Dan Kaercher

Dan Kaercher

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$356,000

($176,204 down)
FHA

4031 N 81ST Avenue, Phoenix, AZ 85033

3
2
1,410 sqft
PITI Monthly
$1,207.7 /mo

Listing courtesy of: Sonya Buerger, HomeSmart

Assumed Rate

3.08%
7.15%

Principal & Interest

$836 /mo
$1,326 /mo

What's Special

LOCATION
SHOPPING

Prime Location with Endless Potential! This centrally located property offers unbeatable convenience, just minutes from interstate 10 and the 101. Enjoy easy access to a variety of shopping destinations, including a mall, Costco, and numerous restaurants. Featuring three bedrooms and two bathrooms, this home sits on a generous 8,600 sq. ft. lot, providing plenty of space to make it your own. While the property does need some TLC, a little effort will transform it into an incredible home with great value. Don't miss this fantastic opportunity—Set up a time for a private tour today!

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Assumption Snapshot

Type of Loan
FHA
Interest Rate
3.08
Remaining Loan Term
26 years, 1 months
Monthly PITI
$1,207.7/mo
Estimated Loan Balance
$189,427
Cash to close
$176,204
Interest Paid
$22,731

Facts & Features

Interior

Bedrooms & Bathrooms
  • Bedrooms: 3
  • Bathrooms: 2
Cooling & Heating
  • Cooling: Central Air, Ceiling Fan(s)
  • Heating: Electric
Features
  • Materials: Wood Frame, Painted, Slump Block
  • Community: Unknown
  • Has Fireplace: No
  • Fireplace Features: None
  • Flooring: Tile

Exterior

Fencing
  • Fencing: Chain Link, Wood
Roof
  • Roof: Composition
Parking
  • Garage: Yes
  • Garage Spaces: 1
  • Carport: Yes
  • Carport Spaces: 1
Water
  • Sewer: Public Sewer
  • Water Source: City Water
Pool
  • Has Pool: No
  • Pool Features: None

Construction

Type & Style
  • Stories: 1
  • Home type: Single Family Residence
  • Architectural Style: Ranch
Materials
  • Wood Frame, Painted, Slump Block
  • Roof: Composition
Condition
  • Year Built: 1961
Details
  • Builder: John F Long

Community & HOA

Community
  • Subdivision: Maryvale Terrace
  • Features:
HOA
  • Has HOA: No
Location
  • Region: Phoenix

Financial Details

  • Price per Sqft: $252.48
  • Tax Annual Amount: $986
  • On Market Date: 2025-03-10T19:10:06.000Z
Inquire about this property

We will reach out to you with more details

Apply to Assume

Fill out an application to explore financing options for assuming this loan.

Apply now

Savings Calculator

Current cash to close is $176,204 (49%)
You can enter any amount below - secondary financing will cover the difference if needed.
49%
$

You cover the entire equity of $176,204!

Enter a smaller amount if you prefer to use secondary financing.

Loan Breakdown

Assumed Mortgage3.08% Sellers Rate
$179,796
Your Cash$176,204
Total Purchase Price:$356,000

Assumed vs Traditional Mortgage

Assumed @ 3.08%
$836/mo
Traditional @ 7.5%
$1,376/mo
You save $539/month ($6,472/year)

*Secondary financing rates are an estimated value based on input

MLS ID: 6833052

Listing From: Arizona Regional Multiple Listing Service (ARMLS)

Last updated: 2025-03-18T17:44:38.000Z

© , Arizona Regional Multiple Listing Service (ARMLS). All rights reserved. Information deemed to be reliable but not guaranteed. The data relating to real estate for sale on this website comes in part from the Broker Reciprocity Program. Listing broker has attempted to offer accurate data, but buyers are advised to confirm all items. IDX information is provided exclusively for consumers’ personal, non-commercial use and that it may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Information deemed reliable but not guaranteed to be accurate. Listing information updated daily.

Assumed Rate

3.08%
7.15%

Principal & Interest

$836 /mo
$1,326 /mo
Inquire about this property

We will reach out to you with more details

Apply to Assume

Fill out an application to explore financing options for assuming this loan.

Apply now

Savings Calculator

Current cash to close is $176,204 (49%)
You can enter any amount below - secondary financing will cover the difference if needed.
49%
$

You cover the entire equity of $176,204!

Enter a smaller amount if you prefer to use secondary financing.

Loan Breakdown

Assumed Mortgage3.08% Sellers Rate
$179,796
Your Cash$176,204
Total Purchase Price:$356,000

Assumed vs Traditional Mortgage

Assumed @ 3.08%
$836/mo
Traditional @ 7.5%
$1,376/mo
You save $539/month ($6,472/year)

*Secondary financing rates are an estimated value based on input

Follow Us
Your Home Sold Guaranteed Realty
Agent/Broker
Dan KaercherYour Home Sold Guaranteed Realty(480) 202-1789Dankaercher@state48livin.comMLS SA677983000

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