is plenty of outdoor space for relaxation, gardening, or outdoor activities. The backyard provides a tranquil setting for enjoying the beautiful Colorado weather, with room for a patio, deck, or garden. Also comes with a chicken coop and all you would need to get started raising chickens or ducks if wanted. Located in a quiet and friendly neighborhood, this home offers a peaceful retreat from the hustle and bustle of city life while still being conveniently close to shopping, dining, and entertainment options. With easy access to major highways and public transportation, commuting to work or school is a breeze. Overall, this home at 4040 S Garfield Ave is a wonderful opportunity for those seeking a well-maintained property with ample space, a great location, and plenty of potential to make it their own. Don't miss out on the chance to make this lovely home yours!

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Assumption Snapshot

Type of Loan
VA
Interest Rate
2.22
Remaining Loan Term
25 years, 10 months
Monthly PITI
$1,854.19/mo
Estimated Loan Balance
$350,030
Cash to close
$212,999
Interest Paid
$33,498

Facts & Features

Interior

Bedrooms & Bathrooms
  • Bedrooms: 5
  • Bathrooms: 2
Cooling & Heating
  • Cooling: Central Air
  • Heating: Forced Air
Features
  • Materials: Brick, Wood Frame
  • Community: Unknown
  • Has Fireplace: No
  • Fireplace Features: Free Standing, Living Room
  • Flooring: Wood

Exterior

Fencing
  • Fencing: Partial
Roof
  • Roof: Composition
Parking
  • Garage: Yes
  • Garage Spaces: 2
  • Carport: No
  • Carport Spaces:
Water
  • Sewer: Unknown
  • Water Source: Public
Pool
  • Has Pool: No
  • Pool Features: Unknown

Construction

Type & Style
  • Stories:
  • Home type: Single Family Residence
  • Architectural Style: Contemporary
Materials
  • Brick, Wood Frame
  • Roof: Composition
Condition
  • Year Built: 1979
Details
  • Builder:

Community & HOA

Community
  • Subdivision: Metes and Bounds
  • Features: Unknown
HOA
  • Has HOA: No
Location
  • Region: Loveland

Financial Details

  • Price per Sqft: $232.63
  • Tax Annual Amount: $2846
  • On Market Date: 2024-10-22T00:00:00.000Z
Inquire about this property

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Savings Calculator

Current cash to close is $212,999 (38%)
You can enter any amount below - secondary financing will cover the difference if needed.
38%
$

You cover the entire equity of $212,999!

Enter a smaller amount if you prefer to use secondary financing.

Loan Breakdown

Assumed Mortgage2.22% Sellers Rate
$346,001
Your Cash$212,999
Total Purchase Price:$559,000

Assumed vs Traditional Mortgage

Assumed @ 2.22%
$1,450/mo
Traditional @ 7.5%
$2,669/mo
You save $1,219/month ($14,623/year)

*Secondary financing rates are an estimated value based on input

MLS ID: RECIR1021074

Listing From: recolorado

Last updated: 2025-03-22T15:41:20.000Z

© , recolorado. All rights reserved. Information deemed to be reliable but not guaranteed. The data relating to real estate for sale on this website comes in part from the Broker Reciprocity Program. Listing broker has attempted to offer accurate data, but buyers are advised to confirm all items. IDX information is provided exclusively for consumers’ personal, non-commercial use and that it may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Information deemed reliable but not guaranteed to be accurate. Listing information updated daily.

Assumed Rate

2.22%
7.15%

Principal & Interest

$1,450 /mo
$2,573 /mo
Inquire about this property

We will reach out to you with more details

Apply to Assume

Fill out an application to explore financing options for assuming this loan.

Apply now

Savings Calculator

Current cash to close is $212,999 (38%)
You can enter any amount below - secondary financing will cover the difference if needed.
38%
$

You cover the entire equity of $212,999!

Enter a smaller amount if you prefer to use secondary financing.

Loan Breakdown

Assumed Mortgage2.22% Sellers Rate
$346,001
Your Cash$212,999
Total Purchase Price:$559,000

Assumed vs Traditional Mortgage

Assumed @ 2.22%
$1,450/mo
Traditional @ 7.5%
$2,669/mo
You save $1,219/month ($14,623/year)

*Secondary financing rates are an estimated value based on input

Follow Us
Your Home Sold Guaranteed Realty
Agent/Broker
Dan KaercherYour Home Sold Guaranteed Realty(480) 202-1789Dankaercher@state48livin.comMLS SA677983000

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